Essent (ESNT) EBIT Margin (2013 - 2026)
Essent's (ESNT) quarterly EBIT Margin came in at 16.99% in Q2 2026, down 159.0% year-over-year from 28.79% in Q2 2025, and down 3.65% quarter-over-quarter from 17.63% in Q1 2026.
Analysis
Essent (ESNT) EBIT Margin (2013 - 2026) Analysis & Trends
Essent has disclosed EBIT Margin across 14 years of filings, most recently posting 16.99% for Q2 2026.
- In Q2 2026, EBIT Margin fell 159.0% year-over-year to 16.99%; the TTM figure through Jun 2026 stood at 18.13% (down 11.0% YoY), while the FY2025 annual figure was 18.76%, up 89.0% from the prior year.
- EBIT Margin came in at 16.99% for Q2 2026 at Essent, down from 17.63% in the prior quarter.
- In the past five years, EBIT Margin ranged from a high of 19.18% in Q3 2025 to a low of 9.33% in Q1 2022.
- Average EBIT Margin over 5 years is 16.58%, with a median of 17.43% recorded in 2023.
- Year-over-year, EBIT Margin surged 4062 bps in 2022 and slumped 159 bps in 2026.
- Over 5 years, EBIT Margin stood at 16.43% in 2022, then climbed by 4 bps to 17.01% in 2023, then rose by 6 bps to 17.95% in 2024, then advanced by 6 bps to 18.96% in 2025, then declined by 10 bps to 16.99% in 2026.
- Per Business Quant data, the three most recent EBIT Margin figures were 16.99% in Q2 2026, 17.63% in Q1 2026, and 18.96% in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,090.02 Bn | 765.31 Bn | 55.86 Bn | -29.67% |
| 2 | Chubb | 131.71 Bn | 123.42 Bn | 9.13 Bn | 11.13% |
| 3 | Progressive | 127.28 Bn | 122.28 Bn | 9.04 Bn | -43.89% |
| 4 | Travelers Companies | 77.04 Bn | 53.29 Bn | 6.23 Bn | 8.80% |
| 5 | Allstate | 65.93 Bn | 27.18 Bn | 16.28 Bn | 5.43% |
| 6 | Aflac | 58.87 Bn | -44.13 Bn | 2.27 Bn | 23.90% |
| 7 | American International | 39.98 Bn | 2.19 Bn | 3.50 Bn | 15.91% |
| 8 | Hartford Insurance | 37.48 Bn | 21.16 Bn | 3.18 Bn | 11.01% |
| 9 | Cincinnati Financial | 26.26 Bn | 24.37 Bn | 2.39 Bn | 7.46% |
| 10 | Essent | 6.22 Bn | 6.22 Bn | 313.73 Mn | 16.99% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 16.99% |
| Mar 31, 2026 | 17.63% |
| Dec 31, 2025 | 18.96% |
| Sep 30, 2025 | 19.18% |
| Jun 30, 2025 | 18.58% |
| Mar 31, 2025 | 18.33% |
| Dec 31, 2024 | 17.95% |
| Sep 30, 2024 | 18.11% |
| Jun 30, 2024 | 17.92% |
| Mar 31, 2024 | 17.46% |
| Dec 31, 2023 | 17.01% |
| Sep 30, 2023 | 15.90% |
| Jun 30, 2023 | 17.40% |
| Mar 31, 2023 | 16.87% |
| Dec 31, 2022 | 16.43% |
| Sep 30, 2022 | 12.45% |
| Jun 30, 2022 | 12.00% |
| Mar 31, 2022 | 9.33% |
| Dec 31, 2021 | 9.21% |
| Sep 30, 2021 | 7.61% |