Essent (ESNT) EBIT Margin (2013 - 2026)
Essent (ESNT) reported EBIT Margin of 65.75% for Q2 2026, down 9.24 percentage points from 74.99% a year earlier but up 1.81 percentage points from the prior quarter.
Essent (ESNT) EBIT Margin (2013 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Essent's EBIT Margin came in at 63.89%, down 5.22 percentage points year-over-year; for FY2025, it came in at 67.77%, down 3.90 percentage points from FY2024.
- EBIT Margin has declined for three consecutive years, though with a five-year change of +15.51 percentage points (FY2020 to FY2025).
- By year, EBIT Margin came in at 71.67% in FY2024 (-5.20 pp), 76.88% in FY2023 (-23.42 pp), 100.30% in FY2022 (+19.54 pp) and 80.76% in FY2021 (+28.50 pp).
- Five-year quarterly EBIT Margin spans a low of 24.12% in Q1 2022 and a high of 114.03% in Q2 2022.
- Year over year, EBIT Margin has now declined in each of the last 13 quarters, with an average year-over-year change of -5.29 percentage points over the last eight quarters.
- The high point for year-over-year EBIT Margin in five years was Q1 2023 (a gain of 57.14 percentage points); the low point was Q2 2023 (a drop of 30.73 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at 63.94% (Q1 2026), 59.07% (Q4 2025) and 66.51% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,083.69 Bn | -333.79 Bn | 55.86 Bn | -29.67% |
| 2 | Chubb | 127.81 Bn | 79.86 Bn | 9.13 Bn | -19.39% |
| 3 | Progressive | 121.79 Bn | 97.63 Bn | 9.04 Bn | -43.89% |
| 4 | Marsh & Mclennan Companies | 80.80 Bn | 72.54 Bn | - | 25.65% |
| 5 | Travelers Companies | 75.76 Bn | 52.01 Bn | 6.23 Bn | -25.96% |
| 6 | Manulife Financial | 74.06 Bn | 75.27 Bn | - | 11.89% |
| 7 | Metlife | 61.12 Bn | -45.36 Bn | 7.82 Bn | -53.77% |
| 8 | Arthur J. Gallagher | 58.82 Bn | 53.25 Bn | - | 14.54% |
| 9 | Allstate | 57.81 Bn | 19.06 Bn | 8.73 Bn | -30.76% |
| 10 | Essent | 5.70 Bn | 5.70 Bn | - | 65.75% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 65.75% |
| Mar 31, 2026 | 63.94% |
| Dec 31, 2025 | 59.07% |
| Sep 30, 2025 | 66.51% |
| Jun 30, 2025 | 74.99% |
| Mar 31, 2025 | 67.75% |
| Dec 31, 2024 | 64.47% |
| Sep 30, 2024 | 69.19% |
| Jun 30, 2024 | 78.95% |
| Mar 31, 2024 | 74.27% |
| Dec 31, 2023 | 70.95% |
| Sep 30, 2023 | 73.38% |
| Jun 30, 2023 | 83.30% |
| Mar 31, 2023 | 81.26% |
| Dec 31, 2022 | 77.83% |
| Sep 30, 2022 | 82.28% |
| Jun 30, 2022 | 114.03% |
| Mar 31, 2022 | 24.12% |
| Dec 31, 2021 | 85.29% |
| Sep 30, 2021 | 87.73% |
Essent EBIT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebit-margin&ticker=ESNT&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebit-margin", "ticker": "ESNT", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebit-margin&ticker=ESNT&period=max&api_key=YOUR_API_KEY");
const data = await res.json();