Essent (ESNT) EBT (2013 - 2026)
Essent's (ESNT) quarterly EBT came in at $206.7 million in Q1 2026, little changed year-on-year from $207.0 million in Q1 2025, and up 12.03% quarter-over-quarter from $184.5 million in Q4 2025.
Essent (ESNT) EBT (2013 - 2026) Analysis & Trends
Essent has disclosed EBT across 14 years of filings, most recently posting $206.7 million for Q1 2026.
- EBT for Q1 2026 came in at $206.7 million, changed 0.13% year-over-year; the trailing twelve-month figure through Mar 2026 was $821.6 million (down 3.2% YoY), and the FY2025 annual result was $821.9 million, down 3.93% from the prior year.
- EBT came in at $206.7 million for Q1 2026 at Essent, up from $184.5 million in the prior quarter.
- In the past five years, EBT ranged from a high of $328.4 million in Q1 2022 to a low of $173.0 million in Q4 2022.
- The 5-year median for EBT is $207.6 million (2024), against an average of $217.4 million.
- Across the five-year window, EBT soared 95.29% in 2022 and tumbled 38.71% in 2023, its largest moves.
- Essent's EBT stood at $173.0 million in 2022, then gained by 17.32% to $203.0 million in 2023, then dropped by 3.95% to $195.0 million in 2024, then fell by 5.35% to $184.5 million in 2025, then grew by 12.03% to $206.7 million in 2026.
- The last three EBT figures came in at $206.7 million (Q1 2026), $184.5 million (Q4 2025), and $199.2 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Fidelity National Financial | 12.87 Bn | 10.21 Bn | 2.62 Bn | 498.00 Mn |
| 2 | Axis Capital Holdings | 7.52 Bn | 6.65 Bn | - | 308.14 Mn |
| 3 | First American Financial | 6.80 Bn | 3.91 Bn | 1.24 Bn | 161.80 Mn |
| 4 | Enact Holdings | 6.01 Bn | 5.46 Bn | 205.74 Mn | 213.38 Mn |
| 5 | Mgic Investment | 5.57 Bn | 5.32 Bn | 202.12 Mn | 206.83 Mn |
| 6 | Essent | 5.47 Bn | 5.47 Bn | - | 206.73 Mn |
| 7 | Radian | 4.74 Bn | 4.66 Bn | 368.17 Mn | 173.66 Mn |
| 8 | Ryan Specialty Holdings | 4.62 Bn | 5.05 Bn | - | 47.11 Mn |
| 9 | Assured Guaranty | 3.42 Bn | -495.48 Mn | 216.00 Mn | 34.00 Mn |
| 10 | NMI Holdings | 2.82 Bn | 2.75 Bn | 152.85 Mn | 124.94 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 206.73 Mn |
| Dec 31, 2025 | 184.53 Mn |
| Sep 30, 2025 | 199.16 Mn |
| Jun 30, 2025 | 231.18 Mn |
| Mar 31, 2025 | 207.00 Mn |
| Dec 31, 2024 | 194.95 Mn |
| Sep 30, 2024 | 207.57 Mn |
| Jun 30, 2024 | 239.23 Mn |
| Mar 31, 2024 | 213.74 Mn |
| Dec 31, 2023 | 202.96 Mn |
| Sep 30, 2023 | 209.44 Mn |
| Jun 30, 2023 | 209.30 Mn |
| Mar 31, 2023 | 201.30 Mn |
| Dec 31, 2022 | 173.00 Mn |
| Sep 30, 2022 | 210.92 Mn |
| Jun 30, 2022 | 275.82 Mn |
| Mar 31, 2022 | 328.45 Mn |
| Dec 31, 2021 | 217.02 Mn |
| Sep 30, 2021 | 246.68 Mn |
| Jun 30, 2021 | 190.42 Mn |