Essent (ESNT) EBT (2013 - 2026)
Essent's (ESNT) quarterly EBT came in at $230.3 million in Q2 2026, little changed year-over-year from $231.2 million in Q2 2025, and up 11.41% quarter-over-quarter from $206.7 million in Q1 2026.
Analysis
Essent (ESNT) EBT (2013 - 2026) Analysis & Trends
Essent has disclosed EBT across 14 years of filings, most recently posting $230.3 million for Q2 2026.
- In Q2 2026, EBT changed 0.37% year-over-year to $230.3 million; the TTM figure through Jun 2026 stood at $820.7 million (down 2.37% YoY), while the FY2025 annual figure was $821.9 million, down 3.93% from the prior year.
- EBT came in at $230.3 million for Q2 2026 at Essent, up from $206.7 million in the prior quarter.
- In the past five years, EBT ranged from a high of $328.4 million in Q1 2022 to a low of $173.0 million in Q4 2022.
- Average EBT over 5 years is $218.1 million, with a median of $208.4 million recorded in 2023.
- Year-over-year, EBT jumped 95.29% in 2022 and slumped 38.71% in 2023.
- Over 5 years, EBT stood at $173.0 million in 2022, then gained by 17.32% to $203.0 million in 2023, then dropped by 3.95% to $195.0 million in 2024, then fell by 5.35% to $184.5 million in 2025, then grew by 24.81% to $230.3 million in 2026.
- Per Business Quant data, the three most recent EBT figures were $230.3 million in Q2 2026, $206.7 million in Q1 2026, and $184.5 million in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 130.88 Bn | 117.11 Bn | 9.13 Bn | 3.62 Bn |
| 2 | Progressive | 125.74 Bn | 120.74 Bn | 9.04 Bn | 4.21 Bn |
| 3 | Travelers Companies | 77.04 Bn | 53.29 Bn | 6.23 Bn | 2.77 Bn |
| 4 | Allstate | 64.40 Bn | 25.67 Bn | 16.28 Bn | 4.14 Bn |
| 5 | Aflac | 57.37 Bn | -45.63 Bn | 2.27 Bn | 995.00 Mn |
| 6 | American International | 39.59 Bn | 1.77 Bn | 3.50 Bn | 1.26 Bn |
| 7 | Hartford Insurance | 37.18 Bn | 20.87 Bn | 3.18 Bn | 1.23 Bn |
| 8 | Cincinnati Financial | 26.01 Bn | 24.12 Bn | 2.39 Bn | 1.58 Bn |
| 9 | Loews | 22.31 Bn | 14.19 Mn | 2.57 Bn | 612.00 Mn |
| 10 | Essent | 6.16 Bn | 6.16 Bn | 313.73 Mn | 230.32 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 230.32 Mn |
| Mar 31, 2026 | 206.73 Mn |
| Dec 31, 2025 | 184.53 Mn |
| Sep 30, 2025 | 199.16 Mn |
| Jun 30, 2025 | 231.18 Mn |
| Mar 31, 2025 | 207.00 Mn |
| Dec 31, 2024 | 194.95 Mn |
| Sep 30, 2024 | 207.57 Mn |
| Jun 30, 2024 | 239.23 Mn |
| Mar 31, 2024 | 213.74 Mn |
| Dec 31, 2023 | 202.96 Mn |
| Sep 30, 2023 | 209.44 Mn |
| Jun 30, 2023 | 209.30 Mn |
| Mar 31, 2023 | 201.30 Mn |
| Dec 31, 2022 | 173.00 Mn |
| Sep 30, 2022 | 210.92 Mn |
| Jun 30, 2022 | 275.82 Mn |
| Mar 31, 2022 | 328.45 Mn |
| Dec 31, 2021 | 217.02 Mn |
| Sep 30, 2021 | 246.68 Mn |