Essent (ESNT) EBT (2013 - 2026)
Essent (ESNT) posted EBT of $206.7 million for Q1 2026, up 12.03% sequentially from $184.5 million in Q4 2025, and little changed YoY from $207.0 million in Q1 2025.
Essent (ESNT) EBT (2013 - 2026) Analysis & Trends
Essent has reported EBT for 14 years, with the latest figure at $206.7 million in Q1 2026.
- Quarterly EBT changed 0.13% year-over-year to $206.7 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $821.6 million (down 3.2% YoY) and the FY2025 annual result came in at $821.9 million, down 3.93% from the prior year.
- EBT improved to $206.7 million in Q1 2026 per ESNT's latest filing, from $184.5 million in the prior quarter.
- Over five years, EBT peaked at $328.4 million in Q1 2022 and troughed at $173.0 million in Q4 2022.
- A 5-year average of $217.4 million and a median of $207.6 million in 2024 frame the typical range for EBT.
- The sharpest annual moves came in 2022 and 2023: EBT surged 95.29% in 2022, then tumbled 38.71% in 2023.
- Over 5 years, EBT stood at $173.0 million in 2022, then climbed by 17.32% to $203.0 million in 2023, then fell by 3.95% to $195.0 million in 2024, then decreased by 5.35% to $184.5 million in 2025, then rose by 12.03% to $206.7 million in 2026.
- According to Business Quant data, EBT over the past three periods registered $206.7 million, $184.5 million, and $199.2 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Fidelity National Financial | 12.71 Bn | 8.14 Bn | 3.59 Bn | 338.00 Mn |
| 2 | First American Financial | 7.40 Bn | 4.28 Bn | 1.77 Bn | 283.90 Mn |
| 3 | Axis Capital Holdings | 7.28 Bn | 6.49 Bn | 819.78 Mn | 316.19 Mn |
| 4 | Enact Holdings | 6.86 Bn | 6.36 Bn | 284.04 Mn | 219.97 Mn |
| 5 | Mgic Investment | 6.46 Bn | 6.23 Bn | 284.40 Mn | 229.93 Mn |
| 6 | Essent | 6.22 Bn | 6.22 Bn | 313.73 Mn | 230.32 Mn |
| 7 | Ryan Specialty Holdings | 5.38 Bn | 5.24 Bn | - | 130.73 Mn |
| 8 | Radian | 4.96 Bn | 4.22 Bn | 380.01 Mn | 150.72 Mn |
| 9 | NMI Holdings | 3.45 Bn | 3.37 Bn | 157.40 Mn | 136.95 Mn |
| 10 | Assured Guaranty | 3.29 Bn | -503.07 Mn | 156.00 Mn | 60.00 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 230.32 Mn |
| Mar 31, 2026 | 206.73 Mn |
| Dec 31, 2025 | 184.53 Mn |
| Sep 30, 2025 | 199.16 Mn |
| Jun 30, 2025 | 231.18 Mn |
| Mar 31, 2025 | 207.00 Mn |
| Dec 31, 2024 | 194.95 Mn |
| Sep 30, 2024 | 207.57 Mn |
| Jun 30, 2024 | 239.23 Mn |
| Mar 31, 2024 | 213.74 Mn |
| Dec 31, 2023 | 202.96 Mn |
| Sep 30, 2023 | 209.44 Mn |
| Jun 30, 2023 | 209.30 Mn |
| Mar 31, 2023 | 201.30 Mn |
| Dec 31, 2022 | 173.00 Mn |
| Sep 30, 2022 | 210.92 Mn |
| Jun 30, 2022 | 275.82 Mn |
| Mar 31, 2022 | 328.45 Mn |
| Dec 31, 2021 | 217.02 Mn |
| Sep 30, 2021 | 246.68 Mn |