Growth Metrics

Essent (ESNT) EBT (2016 - 2025)

Essent (ESNT) has disclosed EBT for 13 consecutive years, with $184.5 million as the latest value for Q4 2025.

  • Quarterly EBT fell 5.35% to $184.5 million in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $821.9 million through Dec 2025, down 3.93% year-over-year, with the annual reading at $821.9 million for FY2025, 3.93% down from the prior year.
  • EBT hit $184.5 million in Q4 2025 for Essent, down from $199.2 million in the prior quarter.
  • In the past five years, EBT ranged from a high of $328.4 million in Q1 2022 to a low of $168.2 million in Q1 2021.
  • Historically, EBT has averaged $215.5 million across 5 years, with a median of $208.4 million in 2023.
  • Biggest five-year swings in EBT: surged 912.08% in 2021 and later plummeted 38.71% in 2023.
  • Year by year, EBT stood at $217.0 million in 2021, then decreased by 20.29% to $173.0 million in 2022, then rose by 17.32% to $203.0 million in 2023, then fell by 3.95% to $195.0 million in 2024, then decreased by 5.35% to $184.5 million in 2025.
  • Business Quant data shows EBT for ESNT at $184.5 million in Q4 2025, $199.2 million in Q3 2025, and $231.2 million in Q2 2025.