Essent (ESNT) FCF Margin (2013 - 2026)

Essent's (ESNT) quarterly FCF Margin came in at 56.9% in Q1 2026, down 1287.0% year-on-year from 4.79% in Q1 2025, and down 21.14% quarter-over-quarter from 72.15% in Q4 2025.

Essent (ESNT) FCF Margin (2013 - 2026) Analysis & Trends

Essent has disclosed FCF Margin across 14 years of filings, most recently posting 56.9% for Q1 2026.

  • FCF Margin for Q1 2026 came in at 56.9%, down 1287.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 71.56% (up 586.0% YoY), and the FY2025 annual result was 67.31%, down 147.0% from the prior year.
  • FCF Margin came in at 56.9% for Q1 2026 at Essent, down from 72.15% in the prior quarter.
  • In the past five years, FCF Margin ranged from a high of 94.3% in Q3 2024 to a low of 29.4% in Q2 2022.
  • The 5-year median for FCF Margin is 72.15% (2025), against an average of 70.73%.
  • Across the five-year window, FCF Margin surged 4906 bps in 2023 and plunged 4254 bps in 2024, its largest moves.
  • Essent's FCF Margin stood at 74.29% in 2022, then advanced by 17 bps to 86.84% in 2023, then plunged by 49 bps to 44.3% in 2024, then soared by 63 bps to 72.15% in 2025, then fell by 21 bps to 56.9% in 2026.
  • The last three FCF Margin figures came in at 56.9% (Q1 2026), 72.15% (Q4 2025), and 86.53% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Fidelity National Financial 12.87 Bn 10.21 Bn 2.62 Bn 26.29%
2 Axis Capital Holdings 7.52 Bn 6.65 Bn - 34.11%
3 First American Financial 6.80 Bn 3.91 Bn 1.24 Bn -1.78%
4 Enact Holdings 6.01 Bn 5.46 Bn 205.74 Mn 92.24%
5 Mgic Investment 5.57 Bn 5.32 Bn 202.12 Mn 32.60%
6 Essent 5.47 Bn 5.47 Bn - 56.90%
7 Radian 4.74 Bn 4.66 Bn 368.17 Mn 60.96%
8 Ryan Specialty Holdings 4.62 Bn 5.05 Bn - -21.38%
9 Assured Guaranty 3.42 Bn -495.48 Mn 216.00 Mn 72.80%
10 NMI Holdings 2.82 Bn 2.75 Bn 152.85 Mn 62.67%

Historic Data

Download Data
DateValue
Mar 31, 2026 56.90%
Dec 31, 2025 72.15%
Sep 30, 2025 86.53%
Jun 30, 2025 75.79%
Mar 31, 2025 69.77%
Dec 31, 2024 44.30%
Sep 30, 2024 94.30%
Jun 30, 2024 74.49%
Mar 31, 2024 71.21%
Dec 31, 2023 86.84%
Sep 30, 2023 65.52%
Jun 30, 2023 78.46%
Mar 31, 2023 71.96%
Dec 31, 2022 74.29%
Sep 30, 2022 82.57%
Jun 30, 2022 29.40%
Mar 31, 2022 67.99%
Dec 31, 2021 74.07%
Sep 30, 2021 62.58%
Jun 30, 2021 62.42%