Essent (ESNT) FCF Margin (2013 - 2026)
Essent (ESNT) posted FCF Margin of 73.52% for Q1 2026, up 66.78% sequentially from 44.08% in Q4 2025, and down 1651.0% YoY from 4.74% in Q1 2025.
Essent (ESNT) FCF Margin (2013 - 2026) Analysis & Trends
Essent has reported FCF Margin for 14 years, with the latest figure at 73.52% in Q1 2026.
- Quarterly FCF Margin fell 1651.0% year-over-year to 73.52% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 61.34% (down 540.0% YoY) and the FY2025 annual result came in at 67.61%, down 171.0% from the prior year.
- FCF Margin rose to 73.52% in Q1 2026 per ESNT's latest filing, from 44.08% in the prior quarter.
- Over five years, FCF Margin peaked at 91.87% in Q3 2024 and troughed at 25.5% in Q2 2022.
- A 5-year average of 67.44% and a median of 71.21% in 2024 frame the typical range for FCF Margin.
- The sharpest annual moves came in 2022 and 2023: FCF Margin slumped 4432 bps in 2022, then jumped 3881 bps in 2023.
- Over 5 years, FCF Margin stood at 46.75% in 2022, then jumped by 56 bps to 73.1% in 2023, then sank by 36 bps to 46.88% in 2024, then decreased by 6 bps to 44.08% in 2025, then surged by 67 bps to 73.52% in 2026.
- According to Business Quant data, FCF Margin over the past three periods registered 73.52%, 44.08%, and 68.35% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Fidelity National Financial | 12.69 Bn | 8.13 Bn | 3.59 Bn | 45.30% |
| 2 | First American Financial | 7.40 Bn | 4.28 Bn | 1.77 Bn | 14.99% |
| 3 | Axis Capital Holdings | 7.30 Bn | 6.52 Bn | 819.78 Mn | 35.22% |
| 4 | Enact Holdings | 6.89 Bn | 6.40 Bn | 284.04 Mn | 37.35% |
| 5 | Mgic Investment | 6.51 Bn | 6.29 Bn | 284.40 Mn | 62.46% |
| 6 | Essent | 6.25 Bn | 6.25 Bn | 313.73 Mn | 54.07% |
| 7 | Ryan Specialty Holdings | 5.36 Bn | 5.22 Bn | - | 30.09% |
| 8 | Radian | 4.98 Bn | 4.24 Bn | 380.01 Mn | 59.61% |
| 9 | NMI Holdings | 3.46 Bn | 3.39 Bn | 157.40 Mn | 74.64% |
| 10 | Assured Guaranty | 3.28 Bn | -513.70 Mn | 156.00 Mn | 20.51% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 54.07% |
| Mar 31, 2026 | 73.52% |
| Dec 31, 2025 | 44.08% |
| Sep 30, 2025 | 68.35% |
| Jun 30, 2025 | 75.88% |
| Mar 31, 2025 | 90.03% |
| Dec 31, 2024 | 46.88% |
| Sep 30, 2024 | 91.87% |
| Jun 30, 2024 | 59.96% |
| Mar 31, 2024 | 71.21% |
| Dec 31, 2023 | 73.10% |
| Sep 30, 2023 | 78.61% |
| Jun 30, 2023 | 64.32% |
| Mar 31, 2023 | 87.29% |
| Dec 31, 2022 | 46.75% |
| Sep 30, 2022 | 65.59% |
| Jun 30, 2022 | 25.50% |
| Mar 31, 2022 | 83.55% |
| Dec 31, 2021 | 87.56% |
| Sep 30, 2021 | 62.58% |