Essent (ESNT) FCF Margin (2013 - 2026)
Essent (ESNT) reported FCF Margin of 54.07% for Q2 2026, down 5.08 percentage points from 59.16% a year earlier and down 2.83 percentage points from the prior quarter.
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Analysis
Essent (ESNT) FCF Margin (2013 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Essent's FCF Margin came in at 62.43%, down 5.76 percentage points year-over-year; for FY2025, it came in at 67.31%, down 1.47 percentage points from FY2024.
- FCF Margin has a five-year change of -8.65 percentage points (FY2020 to FY2025).
- By year, FCF Margin came in at 68.77% in FY2024 (+0.38 pp), 68.39% in FY2023 (+9.96 pp), 58.44% in FY2022 (-10.28 pp) and 68.72% in FY2021 (-7.24 pp).
- The Q2 2026 figure ranks as the lowest quarterly FCF Margin since Q2 2022.
- Year over year, FCF Margin gained in two of the last eight quarters, with an average year-over-year change of -2.12 percentage points.
- The high point for year-over-year FCF Margin in five years was Q2 2023 (a gain of 38.81 percentage points); the low point was Q2 2022 (a drop of 36.91 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at 56.90% (Q1 2026), 72.97% (Q4 2025) and 67.54% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 140.29 Bn | 85.93 Bn | 8.67 Bn | 37.49% |
| 2 | Progressive | 132.20 Bn | 107.72 Bn | 8.29 Bn | 18.98% |
| 3 | Marsh & Mclennan Companies | 96.60 Bn | 88.76 Bn | - | 20.36% |
| 4 | Travelers Companies | 82.11 Bn | 59.60 Bn | 5.93 Bn | 31.15% |
| 5 | Manulife Financial | 75.43 Bn | 8.45 Bn | - | - |
| 6 | Arthur J. Gallagher | 71.09 Bn | 65.68 Bn | - | 32.57% |
| 7 | Aon | 70.49 Bn | 49.69 Bn | - | 26.75% |
| 8 | Metlife | 65.52 Bn | -41.26 Bn | 7.82 Bn | 10.15% |
| 9 | Allstate | 64.49 Bn | 24.33 Bn | 7.41 Bn | 21.45% |
| 10 | Essent | 5.95 Bn | 5.95 Bn | - | 54.07% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 54.07% |
| Mar 31, 2026 | 56.90% |
| Dec 31, 2025 | 72.97% |
| Sep 30, 2025 | 67.54% |
| Jun 30, 2025 | 59.16% |
| Mar 31, 2025 | 69.70% |
| Dec 31, 2024 | 71.73% |
| Sep 30, 2024 | 72.24% |
| Jun 30, 2024 | 59.96% |
| Mar 31, 2024 | 71.21% |
| Dec 31, 2023 | 71.75% |
| Sep 30, 2023 | 65.52% |
| Jun 30, 2023 | 64.32% |
| Mar 31, 2023 | 71.96% |
| Dec 31, 2022 | 74.29% |
| Sep 30, 2022 | 65.59% |
| Jun 30, 2022 | 25.50% |
| Mar 31, 2022 | 67.99% |
| Dec 31, 2021 | 74.07% |
| Sep 30, 2021 | 62.58% |
API Access
Essent FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=ESNT&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "ESNT", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=ESNT&period=max&api_key=YOUR_API_KEY");
const data = await res.json();