Essent (ESNT) FCF Margin (2013 - 2026)
Essent (ESNT) reported FCF Margin of 73.52% for Q1 2026, down 1651.0% on a YoY basis from 4.74% in Q1 2025, and up 66.78% sequentially from 44.08% in Q4 2025.
Essent (ESNT) FCF Margin (2013 - 2026) Analysis & Trends
Essent (ESNT) has 14 years of FCF Margin data on file, last reported at 73.52% in Q1 2026.
- For the quarter ending Q1 2026, FCF Margin fell 1651.0% year-over-year to 73.52%; the trailing twelve-month figure through Mar 2026 stood at 61.34% (down 540.0% YoY), and the FY2025 full-year result was 67.61%, down 171.0% from the prior year.
- FCF Margin rose to 73.52% in Q1 2026, from 44.08% in the prior quarter.
- In the past five years, FCF Margin ranged from a high of 91.87% in Q3 2024 to a low of 25.5% in Q2 2022.
- A 5-year average of 67.44% and a median of 71.21% in 2024 frame the typical range for FCF Margin.
- Across the five-year window, FCF Margin plunged 4432 bps in 2022 and surged 3881 bps in 2023, its largest moves.
- Tracing ESNT's FCF Margin over 5 years: stood at 46.75% in 2022, then jumped by 56 bps to 73.1% in 2023, then slumped by 36 bps to 46.88% in 2024, then declined by 6 bps to 44.08% in 2025, then surged by 67 bps to 73.52% in 2026.
- Business Quant data shows ESNT's FCF Margin at 73.52% in Q1 2026, 44.08% in Q4 2025, and 68.35% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Fidelity National Financial | 13.08 Bn | 10.42 Bn | 3.16 Bn | 26.29% |
| 2 | Axis Capital Holdings | 8.50 Bn | 7.97 Bn | 613.18 Mn | 34.11% |
| 3 | First American Financial | 7.10 Bn | 4.22 Bn | 1.77 Bn | 14.99% |
| 4 | Enact Holdings | 6.51 Bn | 5.96 Bn | 205.69 Mn | 92.25% |
| 5 | Mgic Investment | 6.26 Bn | 6.23 Bn | 263.84 Mn | 25.82% |
| 6 | Essent | 6.05 Bn | 6.05 Bn | 211.88 Mn | 73.52% |
| 7 | Radian | 5.96 Bn | 5.91 Bn | 304.36 Mn | 36.03% |
| 8 | Assured Guaranty | 3.78 Bn | 3.28 Bn | 65.00 Mn | 231.71% |
| 9 | NMI Holdings | 3.17 Bn | 3.10 Bn | 134.15 Mn | 74.28% |
| 10 | Employers Holdings | 957.12 Mn | 620.72 Mn | 51.80 Mn | 0.72% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 73.52% |
| Dec 31, 2025 | 44.08% |
| Sep 30, 2025 | 68.35% |
| Jun 30, 2025 | 75.88% |
| Mar 31, 2025 | 90.03% |
| Dec 31, 2024 | 46.88% |
| Sep 30, 2024 | 91.87% |
| Jun 30, 2024 | 59.96% |
| Mar 31, 2024 | 71.21% |
| Dec 31, 2023 | 73.10% |
| Sep 30, 2023 | 78.61% |
| Jun 30, 2023 | 64.32% |
| Mar 31, 2023 | 87.29% |
| Dec 31, 2022 | 46.75% |
| Sep 30, 2022 | 65.59% |
| Jun 30, 2022 | 25.50% |
| Mar 31, 2022 | 83.55% |
| Dec 31, 2021 | 87.56% |
| Sep 30, 2021 | 62.58% |
| Jun 30, 2021 | 69.83% |