Essent (ESNT) FCF Margin (2013 - 2026)
Essent's (ESNT) quarterly FCF Margin came in at 56.9% in Q1 2026, down 1287.0% year-on-year from 4.79% in Q1 2025, and down 21.14% quarter-over-quarter from 72.15% in Q4 2025.
Essent (ESNT) FCF Margin (2013 - 2026) Analysis & Trends
Essent has disclosed FCF Margin across 14 years of filings, most recently posting 56.9% for Q1 2026.
- FCF Margin for Q1 2026 came in at 56.9%, down 1287.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 71.56% (up 586.0% YoY), and the FY2025 annual result was 67.31%, down 147.0% from the prior year.
- FCF Margin came in at 56.9% for Q1 2026 at Essent, down from 72.15% in the prior quarter.
- In the past five years, FCF Margin ranged from a high of 94.3% in Q3 2024 to a low of 29.4% in Q2 2022.
- The 5-year median for FCF Margin is 72.15% (2025), against an average of 70.73%.
- Across the five-year window, FCF Margin surged 4906 bps in 2023 and plunged 4254 bps in 2024, its largest moves.
- Essent's FCF Margin stood at 74.29% in 2022, then advanced by 17 bps to 86.84% in 2023, then plunged by 49 bps to 44.3% in 2024, then soared by 63 bps to 72.15% in 2025, then fell by 21 bps to 56.9% in 2026.
- The last three FCF Margin figures came in at 56.9% (Q1 2026), 72.15% (Q4 2025), and 86.53% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Fidelity National Financial | 12.87 Bn | 10.21 Bn | 2.62 Bn | 26.29% |
| 2 | Axis Capital Holdings | 7.52 Bn | 6.65 Bn | - | 34.11% |
| 3 | First American Financial | 6.80 Bn | 3.91 Bn | 1.24 Bn | -1.78% |
| 4 | Enact Holdings | 6.01 Bn | 5.46 Bn | 205.74 Mn | 92.24% |
| 5 | Mgic Investment | 5.57 Bn | 5.32 Bn | 202.12 Mn | 32.60% |
| 6 | Essent | 5.47 Bn | 5.47 Bn | - | 56.90% |
| 7 | Radian | 4.74 Bn | 4.66 Bn | 368.17 Mn | 60.96% |
| 8 | Ryan Specialty Holdings | 4.62 Bn | 5.05 Bn | - | -21.38% |
| 9 | Assured Guaranty | 3.42 Bn | -495.48 Mn | 216.00 Mn | 72.80% |
| 10 | NMI Holdings | 2.82 Bn | 2.75 Bn | 152.85 Mn | 62.67% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 56.90% |
| Dec 31, 2025 | 72.15% |
| Sep 30, 2025 | 86.53% |
| Jun 30, 2025 | 75.79% |
| Mar 31, 2025 | 69.77% |
| Dec 31, 2024 | 44.30% |
| Sep 30, 2024 | 94.30% |
| Jun 30, 2024 | 74.49% |
| Mar 31, 2024 | 71.21% |
| Dec 31, 2023 | 86.84% |
| Sep 30, 2023 | 65.52% |
| Jun 30, 2023 | 78.46% |
| Mar 31, 2023 | 71.96% |
| Dec 31, 2022 | 74.29% |
| Sep 30, 2022 | 82.57% |
| Jun 30, 2022 | 29.40% |
| Mar 31, 2022 | 67.99% |
| Dec 31, 2021 | 74.07% |
| Sep 30, 2021 | 62.58% |
| Jun 30, 2021 | 62.42% |