Essent (ESNT) FCF Margin (2013 - 2026)

Essent (ESNT) reported FCF Margin of 73.52% for Q1 2026, down 1651.0% on a YoY basis from 4.74% in Q1 2025, and up 66.78% sequentially from 44.08% in Q4 2025.

Essent (ESNT) FCF Margin (2013 - 2026) Analysis & Trends

Essent (ESNT) has 14 years of FCF Margin data on file, last reported at 73.52% in Q1 2026.

  • For the quarter ending Q1 2026, FCF Margin fell 1651.0% year-over-year to 73.52%; the trailing twelve-month figure through Mar 2026 stood at 61.34% (down 540.0% YoY), and the FY2025 full-year result was 67.61%, down 171.0% from the prior year.
  • FCF Margin rose to 73.52% in Q1 2026, from 44.08% in the prior quarter.
  • In the past five years, FCF Margin ranged from a high of 91.87% in Q3 2024 to a low of 25.5% in Q2 2022.
  • A 5-year average of 67.44% and a median of 71.21% in 2024 frame the typical range for FCF Margin.
  • Across the five-year window, FCF Margin plunged 4432 bps in 2022 and surged 3881 bps in 2023, its largest moves.
  • Tracing ESNT's FCF Margin over 5 years: stood at 46.75% in 2022, then jumped by 56 bps to 73.1% in 2023, then slumped by 36 bps to 46.88% in 2024, then declined by 6 bps to 44.08% in 2025, then surged by 67 bps to 73.52% in 2026.
  • Business Quant data shows ESNT's FCF Margin at 73.52% in Q1 2026, 44.08% in Q4 2025, and 68.35% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Fidelity National Financial 13.08 Bn 10.42 Bn 3.16 Bn 26.29%
2 Axis Capital Holdings 8.50 Bn 7.97 Bn 613.18 Mn 34.11%
3 First American Financial 7.10 Bn 4.22 Bn 1.77 Bn 14.99%
4 Enact Holdings 6.51 Bn 5.96 Bn 205.69 Mn 92.25%
5 Mgic Investment 6.26 Bn 6.23 Bn 263.84 Mn 25.82%
6 Essent 6.05 Bn 6.05 Bn 211.88 Mn 73.52%
7 Radian 5.96 Bn 5.91 Bn 304.36 Mn 36.03%
8 Assured Guaranty 3.78 Bn 3.28 Bn 65.00 Mn 231.71%
9 NMI Holdings 3.17 Bn 3.10 Bn 134.15 Mn 74.28%
10 Employers Holdings 957.12 Mn 620.72 Mn 51.80 Mn 0.72%

Historic Data

Download Data
DateValue
Mar 31, 2026 73.52%
Dec 31, 2025 44.08%
Sep 30, 2025 68.35%
Jun 30, 2025 75.88%
Mar 31, 2025 90.03%
Dec 31, 2024 46.88%
Sep 30, 2024 91.87%
Jun 30, 2024 59.96%
Mar 31, 2024 71.21%
Dec 31, 2023 73.10%
Sep 30, 2023 78.61%
Jun 30, 2023 64.32%
Mar 31, 2023 87.29%
Dec 31, 2022 46.75%
Sep 30, 2022 65.59%
Jun 30, 2022 25.50%
Mar 31, 2022 83.55%
Dec 31, 2021 87.56%
Sep 30, 2021 62.58%
Jun 30, 2021 69.83%