Essent (ESNT) EBITDA Margin (2013 - 2026)
Essent's (ESNT) quarterly EBITDA Margin came in at 40.42% in Q1 2026, down 3741.0% year-on-year from 1.11% in Q1 2025, and down 25.02% quarter-over-quarter from 53.91% in Q4 2025.
Essent (ESNT) EBITDA Margin (2013 - 2026) Analysis & Trends
Essent has disclosed EBITDA Margin across 14 years of filings, most recently posting 40.42% for Q1 2026.
- EBITDA Margin for Q1 2026 came in at 40.42%, down 3741.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 63.89% (up 357.0% YoY), and the FY2025 annual result was 66.77%, up 998.0% from the prior year.
- EBITDA Margin came in at 40.42% for Q1 2026 at Essent, down from 53.91% in the prior quarter.
- In the past five years, EBITDA Margin ranged from a high of 134.87% in Q4 2023 to a low of 10.92% in Q4 2024.
- The 5-year median for EBITDA Margin is 63.84% (2023), against an average of 64.86%.
- Peak annual rise in EBITDA Margin reached 8357 bps in 2024, while the deepest fall reached 12395 bps in 2024.
- Essent's EBITDA Margin stood at 81.79% in 2022, then soared by 65 bps to 134.87% in 2023, then sank by 92 bps to 10.92% in 2024, then surged by 394 bps to 53.91% in 2025, then retreated by 25 bps to 40.42% in 2026.
- The last three EBITDA Margin figures came in at 40.42% (Q1 2026), 53.91% (Q4 2025), and 87.06% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Fidelity National Financial | 12.87 Bn | 10.21 Bn | 2.62 Bn | 25.48% |
| 2 | Axis Capital Holdings | 7.52 Bn | 6.65 Bn | - | 21.92% |
| 3 | First American Financial | 6.80 Bn | 3.91 Bn | 1.24 Bn | 8.29% |
| 4 | Enact Holdings | 6.01 Bn | 5.46 Bn | 205.74 Mn | 29.19% |
| 5 | Mgic Investment | 5.57 Bn | 5.32 Bn | 202.12 Mn | 26.23% |
| 6 | Essent | 5.47 Bn | 5.47 Bn | - | 40.42% |
| 7 | Radian | 4.74 Bn | 4.66 Bn | 368.17 Mn | 14.95% |
| 8 | Ryan Specialty Holdings | 4.62 Bn | 5.05 Bn | - | 12.60% |
| 9 | Assured Guaranty | 3.42 Bn | -495.48 Mn | 216.00 Mn | 35.25% |
| 10 | NMI Holdings | 2.82 Bn | 2.75 Bn | 152.85 Mn | 42.11% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 40.42% |
| Dec 31, 2025 | 53.91% |
| Sep 30, 2025 | 87.06% |
| Jun 30, 2025 | 85.17% |
| Mar 31, 2025 | 77.83% |
| Dec 31, 2024 | 10.92% |
| Sep 30, 2024 | 117.92% |
| Jun 30, 2024 | 78.70% |
| Mar 31, 2024 | 53.61% |
| Dec 31, 2023 | 134.87% |
| Sep 30, 2023 | 34.35% |
| Jun 30, 2023 | 63.84% |
| Mar 31, 2023 | 89.59% |
| Dec 31, 2022 | 81.79% |
| Sep 30, 2022 | 19.74% |
| Jun 30, 2022 | 45.99% |
| Mar 31, 2022 | 26.89% |
| Dec 31, 2021 | 59.62% |
| Sep 30, 2021 | 59.41% |
| Jun 30, 2021 | 80.64% |