Essent (ESNT) EBITDA Margin (2013 - 2026)
Essent (ESNT) posted EBITDA Margin of 66.08% for Q2 2026, down 9.33 percentage points from 75.41% a year earlier but up 1.78 percentage points from the prior quarter.
Essent (ESNT) EBITDA Margin (2013 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, EBITDA Margin at Essent was 64.27%, down 5.29 percentage points year-over-year; for FY2025, it was 68.19%, down 3.95 percentage points from FY2024.
- Annual EBITDA Margin has declined for three consecutive years, though with a five-year change of +15.58 percentage points (FY2020 to FY2025).
- In prior years, Essent's EBITDA Margin was 72.14% in FY2024 (-5.15 pp), 77.28% in FY2023 (-23.32 pp), 100.60% in FY2022 (+19.51 pp) and 81.09% in FY2021 (+28.48 pp).
- Quarterly EBITDA Margin has run from a low of 24.41% in Q1 2022 to a high of 114.33% in Q2 2022 over five years.
- On a year-over-year basis, EBITDA Margin has declined in each of the last 13 quarters, with an average year-over-year change of -5.35 percentage points over the last eight quarters.
- The strongest year-over-year quarter for EBITDA Margin in the past five years was Q1 2023, with a gain of 57.12 percentage points; the weakest was Q2 2023, with a drop of 30.75 percentage points.
- According to Business Quant data, EBITDA Margin for the three prior quarters was 64.30% (Q1 2026), 59.47% (Q4 2025) and 66.92% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,083.69 Bn | -333.79 Bn | 55.86 Bn | -26.13% |
| 2 | Chubb | 127.81 Bn | 79.86 Bn | 9.13 Bn | - |
| 3 | Progressive | 121.79 Bn | 97.63 Bn | 9.04 Bn | -43.55% |
| 4 | Marsh & Mclennan Companies | 80.80 Bn | 72.54 Bn | - | 28.71% |
| 5 | Travelers Companies | 75.76 Bn | 52.01 Bn | 6.23 Bn | -9.87% |
| 6 | Manulife Financial | 74.06 Bn | 75.27 Bn | - | - |
| 7 | Metlife | 61.12 Bn | -45.36 Bn | 7.82 Bn | - |
| 8 | Arthur J. Gallagher | 58.82 Bn | 53.25 Bn | - | 23.48% |
| 9 | Allstate | 57.81 Bn | 19.06 Bn | 8.73 Bn | -30.30% |
| 10 | Essent | 5.70 Bn | 5.70 Bn | - | 66.08% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 66.08% |
| Mar 31, 2026 | 64.30% |
| Dec 31, 2025 | 59.47% |
| Sep 30, 2025 | 66.92% |
| Jun 30, 2025 | 75.41% |
| Mar 31, 2025 | 68.18% |
| Dec 31, 2024 | 64.93% |
| Sep 30, 2024 | 69.66% |
| Jun 30, 2024 | 79.42% |
| Mar 31, 2024 | 74.74% |
| Dec 31, 2023 | 71.40% |
| Sep 30, 2023 | 73.97% |
| Jun 30, 2023 | 83.59% |
| Mar 31, 2023 | 81.53% |
| Dec 31, 2022 | 78.18% |
| Sep 30, 2022 | 82.56% |
| Jun 30, 2022 | 114.33% |
| Mar 31, 2022 | 24.41% |
| Dec 31, 2021 | 85.60% |
| Sep 30, 2021 | 88.03% |
Essent EBITDA Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebitda-margin&ticker=ESNT&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebitda-margin", "ticker": "ESNT", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebitda-margin&ticker=ESNT&period=max&api_key=YOUR_API_KEY");
const data = await res.json();