Essent (ESNT) EBITDA Margin (2013 - 2026)
Essent (ESNT) posted EBITDA Margin of 22.78% for Q1 2026, up 100.02% sequentially from 11.39% in Q4 2025, and down 89.0% YoY from 207.11% in Q1 2025.
Essent (ESNT) EBITDA Margin (2013 - 2026) Analysis & Trends
Essent has reported EBITDA Margin for 14 years, with the latest figure at 22.78% in Q1 2026.
- Quarterly EBITDA Margin fell 89.0% year-over-year to 22.78% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 17.72% (up 22.0% YoY) and the FY2025 annual result came in at 18.76%, up 89.0% from the prior year.
- EBITDA Margin improved to 22.78% in Q1 2026 per ESNT's latest filing, from 11.39% in the prior quarter.
- Over five years, EBITDA Margin peaked at 23.83% in Q2 2025 and troughed at 10.34% in Q4 2022.
- A 5-year average of 17.11% and a median of 17.46% in 2024 frame the typical range for EBITDA Margin.
- The sharpest annual moves came in 2022 and 2024: EBITDA Margin jumped 4643 bps in 2022, then tumbled 562 bps in 2024.
- Over 5 years, EBITDA Margin stood at 10.34% in 2022, then jumped by 65 bps to 17.01% in 2023, then tumbled by 33 bps to 11.39% in 2024, then declined by 0 bps to 11.39% in 2025, then soared by 100 bps to 22.78% in 2026.
- According to Business Quant data, EBITDA Margin over the past three periods registered 22.78%, 11.39%, and 19.18% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Fidelity National Financial | 12.69 Bn | 8.13 Bn | 3.59 Bn | 20.02% |
| 2 | First American Financial | 7.40 Bn | 4.28 Bn | 1.77 Bn | 8.68% |
| 3 | Axis Capital Holdings | 7.30 Bn | 6.52 Bn | 819.78 Mn | -35.20% |
| 4 | Enact Holdings | 6.89 Bn | 6.40 Bn | 284.04 Mn | 23.07% |
| 5 | Mgic Investment | 6.51 Bn | 6.29 Bn | 284.40 Mn | 20.13% |
| 6 | Essent | 6.25 Bn | 6.25 Bn | 313.73 Mn | 16.99% |
| 7 | Ryan Specialty Holdings | 5.36 Bn | 5.22 Bn | - | 20.12% |
| 8 | Radian | 4.98 Bn | 4.24 Bn | 380.01 Mn | 13.41% |
| 9 | NMI Holdings | 3.46 Bn | 3.39 Bn | 157.40 Mn | 16.14% |
| 10 | Assured Guaranty | 3.28 Bn | -513.70 Mn | 156.00 Mn | 50.26% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 16.99% |
| Mar 31, 2026 | 22.78% |
| Dec 31, 2025 | 11.39% |
| Sep 30, 2025 | 19.18% |
| Jun 30, 2025 | 23.83% |
| Mar 31, 2025 | 23.68% |
| Dec 31, 2024 | 11.39% |
| Sep 30, 2024 | 23.03% |
| Jun 30, 2024 | 17.92% |
| Mar 31, 2024 | 17.46% |
| Dec 31, 2023 | 17.01% |
| Sep 30, 2023 | 19.07% |
| Jun 30, 2023 | 17.40% |
| Mar 31, 2023 | 20.47% |
| Dec 31, 2022 | 10.34% |
| Sep 30, 2022 | 12.45% |
| Jun 30, 2022 | 12.00% |
| Mar 31, 2022 | 11.46% |
| Dec 31, 2021 | 10.89% |
| Sep 30, 2021 | 7.61% |