Essent (ESNT) Interest Coverage Ratio (2014 - 2026)
Essent (ESNT) posted Interest Coverage Ratio of 0.25 for Q1 2026, down 99.39% sequentially from 40.96 in Q4 2025, and down 93.27% YoY from 3.73 in Q1 2025.
Essent (ESNT) Interest Coverage Ratio (2014 - 2026) Analysis & Trends
Essent has reported Interest Coverage Ratio for 13 years, with the latest figure at 0.25 in Q1 2026.
- Quarterly Interest Coverage Ratio fell 93.27% year-over-year to 0.25 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 1.0 (down 89.01% YoY) and the FY2025 annual result came in at 1.11, up 78.99% from the prior year.
- Interest Coverage Ratio declined to 0.25 in Q1 2026 per ESNT's latest filing, from 40.96 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 40.96 in Q4 2025 and troughed at 5.67 in Q4 2024.
- A 5-year average of 4.4 and a median of 0.25 in 2026 frame the typical range for Interest Coverage Ratio.
- The widest YoY moves for Interest Coverage Ratio: up 6575.88% in 2024, down 189.18% in 2024.
- Over 5 years, Interest Coverage Ratio stood at 9.37 in 2022, then plunged by 32.15% to 6.36 in 2023, then sank by 189.18% to 5.67 in 2024, then surged by 822.11% to 40.96 in 2025, then slumped by 99.39% to 0.25 in 2026.
- According to Business Quant data, Interest Coverage Ratio over the past three periods registered 0.25, 40.96, and 0.26 for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Fidelity National Financial | 12.65 Bn | 8.09 Bn | 3.59 Bn | 13.30 |
| 2 | First American Financial | 7.39 Bn | 4.27 Bn | 1.77 Bn | 4.02 |
| 3 | Axis Capital Holdings | 7.29 Bn | 6.51 Bn | 819.78 Mn | -42.61 |
| 4 | Enact Holdings | 6.89 Bn | 6.40 Bn | 284.04 Mn | 5.86 |
| 5 | Mgic Investment | 6.51 Bn | 6.29 Bn | 284.40 Mn | 6.68 |
| 6 | Essent | 6.23 Bn | 6.23 Bn | 313.73 Mn | 7.56 |
| 7 | Ryan Specialty Holdings | 5.43 Bn | 5.29 Bn | - | - |
| 8 | Radian | 4.98 Bn | 4.23 Bn | 380.01 Mn | 3.35 |
| 9 | NMI Holdings | 3.46 Bn | 3.39 Bn | 157.40 Mn | 4.26 |
| 10 | Assured Guaranty | 3.30 Bn | -493.32 Mn | 156.00 Mn | 4.45 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.26 |
| Mar 31, 2026 | 0.25 |
| Dec 31, 2025 | 40.96 |
| Sep 30, 2025 | 0.26 |
| Jun 30, 2025 | 0.22 |
| Mar 31, 2025 | 3.73 |
| Dec 31, 2024 | -5.67 |
| Sep 30, 2024 | 5.00 |
| Jun 30, 2024 | 7.15 |
| Mar 31, 2024 | 6.62 |
| Dec 31, 2023 | 6.36 |
| Sep 30, 2023 | 0.09 |
| Jun 30, 2023 | 0.11 |
| Mar 31, 2023 | 0.11 |
| Dec 31, 2022 | 9.37 |
| Sep 30, 2022 | 0.07 |
| Jun 30, 2022 | 0.09 |
| Mar 31, 2022 | 0.13 |
| Dec 31, 2021 | 7.99 |
| Sep 30, 2021 | 1.01 |