Essent (ESNT) Interest Coverage Ratio (2014 - 2026)

Essent (ESNT) reported Interest Coverage Ratio of 0.25 for Q1 2026, down 93.27% on a YoY basis from 3.73 in Q1 2025, and down 99.39% sequentially from 40.96 in Q4 2025.

Essent (ESNT) Interest Coverage Ratio (2014 - 2026) Analysis & Trends

Essent (ESNT) has 13 years of Interest Coverage Ratio data on file, last reported at 0.25 in Q1 2026.

  • For the quarter ending Q1 2026, Interest Coverage Ratio fell 93.27% year-over-year to 0.25; the trailing twelve-month figure through Mar 2026 stood at 1.0 (down 89.01% YoY), and the FY2025 full-year result was 1.11, up 78.99% from the prior year.
  • Interest Coverage Ratio declined to 0.25 in Q1 2026, from 40.96 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 40.96 in Q4 2025 to a low of 5.67 in Q4 2024.
  • A 5-year average of 4.21 and a median of 0.25 in 2026 frame the typical range for Interest Coverage Ratio.
  • Peak annual rise in Interest Coverage Ratio reached 6575.88% in 2024, while the deepest fall reached 199.89% in 2024.
  • Tracing ESNT's Interest Coverage Ratio over 5 years: stood at 6.81 in 2022, then decreased by 16.61% to 5.68 in 2023, then sank by 199.89% to 5.67 in 2024, then surged by 822.11% to 40.96 in 2025, then tumbled by 99.39% to 0.25 in 2026.
  • Business Quant data shows ESNT's Interest Coverage Ratio at 0.25 in Q1 2026, 40.96 in Q4 2025, and 0.26 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Fidelity National Financial 13.08 Bn 10.42 Bn 3.16 Bn 0.23
2 Axis Capital Holdings 8.50 Bn 7.97 Bn 613.18 Mn -42.56
3 First American Financial 7.10 Bn 4.22 Bn 1.77 Bn 0.56
4 Enact Holdings 6.51 Bn 5.96 Bn 205.69 Mn 0.47
5 Mgic Investment 6.26 Bn 6.23 Bn 263.84 Mn 3.61
6 Essent 6.05 Bn 6.05 Bn 211.88 Mn 0.25
7 Radian 5.96 Bn 5.91 Bn 304.36 Mn 2.97
8 Assured Guaranty 3.78 Bn 3.28 Bn 65.00 Mn 4.18
9 NMI Holdings 3.17 Bn 3.10 Bn 134.15 Mn 0.29
10 Employers Holdings 957.12 Mn 620.72 Mn 51.80 Mn 1.04

Historic Data

Download Data
DateValue
Mar 31, 2026 0.25
Dec 31, 2025 40.96
Sep 30, 2025 0.26
Jun 30, 2025 0.22
Mar 31, 2025 3.73
Dec 31, 2024 -5.67
Sep 30, 2024 5.00
Jun 30, 2024 7.15
Mar 31, 2024 6.62
Dec 31, 2023 5.68
Sep 30, 2023 0.09
Jun 30, 2023 0.11
Mar 31, 2023 0.11
Dec 31, 2022 6.81
Sep 30, 2022 0.07
Jun 30, 2022 0.09
Mar 31, 2022 0.13
Dec 31, 2021 7.99
Sep 30, 2021 1.01
Jun 30, 2021 1.28