Growth Metrics

Essent (ESNT) Interest Coverage Ratio (2016 - 2025)

Essent's Interest Coverage Ratio history spans 10 years, with the latest figure at 7.27 for Q4 2025.

  • For Q4 2025, Interest Coverage Ratio rose 4.74% year-over-year to 7.27; the TTM value through Dec 2025 reached 7.23, up 15.05%, while the annual FY2025 figure was 7.23, 15.05% up from the prior year.
  • Interest Coverage Ratio for Q4 2025 was 7.27 at Essent, roughly flat from 7.25 in the prior quarter.
  • Across five years, Interest Coverage Ratio topped out at 11.29 in Q4 2021 and bottomed at 5.0 in Q3 2024.
  • The 5-year median for Interest Coverage Ratio is 7.2 (2024), against an average of 7.85.
  • The largest annual shift saw Interest Coverage Ratio crashed 44.64% in 2022 before it skyrocketed 44.8% in 2025.
  • A 5-year view of Interest Coverage Ratio shows it stood at 11.29 in 2021, then crashed by 44.64% to 6.25 in 2022, then rose by 1.72% to 6.36 in 2023, then grew by 9.1% to 6.94 in 2024, then grew by 4.74% to 7.27 in 2025.
  • Per Business Quant, the three most recent readings for ESNT's Interest Coverage Ratio are 7.27 (Q4 2025), 7.25 (Q3 2025), and 7.28 (Q2 2025).