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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Essent (ESNT) Interest Coverage Ratio (2016 - 2025)

Essent (ESNT) has disclosed Interest Coverage Ratio for 10 consecutive years, with 7.27 as the latest value for Q4 2025.

  • Quarterly Interest Coverage Ratio rose 4.74% to 7.27 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 7.23 through Dec 2025, up 15.05% year-over-year, with the annual reading at 7.23 for FY2025, 15.05% up from the prior year.
  • Interest Coverage Ratio hit 7.27 in Q4 2025 for Essent, roughly flat from 7.25 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 11.29 in Q4 2021 to a low of 37.35 in Q1 2021.
  • Historically, Interest Coverage Ratio has averaged 5.45 across 5 years, with a median of 7.14 in 2025.
  • Biggest five-year swings in Interest Coverage Ratio: crashed 485.97% in 2021 and later skyrocketed 129.68% in 2022.
  • Year by year, Interest Coverage Ratio stood at 11.29 in 2021, then plummeted by 44.64% to 6.25 in 2022, then grew by 1.72% to 6.36 in 2023, then increased by 9.1% to 6.94 in 2024, then increased by 4.74% to 7.27 in 2025.
  • Business Quant data shows Interest Coverage Ratio for ESNT at 7.27 in Q4 2025, 7.25 in Q3 2025, and 7.28 in Q2 2025.