Essent (ESNT) Interest Coverage Ratio (2016 - 2026)
Essent's Interest Coverage Ratio came in at 29.27 for Q2 2026, down 0.4% from 29.37 a year earlier but up 11.0% from the prior quarter.
Powered by 
Analysis
Essent (ESNT) Interest Coverage Ratio (2016 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Essent reported Interest Coverage Ratio of 25.85, up 5.9% year-over-year; for FY2025, it came in at 26.14, up 3.6% from FY2024.
- Going back by year, Interest Coverage Ratio was 25.22 in FY2024 (-10.9%), 28.31 in FY2023 (-56.0%), 64.31 in FY2022 (-35.9%) and 100.29 in FY2021 (+82.3%).
- The five-year range for quarterly Interest Coverage Ratio is 19.12 (Q3 2024) to 120.58 (Q3 2021).
- Year-over-year, Interest Coverage Ratio increased in 1 of the last seven quarters, with an average decline of 2.7%.
- The fastest year-over-year change in Interest Coverage Ratio over five years came in Q3 2021 (growth of 78.2%), and the weakest in Q4 2022 (a decline of 71.7%).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,083.69 Bn | -333.79 Bn | 55.86 Bn | -22.63 |
| 2 | Chubb | 127.81 Bn | 79.86 Bn | 9.13 Bn | -15.34 |
| 3 | Progressive | 121.79 Bn | 97.63 Bn | 9.04 Bn | -117.76 |
| 4 | Marsh & Mclennan Companies | 80.80 Bn | 72.54 Bn | - | 7.60 |
| 5 | Travelers Companies | 75.76 Bn | 52.01 Bn | 6.23 Bn | -27.92 |
| 6 | Manulife Financial | 74.06 Bn | 75.27 Bn | - | 6.14 |
| 7 | Metlife | 61.12 Bn | -45.36 Bn | 7.82 Bn | -3.36 |
| 8 | Arthur J. Gallagher | 58.82 Bn | 53.25 Bn | - | 3.46 |
| 9 | Allstate | 57.81 Bn | 19.06 Bn | 8.73 Bn | -59.58 |
| 10 | Essent | 5.70 Bn | 5.70 Bn | - | 29.27 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 29.27 |
| Mar 31, 2026 | 26.37 |
| Sep 30, 2025 | 25.14 |
| Jun 30, 2025 | 29.37 |
| Mar 31, 2025 | 26.40 |
| Dec 31, 2024 | 24.92 |
| Sep 30, 2024 | 19.12 |
| Jun 30, 2024 | 31.48 |
| Mar 31, 2024 | 28.19 |
| Dec 31, 2023 | 26.52 |
| Sep 30, 2023 | 27.67 |
| Jun 30, 2023 | 29.31 |
| Mar 31, 2023 | 30.02 |
| Dec 31, 2022 | 29.62 |
| Sep 30, 2022 | 48.40 |
| Jun 30, 2022 | 96.54 |
| Mar 31, 2022 | 28.68 |
| Dec 31, 2021 | 104.59 |
| Sep 30, 2021 | 120.58 |
| Jun 30, 2021 | 92.86 |
API Access
Essent Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=ESNT&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "ESNT", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=ESNT&period=max&api_key=YOUR_API_KEY");
const data = await res.json();