Growth Metrics

Essent (ESNT) Gross Margin (2016 - 2024)

Essent's Gross Margin history spans 7 years, with the latest figure at 106.76% for Q4 2024.

  • For Q4 2024, Gross Margin rose 85.0% year-over-year to 106.76%; the TTM value through Dec 2024 reached 99.35%, up 12.0%, while the annual FY2025 figure was 99.12%, 23.0% down from the prior year.
  • Gross Margin for Q4 2024 was 106.76% at Essent, up from 96.96% in the prior quarter.
  • Across five years, Gross Margin topped out at 106.76% in Q4 2024 and bottomed at 95.55% in Q3 2023.
  • The 3-year median for Gross Margin is 100.0% (2022), against an average of 99.86%.
  • The largest annual shift saw Gross Margin crashed -445bps in 2023 before it skyrocketed 141bps in 2024.
  • A 3-year view of Gross Margin shows it stood at 100.0% in 2022, then increased by 6bps to 105.9% in 2023, then rose by 1bps to 106.76% in 2024.
  • Per Business Quant, the three most recent readings for ESNT's Gross Margin are 106.76% (Q4 2024), 96.96% (Q3 2024), and 96.74% (Q2 2024).