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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Essent (ESNT) Net Margin (2016 - 2025)

Essent (ESNT) has disclosed Net Margin for 13 consecutive years, with 63.85% as the latest value for Q4 2025.

  • Quarterly Net Margin fell 20264.0% to 63.85% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 70.14% through Dec 2025, down 887.0% year-over-year, with the annual reading at 70.14% for FY2025, 347.0% down from the prior year.
  • Net Margin hit 63.85% in Q4 2025 for Essent, down from 66.66% in the prior quarter.
  • In the past five years, Net Margin ranged from a high of 266.49% in Q4 2024 to a low of 55.41% in Q1 2021.
  • Historically, Net Margin has averaged 88.62% across 5 years, with a median of 71.73% in 2023.
  • Biggest five-year swings in Net Margin: soared 10388bps in 2023 and later crashed -20264bps in 2025.
  • Year by year, Net Margin stood at 70.45% in 2021, then dropped by -9bps to 64.06% in 2022, then skyrocketed by 162bps to 167.94% in 2023, then soared by 59bps to 266.49% in 2024, then tumbled by -76bps to 63.85% in 2025.
  • Business Quant data shows Net Margin for ESNT at 63.85% in Q4 2025, 66.66% in Q3 2025, and 78.51% in Q2 2025.