Essent (ESNT) Net Margin (2013 - 2026)
Essent (ESNT) reported Net Margin of 52.31% for Q2 2026, down 8.90 percentage points from 61.21% a year earlier but up 1.19 percentage points from the prior quarter.
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Analysis
Essent (ESNT) Net Margin (2013 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Essent's Net Margin came in at 51.45%, down 4.91 percentage points year-over-year; for FY2025, it came in at 54.72%, down 3.97 percentage points from FY2024.
- Net Margin has declined for three consecutive years, though with a five-year change of +11.48 percentage points (FY2020 to FY2025).
- By year, Net Margin came in at 58.69% in FY2024 (-4.07 pp), 62.75% in FY2023 (-20.32 pp), 83.07% in FY2022 (+16.78 pp) and 66.29% in FY2021 (+23.05 pp).
- Five-year quarterly Net Margin spans a low of 49.61% in Q4 2025 and a high of 103.61% in Q1 2022.
- Year over year, Net Margin has now declined in each of the last 16 quarters, with an average year-over-year change of -4.92 percentage points over the last eight quarters.
- The high point for year-over-year Net Margin in five years was Q1 2022 (a gain of 48.20 percentage points); the low point was Q1 2023 (a drop of 36.95 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at 51.12% (Q1 2026), 49.61% (Q4 2025) and 52.66% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 140.29 Bn | 85.93 Bn | 8.67 Bn | 17.56% |
| 2 | Progressive | 132.20 Bn | 107.72 Bn | 8.29 Bn | 10.96% |
| 3 | Marsh & Mclennan Companies | 96.60 Bn | 88.76 Bn | - | 11.77% |
| 4 | Travelers Companies | 82.11 Bn | 59.60 Bn | 5.93 Bn | 15.44% |
| 5 | Manulife Financial | 75.43 Bn | 8.45 Bn | - | - |
| 6 | Arthur J. Gallagher | 71.09 Bn | 65.68 Bn | - | 10.14% |
| 7 | Aon | 70.49 Bn | 49.69 Bn | - | 11.61% |
| 8 | Metlife | 65.52 Bn | -41.26 Bn | 7.82 Bn | 3.68% |
| 9 | Allstate | 64.49 Bn | 24.33 Bn | 7.41 Bn | 11.82% |
| 10 | Essent | 5.95 Bn | 5.95 Bn | - | 52.31% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 52.31% |
| Mar 31, 2026 | 51.12% |
| Dec 31, 2025 | 49.61% |
| Sep 30, 2025 | 52.66% |
| Jun 30, 2025 | 61.21% |
| Mar 31, 2025 | 55.24% |
| Dec 31, 2024 | 53.30% |
| Sep 30, 2024 | 55.65% |
| Jun 30, 2024 | 65.06% |
| Mar 31, 2024 | 60.91% |
| Dec 31, 2023 | 58.99% |
| Sep 30, 2023 | 60.10% |
| Jun 30, 2023 | 66.21% |
| Mar 31, 2023 | 66.67% |
| Dec 31, 2022 | 64.06% |
| Sep 30, 2022 | 68.02% |
| Jun 30, 2022 | 94.83% |
| Mar 31, 2022 | 103.61% |
| Dec 31, 2021 | 70.45% |
| Sep 30, 2021 | 72.43% |
API Access
Essent Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=ESNT&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "ESNT", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=ESNT&period=max&api_key=YOUR_API_KEY");
const data = await res.json();