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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Essent (ESNT) Net Margin (2016 - 2025)

Essent's Net Margin history spans 13 years, with the latest figure at 63.85% for Q4 2025.

  • For Q4 2025, Net Margin rose 1055.0% year-over-year to 63.85%; the TTM value through Dec 2025 reached 70.14%, up 1145.0%, while the annual FY2025 figure was 70.14%, 1145.0% up from the prior year.
  • Net Margin for Q4 2025 was 63.85% at Essent, down from 93.31% in the prior quarter.
  • Across five years, Net Margin topped out at 167.94% in Q4 2023 and bottomed at 48.48% in Q4 2021.
  • The 5-year median for Net Margin is 65.64% (2023), against an average of 75.2%.
  • The largest annual shift saw Net Margin surged 10388bps in 2023 before it tumbled -11464bps in 2024.
  • A 5-year view of Net Margin shows it stood at 48.48% in 2021, then skyrocketed by 32bps to 64.06% in 2022, then soared by 162bps to 167.94% in 2023, then tumbled by -68bps to 53.3% in 2024, then grew by 20bps to 63.85% in 2025.
  • Per Business Quant, the three most recent readings for ESNT's Net Margin are 63.85% (Q4 2025), 93.31% (Q3 2025), and 61.21% (Q2 2025).