Essent (ESNT) Net Margin (2013 - 2026)
Essent (ESNT) reported Net Margin of 66.05% for Q1 2026, down 531.0% on a YoY basis from 15.33% in Q1 2025, and up 121.6% sequentially from 29.81% in Q4 2025.
Essent (ESNT) Net Margin (2013 - 2026) Analysis & Trends
Essent (ESNT) has 14 years of Net Margin data on file, last reported at 66.05% in Q1 2026.
- For the quarter ending Q1 2026, Net Margin fell 531.0% year-over-year to 66.05%; the trailing twelve-month figure through Mar 2026 stood at 51.19% (down 425.0% YoY), and the FY2025 full-year result was 54.72%, down 397.0% from the prior year.
- Net Margin grew to 66.05% in Q1 2026, from 29.81% in the prior quarter.
- In the past five years, Net Margin ranged from a high of 127.32% in Q1 2022 to a low of 29.81% in Q4 2025.
- A 5-year average of 66.92% and a median of 66.21% in 2023 frame the typical range for Net Margin.
- Across the five-year window, Net Margin soared 6540 bps in 2022 and sank 4646 bps in 2023, its largest moves.
- Tracing ESNT's Net Margin over 5 years: stood at 40.31% in 2022, then soared by 46 bps to 58.99% in 2023, then slumped by 43 bps to 33.82% in 2024, then declined by 12 bps to 29.81% in 2025, then surged by 122 bps to 66.05% in 2026.
- Business Quant data shows ESNT's Net Margin at 66.05% in Q1 2026, 29.81% in Q4 2025, and 52.66% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Fidelity National Financial | 13.08 Bn | 10.42 Bn | 3.16 Bn | 10.01% |
| 2 | Axis Capital Holdings | 8.50 Bn | 7.97 Bn | 613.18 Mn | 16.70% |
| 3 | First American Financial | 7.10 Bn | 4.22 Bn | 1.77 Bn | 10.35% |
| 4 | Enact Holdings | 6.51 Bn | 5.96 Bn | 205.69 Mn | 69.08% |
| 5 | Mgic Investment | 6.26 Bn | 6.23 Bn | 263.84 Mn | 55.64% |
| 6 | Essent | 6.05 Bn | 6.05 Bn | 211.88 Mn | 66.05% |
| 7 | Radian | 5.96 Bn | 5.91 Bn | 304.36 Mn | -1.33% |
| 8 | Assured Guaranty | 3.78 Bn | 3.28 Bn | 65.00 Mn | 103.66% |
| 9 | NMI Holdings | 3.17 Bn | 3.10 Bn | 134.15 Mn | 64.16% |
| 10 | Employers Holdings | 957.12 Mn | 620.72 Mn | 51.80 Mn | 5.64% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 66.05% |
| Dec 31, 2025 | 29.81% |
| Sep 30, 2025 | 52.66% |
| Jun 30, 2025 | 78.51% |
| Mar 31, 2025 | 71.36% |
| Dec 31, 2024 | 33.82% |
| Sep 30, 2024 | 70.77% |
| Jun 30, 2024 | 65.06% |
| Mar 31, 2024 | 60.91% |
| Dec 31, 2023 | 58.99% |
| Sep 30, 2023 | 72.11% |
| Jun 30, 2023 | 66.21% |
| Mar 31, 2023 | 80.86% |
| Dec 31, 2022 | 40.31% |
| Sep 30, 2022 | 68.02% |
| Jun 30, 2022 | 94.83% |
| Mar 31, 2022 | 127.32% |
| Dec 31, 2021 | 83.28% |
| Sep 30, 2021 | 72.43% |
| Jun 30, 2021 | 73.49% |