Essent (ESNT) Net Margin (2013 - 2026)
Essent (ESNT) posted Net Margin of 66.05% for Q1 2026, up 121.6% sequentially from 29.81% in Q4 2025, and down 531.0% YoY from 15.33% in Q1 2025.
Essent (ESNT) Net Margin (2013 - 2026) Analysis & Trends
Essent has reported Net Margin for 14 years, with the latest figure at 66.05% in Q1 2026.
- Quarterly Net Margin fell 531.0% year-over-year to 66.05% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 51.19% (down 425.0% YoY) and the FY2025 annual result came in at 54.72%, down 397.0% from the prior year.
- Net Margin grew to 66.05% in Q1 2026 per ESNT's latest filing, from 29.81% in the prior quarter.
- Over five years, Net Margin peaked at 127.32% in Q1 2022 and troughed at 29.81% in Q4 2025.
- A 5-year average of 66.92% and a median of 66.21% in 2023 frame the typical range for Net Margin.
- The sharpest annual moves came in 2022 and 2023: Net Margin surged 6540 bps in 2022, then tumbled 4646 bps in 2023.
- Over 5 years, Net Margin stood at 40.31% in 2022, then soared by 46 bps to 58.99% in 2023, then sank by 43 bps to 33.82% in 2024, then decreased by 12 bps to 29.81% in 2025, then surged by 122 bps to 66.05% in 2026.
- According to Business Quant data, Net Margin over the past three periods registered 66.05%, 29.81%, and 52.66% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Fidelity National Financial | 12.71 Bn | 8.14 Bn | 3.59 Bn | 6.79% |
| 2 | First American Financial | 7.40 Bn | 4.28 Bn | 1.77 Bn | 10.35% |
| 3 | Axis Capital Holdings | 7.28 Bn | 6.49 Bn | 819.78 Mn | 14.29% |
| 4 | Enact Holdings | 6.86 Bn | 6.36 Bn | 284.04 Mn | 55.10% |
| 5 | Mgic Investment | 6.46 Bn | 6.23 Bn | 284.40 Mn | 61.66% |
| 6 | Essent | 6.22 Bn | 6.22 Bn | 313.73 Mn | 52.31% |
| 7 | Ryan Specialty Holdings | 5.38 Bn | 5.24 Bn | - | 11.82% |
| 8 | Radian | 4.96 Bn | 4.22 Bn | 380.01 Mn | 20.16% |
| 9 | NMI Holdings | 3.45 Bn | 3.37 Bn | 157.40 Mn | 56.30% |
| 10 | Assured Guaranty | 3.29 Bn | -503.07 Mn | 156.00 Mn | 26.15% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 52.31% |
| Mar 31, 2026 | 66.05% |
| Dec 31, 2025 | 29.81% |
| Sep 30, 2025 | 52.66% |
| Jun 30, 2025 | 78.51% |
| Mar 31, 2025 | 71.36% |
| Dec 31, 2024 | 33.82% |
| Sep 30, 2024 | 70.77% |
| Jun 30, 2024 | 65.06% |
| Mar 31, 2024 | 60.91% |
| Dec 31, 2023 | 58.99% |
| Sep 30, 2023 | 72.11% |
| Jun 30, 2023 | 66.21% |
| Mar 31, 2023 | 80.86% |
| Dec 31, 2022 | 40.31% |
| Sep 30, 2022 | 68.02% |
| Jun 30, 2022 | 94.83% |
| Mar 31, 2022 | 127.32% |
| Dec 31, 2021 | 83.28% |
| Sep 30, 2021 | 72.43% |