Essent (ESNT) Net Margin (2013 - 2026)
Essent's (ESNT) quarterly Net Margin came in at 52.31% in Q2 2026, down 890.0% year-over-year from 6.62% in Q2 2025, and up 2.32% quarter-over-quarter from 51.12% in Q1 2026.
Analysis
Essent (ESNT) Net Margin (2013 - 2026) Analysis & Trends
Essent has disclosed Net Margin across 14 years of filings, most recently posting 52.31% for Q2 2026.
- In Q2 2026, Net Margin fell 890.0% year-over-year to 52.31%; the TTM figure through Jun 2026 stood at 51.45% (down 491.0% YoY), while the FY2025 annual figure was 54.72%, down 397.0% from the prior year.
- Net Margin came in at 52.31% for Q2 2026 at Essent, up from 51.12% in the prior quarter.
- In the past five years, Net Margin ranged from a high of 103.61% in Q1 2022 to a low of 49.61% in Q4 2025.
- Average Net Margin over 5 years is 63.31%, with a median of 60.5% recorded in 2023.
- Year-over-year, Net Margin soared 4820 bps in 2022 and sank 3695 bps in 2023.
- Over 5 years, Net Margin stood at 64.06% in 2022, then fell by 8 bps to 58.99% in 2023, then dropped by 10 bps to 53.3% in 2024, then decreased by 7 bps to 49.61% in 2025, then gained by 5 bps to 52.31% in 2026.
- Per Business Quant data, the three most recent Net Margin figures were 52.31% in Q2 2026, 51.12% in Q1 2026, and 49.61% in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 130.83 Bn | 117.06 Bn | 9.13 Bn | 18.22% |
| 2 | Progressive | 125.72 Bn | 120.72 Bn | 9.04 Bn | 14.02% |
| 3 | Travelers Companies | 76.87 Bn | 53.12 Bn | 6.23 Bn | 18.17% |
| 4 | Allstate | 64.22 Bn | 25.49 Bn | 16.28 Bn | 17.43% |
| 5 | Aflac | 57.37 Bn | -45.63 Bn | 2.27 Bn | 20.04% |
| 6 | American International | 39.48 Bn | 1.67 Bn | 3.50 Bn | 13.38% |
| 7 | Hartford Insurance | 37.16 Bn | 20.84 Bn | 3.18 Bn | 17.80% |
| 8 | Cincinnati Financial | 26.03 Bn | 24.14 Bn | 2.39 Bn | 29.36% |
| 9 | Loews | 22.28 Bn | -22.80 Mn | 2.57 Bn | 9.95% |
| 10 | Essent | 6.14 Bn | 6.14 Bn | 313.73 Mn | 52.31% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 52.31% |
| Mar 31, 2026 | 51.12% |
| Dec 31, 2025 | 49.61% |
| Sep 30, 2025 | 52.66% |
| Jun 30, 2025 | 61.21% |
| Mar 31, 2025 | 55.24% |
| Dec 31, 2024 | 53.30% |
| Sep 30, 2024 | 55.65% |
| Jun 30, 2024 | 65.06% |
| Mar 31, 2024 | 60.91% |
| Dec 31, 2023 | 58.99% |
| Sep 30, 2023 | 60.10% |
| Jun 30, 2023 | 66.21% |
| Mar 31, 2023 | 66.67% |
| Dec 31, 2022 | 64.06% |
| Sep 30, 2022 | 68.02% |
| Jun 30, 2022 | 94.83% |
| Mar 31, 2022 | 103.61% |
| Dec 31, 2021 | 70.45% |
| Sep 30, 2021 | 72.43% |