Essent (ESNT) Net Margin (2013 - 2026)
Essent's (ESNT) quarterly Net Margin came in at 51.12% in Q1 2026, down 412.0% year-on-year from 16.38% in Q1 2025, and up 3.04% quarter-over-quarter from 49.61% in Q4 2025.
Essent (ESNT) Net Margin (2013 - 2026) Analysis & Trends
Essent has disclosed Net Margin across 14 years of filings, most recently posting 51.12% for Q1 2026.
- Net Margin for Q1 2026 came in at 51.12%, down 412.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 60.01% (up 502.0% YoY), and the FY2025 annual result was 54.72%, down 397.0% from the prior year.
- Net Margin came in at 51.12% for Q1 2026 at Essent, up from 49.61% in the prior quarter.
- In the past five years, Net Margin ranged from a high of 109.32% in Q2 2022 to a low of 33.82% in Q4 2024.
- The 5-year median for Net Margin is 66.67% (2023), against an average of 69.94%.
- Across the five-year window, Net Margin jumped 4363 bps in 2022 and tumbled 3758 bps in 2024, its largest moves.
- Essent's Net Margin stood at 64.06% in 2022, then gained by 11 bps to 71.4% in 2023, then plunged by 53 bps to 33.82% in 2024, then soared by 47 bps to 49.61% in 2025, then grew by 3 bps to 51.12% in 2026.
- The last three Net Margin figures came in at 51.12% (Q1 2026), 49.61% (Q4 2025), and 66.66% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Fidelity National Financial | 12.87 Bn | 10.21 Bn | 2.62 Bn | -35.40% |
| 2 | Axis Capital Holdings | 7.52 Bn | 6.65 Bn | - | 16.70% |
| 3 | First American Financial | 6.80 Bn | 3.91 Bn | 1.24 Bn | 6.79% |
| 4 | Enact Holdings | 6.01 Bn | 5.46 Bn | 205.74 Mn | 69.07% |
| 5 | Mgic Investment | 5.57 Bn | 5.32 Bn | 202.12 Mn | 70.23% |
| 6 | Essent | 5.47 Bn | 5.47 Bn | - | 51.12% |
| 7 | Radian | 4.74 Bn | 4.66 Bn | 368.17 Mn | -1.15% |
| 8 | Ryan Specialty Holdings | 4.62 Bn | 5.05 Bn | - | 5.19% |
| 9 | Assured Guaranty | 3.42 Bn | -495.48 Mn | 216.00 Mn | 12.26% |
| 10 | NMI Holdings | 2.82 Bn | 2.75 Bn | 152.85 Mn | 54.14% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 51.12% |
| Dec 31, 2025 | 49.61% |
| Sep 30, 2025 | 66.66% |
| Jun 30, 2025 | 78.51% |
| Mar 31, 2025 | 55.24% |
| Dec 31, 2024 | 33.82% |
| Sep 30, 2024 | 70.77% |
| Jun 30, 2024 | 80.83% |
| Mar 31, 2024 | 60.91% |
| Dec 31, 2023 | 71.40% |
| Sep 30, 2023 | 60.10% |
| Jun 30, 2023 | 80.77% |
| Mar 31, 2023 | 66.67% |
| Dec 31, 2022 | 64.06% |
| Sep 30, 2022 | 85.63% |
| Jun 30, 2022 | 109.32% |
| Mar 31, 2022 | 103.61% |
| Dec 31, 2021 | 70.45% |
| Sep 30, 2021 | 72.43% |
| Jun 30, 2021 | 65.69% |