Essent ESNT
NYSE ESNT
$68.50 -0.54 (-0.78%)
At close: Aug 20, 2026 · 4:00 PM EDT

Essent (ESNT) Net Margin (2013 - 2026)

Essent (ESNT) posted Net Margin of 66.05% for Q1 2026, up 121.6% sequentially from 29.81% in Q4 2025, and down 531.0% YoY from 15.33% in Q1 2025.

Essent (ESNT) Net Margin (2013 - 2026) Analysis & Trends

Essent has reported Net Margin for 14 years, with the latest figure at 66.05% in Q1 2026.

  • Quarterly Net Margin fell 531.0% year-over-year to 66.05% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 51.19% (down 425.0% YoY) and the FY2025 annual result came in at 54.72%, down 397.0% from the prior year.
  • Net Margin grew to 66.05% in Q1 2026 per ESNT's latest filing, from 29.81% in the prior quarter.
  • Over five years, Net Margin peaked at 127.32% in Q1 2022 and troughed at 29.81% in Q4 2025.
  • A 5-year average of 66.92% and a median of 66.21% in 2023 frame the typical range for Net Margin.
  • The sharpest annual moves came in 2022 and 2023: Net Margin surged 6540 bps in 2022, then tumbled 4646 bps in 2023.
  • Over 5 years, Net Margin stood at 40.31% in 2022, then soared by 46 bps to 58.99% in 2023, then sank by 43 bps to 33.82% in 2024, then decreased by 12 bps to 29.81% in 2025, then surged by 122 bps to 66.05% in 2026.
  • According to Business Quant data, Net Margin over the past three periods registered 66.05%, 29.81%, and 52.66% for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Fidelity National Financial 12.71 Bn 8.14 Bn 3.59 Bn 6.79%
2 First American Financial 7.40 Bn 4.28 Bn 1.77 Bn 10.35%
3 Axis Capital Holdings 7.28 Bn 6.49 Bn 819.78 Mn 14.29%
4 Enact Holdings 6.86 Bn 6.36 Bn 284.04 Mn 55.10%
5 Mgic Investment 6.46 Bn 6.23 Bn 284.40 Mn 61.66%
6 Essent 6.22 Bn 6.22 Bn 313.73 Mn 52.31%
7 Ryan Specialty Holdings 5.38 Bn 5.24 Bn - 11.82%
8 Radian 4.96 Bn 4.22 Bn 380.01 Mn 20.16%
9 NMI Holdings 3.45 Bn 3.37 Bn 157.40 Mn 56.30%
10 Assured Guaranty 3.29 Bn -503.07 Mn 156.00 Mn 26.15%

Historic Data

Download Data
DateValue
Jun 30, 2026 52.31%
Mar 31, 2026 66.05%
Dec 31, 2025 29.81%
Sep 30, 2025 52.66%
Jun 30, 2025 78.51%
Mar 31, 2025 71.36%
Dec 31, 2024 33.82%
Sep 30, 2024 70.77%
Jun 30, 2024 65.06%
Mar 31, 2024 60.91%
Dec 31, 2023 58.99%
Sep 30, 2023 72.11%
Jun 30, 2023 66.21%
Mar 31, 2023 80.86%
Dec 31, 2022 40.31%
Sep 30, 2022 68.02%
Jun 30, 2022 94.83%
Mar 31, 2022 127.32%
Dec 31, 2021 83.28%
Sep 30, 2021 72.43%