Essent ESNT
NYSE ESNT
$67.68 -0.89 (-1.30%)
As of: Sep 10, 2026 · 1:18 PM EDT

Essent (ESNT) Net Margin (2013 - 2026)

Essent's (ESNT) quarterly Net Margin came in at 52.31% in Q2 2026, down 890.0% year-over-year from 6.62% in Q2 2025, and up 2.32% quarter-over-quarter from 51.12% in Q1 2026.

Analysis

Essent (ESNT) Net Margin (2013 - 2026) Analysis & Trends

Essent has disclosed Net Margin across 14 years of filings, most recently posting 52.31% for Q2 2026.

  • In Q2 2026, Net Margin fell 890.0% year-over-year to 52.31%; the TTM figure through Jun 2026 stood at 51.45% (down 491.0% YoY), while the FY2025 annual figure was 54.72%, down 397.0% from the prior year.
  • Net Margin came in at 52.31% for Q2 2026 at Essent, up from 51.12% in the prior quarter.
  • In the past five years, Net Margin ranged from a high of 103.61% in Q1 2022 to a low of 49.61% in Q4 2025.
  • Average Net Margin over 5 years is 63.31%, with a median of 60.5% recorded in 2023.
  • Year-over-year, Net Margin soared 4820 bps in 2022 and sank 3695 bps in 2023.
  • Over 5 years, Net Margin stood at 64.06% in 2022, then fell by 8 bps to 58.99% in 2023, then dropped by 10 bps to 53.3% in 2024, then decreased by 7 bps to 49.61% in 2025, then gained by 5 bps to 52.31% in 2026.
  • Per Business Quant data, the three most recent Net Margin figures were 52.31% in Q2 2026, 51.12% in Q1 2026, and 49.61% in Q4 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Chubb 130.83 Bn 117.06 Bn 9.13 Bn 18.22%
2 Progressive 125.72 Bn 120.72 Bn 9.04 Bn 14.02%
3 Travelers Companies 76.87 Bn 53.12 Bn 6.23 Bn 18.17%
4 Allstate 64.22 Bn 25.49 Bn 16.28 Bn 17.43%
5 Aflac 57.37 Bn -45.63 Bn 2.27 Bn 20.04%
6 American International 39.48 Bn 1.67 Bn 3.50 Bn 13.38%
7 Hartford Insurance 37.16 Bn 20.84 Bn 3.18 Bn 17.80%
8 Cincinnati Financial 26.03 Bn 24.14 Bn 2.39 Bn 29.36%
9 Loews 22.28 Bn -22.80 Mn 2.57 Bn 9.95%
10 Essent 6.14 Bn 6.14 Bn 313.73 Mn 52.31%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 52.31%
Mar 31, 2026 51.12%
Dec 31, 2025 49.61%
Sep 30, 2025 52.66%
Jun 30, 2025 61.21%
Mar 31, 2025 55.24%
Dec 31, 2024 53.30%
Sep 30, 2024 55.65%
Jun 30, 2024 65.06%
Mar 31, 2024 60.91%
Dec 31, 2023 58.99%
Sep 30, 2023 60.10%
Jun 30, 2023 66.21%
Mar 31, 2023 66.67%
Dec 31, 2022 64.06%
Sep 30, 2022 68.02%
Jun 30, 2022 94.83%
Mar 31, 2022 103.61%
Dec 31, 2021 70.45%
Sep 30, 2021 72.43%