Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Essent (ESNT) Return on Assets (2016 - 2025)

Essent's Return on Assets history spans 12 years, with the latest figure at 0.1% for Q3 2025.

  • For Q3 2025, Return on Assets fell 1.0% year-over-year to 0.1%; the TTM value through Sep 2025 reached 0.1%, down 1.0%, while the annual FY2024 figure was 0.11%, 1.0% down from the prior year.
  • Return on Assets for Q3 2025 was 0.1% at Essent, down from 0.1% in the prior quarter.
  • Across five years, Return on Assets topped out at 0.16% in Q2 2022 and bottomed at 0.08% in Q1 2021.
  • The 5-year median for Return on Assets is 0.11% (2023), against an average of 0.12%.
  • The largest annual shift saw Return on Assets decreased -7bps in 2021 before it rose 7bps in 2022.
  • A 5-year view of Return on Assets shows it stood at 0.12% in 2021, then increased by 22bps to 0.15% in 2022, then dropped by -25bps to 0.11% in 2023, then decreased by -8bps to 0.1% in 2024, then dropped by -6bps to 0.1% in 2025.
  • Per Business Quant, the three most recent readings for ESNT's Return on Assets are 0.1% (Q3 2025), 0.1% (Q2 2025), and 0.1% (Q1 2025).