Essent (ESNT) Free Cash Flow (2013 - 2026)
Essent (ESNT) posted Free Cash Flow of $191.2 million for Q1 2026, down 16.57% sequentially from $229.2 million in Q4 2025, and down 13.61% YoY from $221.3 million in Q1 2025.
Essent (ESNT) Free Cash Flow (2013 - 2026) Analysis & Trends
Essent has reported Free Cash Flow for 14 years, with the latest figure at $191.2 million in Q1 2026.
- Quarterly Free Cash Flow fell 13.61% year-over-year to $191.2 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $822.4 million (down 5.52% YoY) and the FY2025 annual result came in at $852.5 million, down 1.05% from the prior year.
- Free Cash Flow slipped to $191.2 million in Q1 2026 per ESNT's latest filing, from $229.2 million in the prior quarter.
- Over five years, Free Cash Flow peaked at $232.8 million in Q4 2024 and troughed at $62.3 million in Q2 2022.
- A 5-year average of $191.4 million and a median of $191.2 million in 2026 frame the typical range for Free Cash Flow.
- The sharpest annual moves came in 2022 and 2023: Free Cash Flow sank 58.94% in 2022, then jumped 168.39% in 2023.
- Over 5 years, Free Cash Flow stood at $170.9 million in 2022, then rose by 27.15% to $217.3 million in 2023, then increased by 7.11% to $232.8 million in 2024, then fell by 1.52% to $229.2 million in 2025, then fell by 16.57% to $191.2 million in 2026.
- According to Business Quant data, Free Cash Flow over the past three periods registered $191.2 million, $229.2 million, and $213.1 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Fidelity National Financial | 12.65 Bn | 8.08 Bn | 3.59 Bn | 1.84 Bn |
| 2 | First American Financial | 7.36 Bn | 4.25 Bn | 1.77 Bn | 317.40 Mn |
| 3 | Axis Capital Holdings | 7.25 Bn | 6.47 Bn | 819.78 Mn | 617.37 Mn |
| 4 | Enact Holdings | 6.85 Bn | 6.36 Bn | 284.04 Mn | 118.51 Mn |
| 5 | Mgic Investment | 6.47 Bn | 6.25 Bn | 284.40 Mn | 184.49 Mn |
| 6 | Essent | 6.18 Bn | 6.18 Bn | 313.73 Mn | 196.12 Mn |
| 7 | Ryan Specialty Holdings | 5.43 Bn | 5.29 Bn | - | 275.86 Mn |
| 8 | Radian | 4.96 Bn | 4.22 Bn | 380.01 Mn | 342.71 Mn |
| 9 | NMI Holdings | 3.42 Bn | 3.35 Bn | 157.40 Mn | 140.25 Mn |
| 10 | Assured Guaranty | 3.29 Bn | -506.61 Mn | 156.00 Mn | 40.00 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 196.12 Mn |
| Jun 30, 2026 | 196.12 Mn |
| Mar 31, 2026 | 191.23 Mn |
| Mar 31, 2026 | 191.23 Mn |
| Dec 31, 2025 | 229.21 Mn |
| Dec 31, 2025 | 229.21 Mn |
| Sep 30, 2025 | 213.14 Mn |
| Sep 30, 2025 | 213.14 Mn |
| Jun 30, 2025 | 188.80 Mn |
| Jun 30, 2025 | 188.80 Mn |
| Mar 31, 2025 | 221.35 Mn |
| Mar 31, 2025 | 221.35 Mn |
| Dec 31, 2024 | 232.75 Mn |
| Dec 31, 2024 | 232.75 Mn |
| Sep 30, 2024 | 228.70 Mn |
| Sep 30, 2024 | 228.70 Mn |
| Jun 30, 2024 | 187.63 Mn |
| Jun 30, 2024 | 187.63 Mn |
| Mar 31, 2024 | 212.45 Mn |
| Mar 31, 2024 | 212.45 Mn |