Essent (ESNT) Free Cash Flow (2013 - 2026)
Essent's (ESNT) quarterly Free Cash Flow came in at $191.2 million in Q1 2026, down 13.69% year-on-year from $221.6 million in Q1 2025, and down 15.16% quarter-over-quarter from $225.4 million in Q4 2025.
Essent (ESNT) Free Cash Flow (2013 - 2026) Analysis & Trends
Essent has disclosed Free Cash Flow across 14 years of filings, most recently posting $191.2 million for Q1 2026.
- Free Cash Flow for Q1 2026 came in at $191.2 million, down 13.69% year-over-year; the trailing twelve-month figure through Mar 2026 was $818.3 million (down 5.27% YoY), and the FY2025 annual result was $848.7 million, down 0.71% from the prior year.
- Free Cash Flow came in at $191.2 million for Q1 2026 at Essent, down from $225.4 million in the prior quarter.
- In the past five years, Free Cash Flow ranged from a high of $234.7 million in Q3 2024 to a low of $62.3 million in Q2 2022.
- The 5-year median for Free Cash Flow is $191.2 million (2026), against an average of $190.5 million.
- Across the five-year window, Free Cash Flow sank 58.94% in 2022 and surged 168.39% in 2023, its largest moves.
- Essent's Free Cash Flow stood at $170.9 million in 2022, then increased by 24.81% to $213.3 million in 2023, then increased by 3.12% to $219.9 million in 2024, then increased by 2.49% to $225.4 million in 2025, then decreased by 15.16% to $191.2 million in 2026.
- The last three Free Cash Flow figures came in at $191.2 million (Q1 2026), $225.4 million (Q4 2025), and $213.1 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Fidelity National Financial | 12.87 Bn | 10.21 Bn | 2.62 Bn | 848.00 Mn |
| 2 | Axis Capital Holdings | 7.52 Bn | 6.65 Bn | - | 505.01 Mn |
| 3 | First American Financial | 6.80 Bn | 3.91 Bn | 1.24 Bn | -32.70 Mn |
| 4 | Enact Holdings | 6.01 Bn | 5.46 Bn | 205.74 Mn | 224.04 Mn |
| 5 | Mgic Investment | 5.57 Bn | 5.32 Bn | 202.12 Mn | 76.72 Mn |
| 6 | Essent | 5.47 Bn | 5.47 Bn | - | 191.23 Mn |
| 7 | Radian | 4.74 Bn | 4.66 Bn | 368.17 Mn | 284.27 Mn |
| 8 | Ryan Specialty Holdings | 4.62 Bn | 5.05 Bn | - | -167.41 Mn |
| 9 | Assured Guaranty | 3.42 Bn | -495.48 Mn | 216.00 Mn | 190.00 Mn |
| 10 | NMI Holdings | 2.82 Bn | 2.75 Bn | 152.85 Mn | 114.99 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 191.23 Mn |
| Mar 31, 2026 | 191.23 Mn |
| Dec 31, 2025 | 225.41 Mn |
| Dec 31, 2025 | 225.41 Mn |
| Sep 30, 2025 | 213.14 Mn |
| Sep 30, 2025 | 213.14 Mn |
| Jun 30, 2025 | 188.57 Mn |
| Jun 30, 2025 | 188.57 Mn |
| Mar 31, 2025 | 221.57 Mn |
| Mar 31, 2025 | 221.57 Mn |
| Dec 31, 2024 | 219.94 Mn |
| Dec 31, 2024 | 219.94 Mn |
| Sep 30, 2024 | 234.74 Mn |
| Sep 30, 2024 | 234.74 Mn |
| Jun 30, 2024 | 187.63 Mn |
| Jun 30, 2024 | 187.63 Mn |
| Mar 31, 2024 | 212.45 Mn |
| Mar 31, 2024 | 212.45 Mn |
| Dec 31, 2023 | 213.29 Mn |
| Dec 31, 2023 | 213.29 Mn |