Essent (ESNT) EBT (2013 - 2026)
Essent (ESNT) posted EBT of $230.32 million for Q2 2026, down 0.4% from $231.18 million a year earlier but up 11.4% from the prior quarter.
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Analysis
Essent (ESNT) EBT (2013 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, EBT at Essent was $820.73 million, down 2.4% year-over-year; for FY2025, it was $821.86 million, down 3.9% from FY2024.
- Annual EBT shows a five-year compound annual growth rate of 10.9% (FY2020 to FY2025).
- In prior years, Essent's EBT was $855.49 million in FY2024 (+3.9%), $823 million in FY2023 (-16.7%), $988.19 million in FY2022 (+20.2%) and $822.31 million in FY2021 (+67.8%).
- Quarterly EBT has run from a low of $173 million in Q4 2022 to a high of $328.45 million in Q1 2022 over five years.
- On a year-over-year basis, EBT has declined in each of the last eight quarters, with an average decline of 2.7% over the last eight quarters.
- The strongest year-over-year quarter for EBT in the past five years was Q1 2022, with growth of 95.3%; the weakest was Q1 2023, with a decline of 38.7%.
- According to Business Quant data, EBT for the three prior quarters was $206.73 million (Q1 2026), $184.53 million (Q4 2025) and $199.16 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,082.55 Bn | -334.93 Bn | 55.86 Bn | 32.06 Bn |
| 2 | Chubb | 128.03 Bn | 80.09 Bn | 9.13 Bn | 3.62 Bn |
| 3 | Progressive | 122.38 Bn | 98.22 Bn | 9.04 Bn | 4.21 Bn |
| 4 | Marsh & Mclennan Companies | 81.46 Bn | 73.20 Bn | - | 1.70 Bn |
| 5 | Travelers Companies | 75.77 Bn | 52.02 Bn | 6.23 Bn | 2.77 Bn |
| 6 | Manulife Financial | 73.91 Bn | 75.11 Bn | - | 2.00 Bn |
| 7 | Metlife | 60.71 Bn | -45.77 Bn | 7.82 Bn | 1.04 Bn |
| 8 | Aon | 58.53 Bn | 51.77 Bn | - | 724.00 Mn |
| 9 | Arthur J. Gallagher | 58.38 Bn | 52.82 Bn | - | 414.00 Mn |
| 10 | Essent | 5.68 Bn | 5.68 Bn | - | 230.32 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 230.32 Mn |
| Mar 31, 2026 | 206.73 Mn |
| Dec 31, 2025 | 184.53 Mn |
| Sep 30, 2025 | 199.16 Mn |
| Jun 30, 2025 | 231.18 Mn |
| Mar 31, 2025 | 207.00 Mn |
| Dec 31, 2024 | 194.95 Mn |
| Sep 30, 2024 | 207.57 Mn |
| Jun 30, 2024 | 239.23 Mn |
| Mar 31, 2024 | 213.74 Mn |
| Dec 31, 2023 | 202.96 Mn |
| Sep 30, 2023 | 209.44 Mn |
| Jun 30, 2023 | 209.30 Mn |
| Mar 31, 2023 | 201.30 Mn |
| Dec 31, 2022 | 173.00 Mn |
| Sep 30, 2022 | 210.92 Mn |
| Jun 30, 2022 | 275.82 Mn |
| Mar 31, 2022 | 328.45 Mn |
| Dec 31, 2021 | 217.02 Mn |
| Sep 30, 2021 | 246.68 Mn |
API Access
Essent EBT API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt&ticker=ESNT&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt", "ticker": "ESNT", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt&ticker=ESNT&period=max&api_key=YOUR_API_KEY");
const data = await res.json();