Essent (ESNT) EBITDA (2013 - 2026)
Essent's (ESNT) quarterly EBITDA came in at $135.8 million in Q1 2026, down 45.04% year-on-year from $247.2 million in Q1 2025, and down 19.34% quarter-over-quarter from $168.4 million in Q4 2025.
Essent (ESNT) EBITDA (2013 - 2026) Analysis & Trends
Essent has disclosed EBITDA across 14 years of filings, most recently posting $135.8 million for Q1 2026.
- EBITDA for Q1 2026 came in at $135.8 million, down 45.04% year-over-year; the trailing twelve-month figure through Mar 2026 was $730.6 million (down 7.88% YoY), and the FY2025 annual result was $842.0 million, up 19.27% from the prior year.
- EBITDA came in at $135.8 million for Q1 2026 at Essent, down from $168.4 million in the prior quarter.
- In the past five years, EBITDA ranged from a high of $331.3 million in Q4 2023 to a low of $41.0 million in Q3 2022.
- The 5-year median for EBITDA is $168.4 million (2025), against an average of $169.4 million.
- Across the five-year window, EBITDA surged 222.62% in 2023 and plunged 83.64% in 2024, its largest moves.
- Essent's EBITDA stood at $188.2 million in 2022, then soared by 76.06% to $331.3 million in 2023, then slumped by 83.64% to $54.2 million in 2024, then surged by 210.77% to $168.4 million in 2025, then declined by 19.34% to $135.8 million in 2026.
- The last three EBITDA figures came in at $135.8 million (Q1 2026), $168.4 million (Q4 2025), and $214.5 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA (Qtr) |
|---|---|---|---|---|---|
| 1 | Fidelity National Financial | 12.87 Bn | 10.21 Bn | 2.62 Bn | 822.00 Mn |
| 2 | Axis Capital Holdings | 7.52 Bn | 6.65 Bn | - | 324.57 Mn |
| 3 | First American Financial | 6.80 Bn | 3.91 Bn | 1.24 Bn | 152.40 Mn |
| 4 | Enact Holdings | 6.01 Bn | 5.46 Bn | 205.74 Mn | 70.91 Mn |
| 5 | Mgic Investment | 5.57 Bn | 5.32 Bn | 202.12 Mn | 61.74 Mn |
| 6 | Essent | 5.47 Bn | 5.47 Bn | - | 135.85 Mn |
| 7 | Radian | 4.74 Bn | 4.66 Bn | 368.17 Mn | 69.70 Mn |
| 8 | Ryan Specialty Holdings | 4.62 Bn | 5.05 Bn | - | 98.66 Mn |
| 9 | Assured Guaranty | 3.42 Bn | -495.48 Mn | 216.00 Mn | 92.00 Mn |
| 10 | NMI Holdings | 2.82 Bn | 2.75 Bn | 152.85 Mn | 77.25 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 135.85 Mn |
| Dec 31, 2025 | 168.42 Mn |
| Sep 30, 2025 | 214.46 Mn |
| Jun 30, 2025 | 211.92 Mn |
| Mar 31, 2025 | 247.17 Mn |
| Dec 31, 2024 | 54.20 Mn |
| Sep 30, 2024 | 293.53 Mn |
| Jun 30, 2024 | 198.23 Mn |
| Mar 31, 2024 | 159.95 Mn |
| Dec 31, 2023 | 331.25 Mn |
| Sep 30, 2023 | 101.71 Mn |
| Jun 30, 2023 | 136.14 Mn |
| Mar 31, 2023 | 229.58 Mn |
| Dec 31, 2022 | 188.15 Mn |
| Sep 30, 2022 | 41.04 Mn |
| Jun 30, 2022 | 97.50 Mn |
| Mar 31, 2022 | 71.16 Mn |
| Dec 31, 2021 | 153.18 Mn |
| Sep 30, 2021 | 168.44 Mn |
| Jun 30, 2021 | 196.16 Mn |