Essent (ESNT) EBITDA (2013 - 2026)
Essent's EBITDA was $239.67 million in Q2 2026, down 0.4% from $240.66 million a year earlier but up 10.9% from the prior quarter.
Essent (ESNT) EBITDA (2013 - 2026) Analysis & Trends
On a trailing twelve-month basis, Essent's EBITDA was $850.23 million through Jun 30, 2026, down 3.6% year-over-year; for FY2025, it was $859.79 million, down 4.1% from FY2024.
- EBITDA shows a five-year compound annual growth rate of 11.3% (FY2020 to FY2025).
- In earlier years, EBITDA was $896.59 million in FY2024 (+4.5%), $857.66 million in FY2023 (-14.8%), $1.01 billion in FY2022 (+20.7%) and $833.98 million in FY2021 (+66.0%).
- Quarterly EBITDA has moved between $64.59 million (Q1 2022) and $279.45 million (Q2 2022) over five years.
- Compared with a year earlier, EBITDA has declined for seven straight quarters, with an average decline of 3.0% over the last eight quarters.
- The best year-over-year quarter for EBITDA over five years was Q1 2023 (growth of 223.5%); the worst was Q2 2023 (a decline of 22.2%).
- Per Business Quant data, ESNT's EBITDA in the three quarters before Q2 2026 was $216.11 million (Q1 2026), $185.78 million (Q4 2025) and $208.68 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 137.65 Bn | 84.23 Bn | 9.13 Bn | - |
| 2 | Progressive | 129.27 Bn | 105.11 Bn | 9.04 Bn | -10.28 Bn |
| 3 | Marsh & Mclennan Companies | 90.79 Bn | 82.95 Bn | - | 1.45 Bn |
| 4 | Travelers Companies | 83.98 Bn | 60.23 Bn | 6.23 Bn | -1.20 Bn |
| 5 | Manulife Financial | 77.09 Bn | -17.80 Bn | - | - |
| 6 | Arthur J. Gallagher | 66.40 Bn | 60.80 Bn | - | 943.00 Mn |
| 7 | Metlife | 65.77 Bn | -41.01 Bn | 7.82 Bn | - |
| 8 | Allstate | 64.29 Bn | 25.56 Bn | 8.73 Bn | -5.63 Bn |
| 9 | Aon | 62.89 Bn | 56.11 Bn | - | 1.14 Bn |
| 10 | Essent | 5.81 Bn | 5.81 Bn | - | 239.67 Mn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 239.67 Mn |
| Mar 31, 2026 | 216.11 Mn |
| Dec 31, 2025 | 185.78 Mn |
| Sep 30, 2025 | 208.68 Mn |
| Jun 30, 2025 | 240.66 Mn |
| Mar 31, 2025 | 216.52 Mn |
| Dec 31, 2024 | 204.53 Mn |
| Sep 30, 2024 | 220.52 Mn |
| Jun 30, 2024 | 248.54 Mn |
| Mar 31, 2024 | 222.99 Mn |
| Dec 31, 2023 | 212.26 Mn |
| Sep 30, 2023 | 219.04 Mn |
| Jun 30, 2023 | 217.44 Mn |
| Mar 31, 2023 | 208.93 Mn |
| Dec 31, 2022 | 179.84 Mn |
| Sep 30, 2022 | 216.11 Mn |
| Jun 30, 2022 | 279.45 Mn |
| Mar 31, 2022 | 64.59 Mn |
| Dec 31, 2021 | 219.92 Mn |
| Sep 30, 2021 | 249.60 Mn |
Essent EBITDA API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebitda&ticker=ESNT&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebitda", "ticker": "ESNT", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebitda&ticker=ESNT&period=max&api_key=YOUR_API_KEY");
const data = await res.json();