Growth Metrics

Essent (ESNT) Times Interest Earned (2016 - 2025)

Essent (ESNT) has disclosed Times Interest Earned for 10 consecutive years, with $7.27 as the latest value for Q4 2025.

  • Quarterly Times Interest Earned rose 4.74% to $7.27 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $7.23 through Dec 2025, up 15.05% year-over-year, with the annual reading at $7.23 for FY2025, 15.05% up from the prior year.
  • Times Interest Earned hit $7.27 in Q4 2025 for Essent, roughly flat from $7.25 in the prior quarter.
  • In the past five years, Times Interest Earned ranged from a high of $11.29 in Q4 2021 to a low of -$37.35 in Q1 2021.
  • Historically, Times Interest Earned has averaged $5.45 across 5 years, with a median of $7.14 in 2025.
  • Biggest five-year swings in Times Interest Earned: crashed 485.97% in 2021 and later skyrocketed 129.68% in 2022.
  • Year by year, Times Interest Earned stood at $11.29 in 2021, then plummeted by 44.64% to $6.25 in 2022, then grew by 1.72% to $6.36 in 2023, then increased by 9.1% to $6.94 in 2024, then increased by 4.74% to $7.27 in 2025.
  • Business Quant data shows Times Interest Earned for ESNT at $7.27 in Q4 2025, $7.25 in Q3 2025, and $7.28 in Q2 2025.