Essent (ESNT) Times Interest Earned (2014 - 2026)
Essent (ESNT) posted Times Interest Earned of $0.25 for Q1 2026, down 99.39% sequentially from $40.96 in Q4 2025, and down 93.27% YoY from $3.73 in Q1 2025.
Essent (ESNT) Times Interest Earned (2014 - 2026) Analysis & Trends
Essent has reported Times Interest Earned for 13 years, with the latest figure at $0.25 in Q1 2026.
- Quarterly Times Interest Earned fell 93.27% year-over-year to $0.25 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $1.0 (down 89.01% YoY) and the FY2025 annual result came in at $1.11, up 78.99% from the prior year.
- Times Interest Earned declined to $0.25 in Q1 2026 per ESNT's latest filing, from $40.96 in the prior quarter.
- Over five years, Times Interest Earned peaked at $40.96 in Q4 2025 and troughed at -$5.67 in Q4 2024.
- A 5-year average of $4.4 and a median of $0.25 in 2026 frame the typical range for Times Interest Earned.
- The widest YoY moves for Times Interest Earned: up 6575.88% in 2024, down 189.18% in 2024.
- Over 5 years, Times Interest Earned stood at $9.37 in 2022, then plunged by 32.15% to $6.36 in 2023, then sank by 189.18% to -$5.67 in 2024, then surged by 822.11% to $40.96 in 2025, then slumped by 99.39% to $0.25 in 2026.
- According to Business Quant data, Times Interest Earned over the past three periods registered $0.25, $40.96, and $0.26 for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Fidelity National Financial | 12.65 Bn | 8.08 Bn | 3.59 Bn | 13.30 |
| 2 | First American Financial | 7.36 Bn | 4.25 Bn | 1.77 Bn | 4.02 |
| 3 | Axis Capital Holdings | 7.25 Bn | 6.47 Bn | 819.78 Mn | -42.61 |
| 4 | Enact Holdings | 6.85 Bn | 6.36 Bn | 284.04 Mn | 5.86 |
| 5 | Mgic Investment | 6.47 Bn | 6.25 Bn | 284.40 Mn | 6.68 |
| 6 | Essent | 6.18 Bn | 6.18 Bn | 313.73 Mn | 7.56 |
| 7 | Ryan Specialty Holdings | 5.43 Bn | 5.29 Bn | - | - |
| 8 | Radian | 4.96 Bn | 4.22 Bn | 380.01 Mn | 3.35 |
| 9 | NMI Holdings | 3.42 Bn | 3.35 Bn | 157.40 Mn | 4.26 |
| 10 | Assured Guaranty | 3.29 Bn | -506.61 Mn | 156.00 Mn | 4.45 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.26 |
| Mar 31, 2026 | 0.25 |
| Dec 31, 2025 | 40.96 |
| Sep 30, 2025 | 0.26 |
| Jun 30, 2025 | 0.22 |
| Mar 31, 2025 | 3.73 |
| Dec 31, 2024 | -5.67 |
| Sep 30, 2024 | 5.00 |
| Jun 30, 2024 | 7.15 |
| Mar 31, 2024 | 6.62 |
| Dec 31, 2023 | 6.36 |
| Sep 30, 2023 | 0.09 |
| Jun 30, 2023 | 0.11 |
| Mar 31, 2023 | 0.11 |
| Dec 31, 2022 | 9.37 |
| Sep 30, 2022 | 0.07 |
| Jun 30, 2022 | 0.09 |
| Mar 31, 2022 | 0.13 |
| Dec 31, 2021 | 7.99 |
| Sep 30, 2021 | 1.01 |