Essent (ESNT) Times Interest Earned (2014 - 2026)
Essent (ESNT) reported Times Interest Earned of $0.25 for Q1 2026, down 93.27% on a YoY basis from $3.73 in Q1 2025, and down 99.39% sequentially from $40.96 in Q4 2025.
Essent (ESNT) Times Interest Earned (2014 - 2026) Analysis & Trends
Essent (ESNT) has 13 years of Times Interest Earned data on file, last reported at $0.25 in Q1 2026.
- For the quarter ending Q1 2026, Times Interest Earned fell 93.27% year-over-year to $0.25; the trailing twelve-month figure through Mar 2026 stood at $1.0 (down 89.01% YoY), and the FY2025 full-year result was $1.11, up 78.99% from the prior year.
- Times Interest Earned declined to $0.25 in Q1 2026, from $40.96 in the prior quarter.
- In the past five years, Times Interest Earned ranged from a high of $40.96 in Q4 2025 to a low of -$5.67 in Q4 2024.
- A 5-year average of $4.21 and a median of $0.25 in 2026 frame the typical range for Times Interest Earned.
- Peak annual rise in Times Interest Earned reached 6575.88% in 2024, while the deepest fall reached 199.89% in 2024.
- Tracing ESNT's Times Interest Earned over 5 years: stood at $6.81 in 2022, then decreased by 16.61% to $5.68 in 2023, then sank by 199.89% to -$5.67 in 2024, then surged by 822.11% to $40.96 in 2025, then tumbled by 99.39% to $0.25 in 2026.
- Business Quant data shows ESNT's Times Interest Earned at $0.25 in Q1 2026, $40.96 in Q4 2025, and $0.26 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Fidelity National Financial | 13.08 Bn | 10.42 Bn | 3.16 Bn | 0.23 |
| 2 | Axis Capital Holdings | 8.50 Bn | 7.97 Bn | 613.18 Mn | -42.56 |
| 3 | First American Financial | 7.10 Bn | 4.22 Bn | 1.77 Bn | 0.56 |
| 4 | Enact Holdings | 6.51 Bn | 5.96 Bn | 205.69 Mn | 0.47 |
| 5 | Mgic Investment | 6.26 Bn | 6.23 Bn | 263.84 Mn | 3.61 |
| 6 | Essent | 6.05 Bn | 6.05 Bn | 211.88 Mn | 0.25 |
| 7 | Radian | 5.96 Bn | 5.91 Bn | 304.36 Mn | 2.97 |
| 8 | Assured Guaranty | 3.78 Bn | 3.28 Bn | 65.00 Mn | 4.18 |
| 9 | NMI Holdings | 3.17 Bn | 3.10 Bn | 134.15 Mn | 0.29 |
| 10 | Employers Holdings | 957.12 Mn | 620.72 Mn | 51.80 Mn | 1.04 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.25 |
| Dec 31, 2025 | 40.96 |
| Sep 30, 2025 | 0.26 |
| Jun 30, 2025 | 0.22 |
| Mar 31, 2025 | 3.73 |
| Dec 31, 2024 | -5.67 |
| Sep 30, 2024 | 5.00 |
| Jun 30, 2024 | 7.15 |
| Mar 31, 2024 | 6.62 |
| Dec 31, 2023 | 5.68 |
| Sep 30, 2023 | 0.09 |
| Jun 30, 2023 | 0.11 |
| Mar 31, 2023 | 0.11 |
| Dec 31, 2022 | 6.81 |
| Sep 30, 2022 | 0.07 |
| Jun 30, 2022 | 0.09 |
| Mar 31, 2022 | 0.13 |
| Dec 31, 2021 | 7.99 |
| Sep 30, 2021 | 1.01 |
| Jun 30, 2021 | 1.28 |