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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Essent (ESNT) Times Interest Earned (2016 - 2025)

Essent's Times Interest Earned history spans 10 years, with the latest figure at $7.27 for Q4 2025.

  • For Q4 2025, Times Interest Earned rose 4.74% year-over-year to $7.27; the TTM value through Dec 2025 reached $7.23, up 15.05%, while the annual FY2025 figure was $7.23, 15.05% up from the prior year.
  • Times Interest Earned for Q4 2025 was $7.27 at Essent, roughly flat from $7.25 in the prior quarter.
  • Across five years, Times Interest Earned topped out at $11.29 in Q4 2021 and bottomed at $5.0 in Q3 2024.
  • The 5-year median for Times Interest Earned is $7.2 (2024), against an average of $7.85.
  • The largest annual shift saw Times Interest Earned crashed 44.64% in 2022 before it skyrocketed 44.8% in 2025.
  • A 5-year view of Times Interest Earned shows it stood at $11.29 in 2021, then crashed by 44.64% to $6.25 in 2022, then rose by 1.72% to $6.36 in 2023, then grew by 9.1% to $6.94 in 2024, then grew by 4.74% to $7.27 in 2025.
  • Per Business Quant, the three most recent readings for ESNT's Times Interest Earned are $7.27 (Q4 2025), $7.25 (Q3 2025), and $7.28 (Q2 2025).