Essent (ESNT) Times Interest Earned (2016 - 2026)
Essent's Times Interest Earned came in at 29.27 for Q2 2026, down 0.4% from 29.37 a year earlier but up 11.0% from the prior quarter.
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Analysis
Essent (ESNT) Times Interest Earned (2016 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Essent reported Times Interest Earned of 25.85, up 5.9% year-over-year; for FY2025, it was 26.14, up 3.6% from FY2024.
- Going back by year, Times Interest Earned was 25.22 in FY2024 (-10.9%), 28.31 in FY2023 (-56.0%), 64.31 in FY2022 (-35.9%) and 100.29 in FY2021 (+82.3%).
- The five-year range for quarterly Times Interest Earned is 19.12 (Q3 2024) to 120.58 (Q3 2021).
- Year-over-year, Times Interest Earned increased in 1 of the last seven quarters, with an average decline of 2.7%.
- The fastest year-over-year change in Times Interest Earned over five years came in Q3 2021 (growth of 78.2%), and the weakest in Q4 2022 (a decline of 71.7%).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,073.91 Bn | -343.57 Bn | 55.86 Bn | -22.63 |
| 2 | Chubb | 125.44 Bn | 77.50 Bn | 9.13 Bn | -15.34 |
| 3 | Progressive | 120.54 Bn | 96.37 Bn | 9.04 Bn | -117.76 |
| 4 | Marsh & Mclennan Companies | 81.59 Bn | 73.34 Bn | - | 7.60 |
| 5 | Travelers Companies | 74.40 Bn | 50.64 Bn | 6.23 Bn | -27.92 |
| 6 | Manulife Financial | 72.53 Bn | 73.74 Bn | - | 6.14 |
| 7 | Metlife | 60.06 Bn | -46.42 Bn | 7.82 Bn | -3.36 |
| 8 | Aon | 58.71 Bn | 51.95 Bn | - | 5.11 |
| 9 | Arthur J. Gallagher | 58.49 Bn | 52.93 Bn | - | 3.46 |
| 10 | Essent | 5.20 Bn | 5.20 Bn | - | 29.27 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 29.27 |
| Mar 31, 2026 | 26.37 |
| Sep 30, 2025 | 25.14 |
| Jun 30, 2025 | 29.37 |
| Mar 31, 2025 | 26.40 |
| Dec 31, 2024 | 24.92 |
| Sep 30, 2024 | 19.12 |
| Jun 30, 2024 | 31.48 |
| Mar 31, 2024 | 28.19 |
| Dec 31, 2023 | 26.52 |
| Sep 30, 2023 | 27.67 |
| Jun 30, 2023 | 29.31 |
| Mar 31, 2023 | 30.02 |
| Dec 31, 2022 | 29.62 |
| Sep 30, 2022 | 48.40 |
| Jun 30, 2022 | 96.54 |
| Mar 31, 2022 | 28.68 |
| Dec 31, 2021 | 104.59 |
| Sep 30, 2021 | 120.58 |
| Jun 30, 2021 | 92.86 |
API Access
Essent Times Interest Earned API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=times-interest-earned&ticker=ESNT&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "times-interest-earned", "ticker": "ESNT", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=times-interest-earned&ticker=ESNT&period=max&api_key=YOUR_API_KEY");
const data = await res.json();