Essent (ESNT) Times Interest Earned (2016 - 2026)
Essent's (ESNT) quarterly Times Interest Earned came in at $7.27 in Q1 2026, up 1.8% year-on-year from $7.14 in Q1 2025, and little changed quarter-over-quarter from $7.27 in Q4 2025.
Essent (ESNT) Times Interest Earned (2016 - 2026) Analysis & Trends
Essent has disclosed Times Interest Earned across 11 years of filings, most recently posting $7.27 for Q1 2026.
- Times Interest Earned for Q1 2026 came in at $7.27, up 1.8% year-over-year; the trailing twelve-month figure through Mar 2026 was $7.27 (up 13.37% YoY), and the FY2025 annual result was $7.23, up 15.05% from the prior year.
- Times Interest Earned came in at $7.27 for Q1 2026 at Essent, roughly flat from $7.27 in the prior quarter.
- In the past five years, Times Interest Earned ranged from a high of $11.09 in Q1 2022 to a low of $5.0 in Q3 2024.
- The 5-year median for Times Interest Earned is $7.14 (2025), against an average of $7.14.
- Across the five-year window, Times Interest Earned slumped 44.64% in 2022 and soared 44.8% in 2025, its largest moves.
- Essent's Times Interest Earned stood at $6.25 in 2022, then increased by 1.72% to $6.36 in 2023, then rose by 9.1% to $6.94 in 2024, then rose by 4.74% to $7.27 in 2025, then increased by 0.07% to $7.27 in 2026.
- The last three Times Interest Earned figures came in at $7.27 (Q1 2026), $7.27 (Q4 2025), and $7.25 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Fidelity National Financial | 12.87 Bn | 10.21 Bn | 2.62 Bn | 13.48 |
| 2 | Axis Capital Holdings | 7.52 Bn | 6.65 Bn | - | 19.76 |
| 3 | First American Financial | 6.80 Bn | 3.91 Bn | 1.24 Bn | 3.64 |
| 4 | Enact Holdings | 6.01 Bn | 5.46 Bn | 205.74 Mn | 5.73 |
| 5 | Mgic Investment | 5.57 Bn | 5.32 Bn | 202.12 Mn | 6.94 |
| 6 | Essent | 5.47 Bn | 5.47 Bn | - | 7.27 |
| 7 | Radian | 4.74 Bn | 4.66 Bn | 368.17 Mn | 3.38 |
| 8 | Ryan Specialty Holdings | 4.62 Bn | 5.05 Bn | - | - |
| 9 | Assured Guaranty | 3.42 Bn | -495.48 Mn | 216.00 Mn | 4.18 |
| 10 | NMI Holdings | 2.82 Bn | 2.75 Bn | 152.85 Mn | 205.78 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 7.27 |
| Dec 31, 2025 | 7.27 |
| Sep 30, 2025 | 7.25 |
| Jun 30, 2025 | 7.28 |
| Mar 31, 2025 | 7.14 |
| Dec 31, 2024 | 6.94 |
| Sep 30, 2024 | 5.00 |
| Jun 30, 2024 | 7.15 |
| Mar 31, 2024 | 6.62 |
| Dec 31, 2023 | 6.36 |
| Sep 30, 2023 | 5.99 |
| Jun 30, 2023 | 6.12 |
| Mar 31, 2023 | 6.23 |
| Dec 31, 2022 | 6.25 |
| Sep 30, 2022 | 7.32 |
| Jun 30, 2022 | 10.16 |
| Mar 31, 2022 | 11.09 |
| Dec 31, 2021 | 11.29 |
| Sep 30, 2021 | 10.46 |
| Jun 30, 2021 | 10.49 |