Growth Metrics

Essent (ESNT) Operating Income (2016 - 2025)

Essent (ESNT) has disclosed Operating Income for 13 consecutive years, with $59.2 million as the latest value for Q4 2025.

  • Quarterly Operating Income rose 4.71% to $59.2 million in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $236.5 million through Dec 2025, up 6.51% year-over-year, with the annual reading at $236.5 million for FY2025, 6.51% up from the prior year.
  • Operating Income hit $59.2 million in Q4 2025 for Essent, down from $59.8 million in the prior quarter.
  • In the past five years, Operating Income ranged from a high of $59.8 million in Q3 2025 to a low of -$76.6 million in Q1 2021.
  • Historically, Operating Income has averaged $38.0 million across 5 years, with a median of $46.2 million in 2023.
  • Biggest five-year swings in Operating Income: plummeted 471.31% in 2021 and later soared 132.21% in 2022.
  • Year by year, Operating Income stood at $23.7 million in 2021, then surged by 59.74% to $37.8 million in 2022, then soared by 33.83% to $50.6 million in 2023, then rose by 11.82% to $56.6 million in 2024, then rose by 4.71% to $59.2 million in 2025.
  • Business Quant data shows Operating Income for ESNT at $59.2 million in Q4 2025, $59.8 million in Q3 2025, and $59.3 million in Q2 2025.