Open Lending Corp Ratios

Ratios Dec2018 Dec2019 Dec2020 Dec2021 Dec2022 Dec2023 Dec2024
Profitability
Gross Margin 91.18%91.59%91.01%91.37%88.88%81.03%0.70%
EBT Margin 54.25%67.33%-83.56%88.65%52.08%24.57%-268.92%
EBIT Margin 54.56%67.44%52.09%69.69%54.35%24.75%-272.14%
EBITDA Margin 54.56%67.44%52.09%69.69%54.35%24.75%-272.14%
Operating Margin 54.56%67.44%52.09%69.69%54.35%24.75%-272.14%
Net Margin -84.49%-120.56%-83.31%67.74%37.09%18.79%-561.98%
FCF Margin 54.60%44.87%21.53%43.25%59.60%68.62%57.72%
Efficiency
Assets Average 186.60M306.42M349.23M376.83M335.20M
Equity Average -184.29M-104.08M92.80M185.90M209.20M141.83M
Invested Capital -133.79M-234.78M184.37M305.24M360.26M205.58M78.09M
Asset Utilization Ratio 0.580.700.510.310.07
Leverage & Solvency
Interest Coverage Ratio 83.50194.464.8925.6516.742.73-5.78
Debt to Equity 0.005.740.900.680.681.69
Debt Ratio 0.010.520.450.380.370.45
Equity Ratio -2.960.090.500.560.550.26
Times Interest Earned 83.50194.464.8925.6516.742.73-5.78
Dividends & Payouts
FCF Payout Ratio 0.931.025.78
Valuation
Enterprise Value 324.09M657.36M4,377.66M2,717.25M643.98M772.40M458.60M
Market Capitalization 335.16M362.31M4,481.81M2,836.76M852.53M1,019.10M712.52M
Return Ratios
Return on Sales 0.54%0.67%-0.90%0.68%0.37%0.19%-5.62%
Return on Capital Employed 0.33%0.51%0.29%0.08%-0.23%
Return on Invested Capital 0.47%0.21%0.08%
Return on Assets -0.52%0.48%0.19%0.06%-0.40%
Return on Equity -0.34%0.94%1.57%0.36%0.11%-0.95%