Open Lending reported cash from operations of -$0.76M and free cash flow of -$1.05M for the quarter ended Mar 2026, up 80.1% year over year. This cash flow statement covers 28 quarters of results from Jun 2019 through Mar 2026, standardized by Business Quant from the company’s SEC filings.
| Cash Flow Statement | Jun2019 | Sep2019 | Dec2019 | Mar2020 | Jun2020 | Sep2020 | Dec2020 | Mar2021 | Jun2021 | Sep2021 | Dec2021 | Mar2022 | Jun2022 | Sep2022 | Dec2022 | Mar2023 | Jun2023 | Sep2023 | Dec2023 | Mar2024 | Jun2024 | Sep2024 | Dec2024 | Mar2025 | Jun2025 | Sep2025 | Dec2025 | Mar2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||||||||||||||||||||||
| Net Income | 75.93M | 29.41M | 27.83M | 23.15M | 23.11M | 24.53M | -4.19M | 12.54M | 11.37M | 3.00M | -4.84M | 5.09M | 2.90M | 1.43M | -144.40M | 0.57M | 1.01M | -7.57M | 1.68M | -0.46M | ||||||||
| Share-based CompensationStock Comp. | 3.61M | 1.10M | 1.09M | -3.07M | 5.33M | 1.29M | 1.89M | 1.84M | 2.32M | 2.66M | 2.67M | 1.85M | 2.37M | 2.19M | 2.27M | 1.85M | 2.33M | 1.45M | 1.42M | 1.13M | ||||||||
| Deferred Taxes | 15.57M | 2.27M | 0.88M | 0.55M | -1.55M | -6.86M | 8.23M | 1.22M | 0.56M | -1.40M | -5.37M | 2.15M | 1.70M | 0.64M | 65.61M | |||||||||||||
| Gains from Investment SecuritiesGains Investment | ||||||||||||||||||||||||||||
| Cash from OperationsCash from Ops. | 14.15M | 35.44M | 26.73M | 31.93M | 21.66M | 31.41M | 22.43M | 29.51M | 16.07M | 20.32M | 16.75M | 11.01M | -1.41M | 11.38M | -3.38M | -3.84M | 0.85M | -5.65M | 5.45M | -0.76M | ||||||||
| Depreciation, Depletion & Amortization | ||||||||||||||||||||||||||||
| Amortizatization of IntangiblesAmort. of Intangibles | 0.13M | 0.14M | 0.14M | 0.14M | 0.14M | 0.15M | 0.15M | 0.15M | 0.15M | 0.16M | 0.16M | 0.16M | 0.17M | 0.18M | 0.19M | 0.20M | 0.20M | 0.20M | 0.21M | 0.21M | ||||||||
| Amortization of Deferred ChargesAmort. Deferred Charges | 0.09M | 0.08M | 0.08M | 0.10M | 0.16M | 0.10M | 0.11M | 0.11M | 0.11M | 0.11M | 0.11M | 0.11M | 0.11M | 0.10M | 0.10M | 0.10M | 0.10M | 0.07M | ||||||||||
| Depreciation & Amortization (CF)Dep. & Amort. | 0.15M | -0.21M | 0.20M | 0.22M | 0.23M | 0.23M | 0.23M | 0.24M | 0.25M | 0.33M | 0.34M | 0.37M | 0.33M | 0.23M | 0.39M | 0.54M | 0.33M | 0.31M | 0.65M | 0.66M | ||||||||
| Change in Working Capital | ||||||||||||||||||||||||||||
| Change in ReceivablesChange Receivables | 0.77M | -0.69M | -0.34M | 1.53M | -1.10M | -0.31M | -0.93M | 0.90M | -0.29M | -1.06M | -0.65M | 1.14M | -1.31M | 0.13M | 0.49M | 0.49M | -1.14M | 0.01M | -0.77M | 1.10M | ||||||||
| Change in Account PayablesChange Payables | -0.84M | -0.56M | -0.14M | -1.09M | 0.20M | -0.22M | 2.11M | 0.66M | 0.60M | 0.49M | 0.66M | 1.66M | -3.64M | 6.27M | 0.05M | -0.60M | 0.13M | 1.32M | 0.06M | 0.10M | ||||||||
| Change in Accured ExpensesChange Accured Exp. | 0.90M | 2.95M | -5.26M | 1.53M | 0.57M | 2.75M | -0.98M | 0.53M | 0.33M | 1.44M | -0.97M | -0.19M | 0.38M | 2.65M | 1.10M | -2.66M | 5.45M | 0.69M | 0.04M | -2.79M | ||||||||
| Change in TaxesChange Taxes | -4.87M | 1.19M | 0.08M | -0.74M | -2.22M | 1.98M | -7.38M | 2.82M | -4.95M | 2.65M | 2.19M | 3.36M | -2.52M | 0.04M | 3.32M | 0.04M | 0.01M | 1.43M | -0.41M | 2.20M | ||||||||
| Investing Activities | ||||||||||||||||||||||||||||
| Capital ExpendituresCapex | 0.84M | 0.94M | 0.09M | 0.13M | 0.16M | 0.12M | -0.03M | 0.30M | 0.47M | 0.72M | 0.57M | 0.64M | 1.03M | 0.90M | 1.15M | 0.56M | 0.22M | 0.08M | 0.12M | 0.29M | ||||||||
| Cash from Investing ActivitiesCash from Investing | -0.84M | -0.94M | -0.20M | -0.19M | -0.18M | -0.27M | 0.01M | -0.34M | -0.51M | -0.74M | -0.59M | -0.64M | -1.09M | -1.01M | -1.16M | -0.61M | -0.23M | -0.08M | -0.12M | -0.29M | ||||||||
| Financing Activities | ||||||||||||||||||||||||||||
| Other financing activitiesOther financing | ||||||||||||||||||||||||||||
| Cash from Financing ActivitiesCash from Financing | -82.91M | -0.78M | -0.78M | -0.82M | -0.81M | 2.91M | -19.08M | -22.39M | -1.08M | -10.95M | -7.91M | -1.96M | -0.12M | -1.89M | -2.49M | -2.63M | -6.13M | -1.88M | -50.84M | -2.21M | ||||||||
| Dividend Payments | ||||||||||||||||||||||||||||
| Dividends Paid - CommonDiv. Paid (Common) | ||||||||||||||||||||||||||||
| Additional items | ||||||||||||||||||||||||||||
| Change in Cash | -69.60M | 33.72M | 25.75M | 30.93M | 20.67M | 34.05M | 3.36M | 6.78M | 14.48M | 8.63M | 8.26M | 8.40M | -2.61M | 8.48M | -7.02M | -7.08M | -5.51M | -7.61M | -45.51M | -3.27M | ||||||||
| Free Cash FlowFCF | 13.31M | 34.50M | 26.64M | 31.80M | 21.49M | 31.29M | 22.46M | 29.21M | 15.60M | 19.61M | 16.18M | 10.36M | -2.44M | 10.48M | -4.53M | -4.40M | 0.63M | -5.73M | 5.33M | -1.05M | ||||||||
| Net Cash FlowNCF | -69.60M | 33.72M | 25.75M | 30.93M | 20.67M | 34.05M | 3.36M | 6.78M | 14.48M | 8.63M | 8.26M | 8.40M | -2.61M | 8.48M | -7.02M | -7.08M | -5.51M | -7.61M | -45.51M | -3.27M |