Bread Financial Holdings (BFH) EPS (Diluted) (2009 - 2026)
Bread Financial Holdings (BFH) posted EPS (Diluted) of $3.82 for Q3 2026, down 3.6% from $3.96 a year earlier but up 7.9% from the prior quarter.
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Analysis
Bread Financial Holdings (BFH) EPS (Diluted) (2009 - 2026) Analysis & Trends
For the trailing twelve months through Sep 30, 2026, EPS (Diluted) at Bread Financial Holdings was $13.41, up 34.9% year-over-year; for FY2025, it was $10.88, up 98.0% from FY2024.
- Annual EPS (Diluted) shows a five-year compound annual growth rate of 19.5% (FY2020 to FY2025).
- In prior years, Bread Financial Holdings' EPS (Diluted) was $5.50 in FY2024 (-61.7%), $14.36 in FY2023 (+222.0%), $4.46 in FY2022 (-72.2%) and $16.02 in FY2021 (+258.6%).
- Quarterly EPS (Diluted) has run from a low of -$2.68 in Q4 2022 to a high of $9.08 in Q1 2023 over five years.
- On a year-over-year basis, EPS (Diluted) increased in five of the last seven quarters, with growth averaging 101.8%.
- The strongest year-over-year quarter for EPS (Diluted) in the past five years was Q4 2025, with growth of 716.8%; the weakest was Q3 2024, with a decline of 98.9%.
- According to Business Quant data, EPS (Diluted) for the three prior quarters was $3.54 (Q2 2026), $4.14 (Q1 2026) and $1.13 (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EPS (Diluted) (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 40.96 Bn | 29.78 Bn | - | 0.25 |
| 2 | Orix | 36.82 Bn | 3.63 Bn | - | - |
| 3 | Royalty Pharma | 30.51 Bn | 27.88 Bn | - | 0.26 |
| 4 | Federal National Mortgage Association Fannie Mae | 26.64 Bn | 26.64 Bn | - | 0.18 |
| 5 | Royal Gold | 23.60 Bn | 22.77 Bn | 390.45 Mn | 2.78 |
| 6 | Synchrony Financial | 23.18 Bn | -44.45 Bn | - | 2.68 |
| 7 | Affirm Holdings | 23.17 Bn | 16.22 Bn | - | 0.47 |
| 8 | Annaly Capital Management | 14.38 Bn | 5.33 Bn | - | -1.36 |
| 9 | Ares Capital | 13.91 Bn | 11.66 Bn | - | 0.44 |
| 10 | Bread Financial Holdings | 3.74 Bn | -11.14 Bn | - | 3.82 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 3.82 |
| Jun 30, 2026 | 3.54 |
| Mar 31, 2026 | 4.14 |
| Dec 31, 2025 | 1.13 |
| Sep 30, 2025 | 3.96 |
| Jun 30, 2025 | 2.94 |
| Mar 31, 2025 | 2.78 |
| Dec 31, 2024 | 0.14 |
| Sep 30, 2024 | 0.04 |
| Jun 30, 2024 | 2.65 |
| Mar 31, 2024 | 2.70 |
| Dec 31, 2023 | 0.86 |
| Sep 30, 2023 | 3.41 |
| Jun 30, 2023 | 0.95 |
| Mar 31, 2023 | 9.08 |
| Dec 31, 2022 | -2.68 |
| Sep 30, 2022 | 2.69 |
| Jun 30, 2022 | 0.24 |
| Mar 31, 2022 | 4.20 |
| Dec 31, 2021 | 0.36 |
API Access
Bread Financial Holdings EPS (Diluted) API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=eps-diluted&ticker=BFH&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "eps-diluted", "ticker": "BFH", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=eps-diluted&ticker=BFH&period=max&api_key=YOUR_API_KEY");
const data = await res.json();