Bread Financial Holdings Balance Sheet (2009-2025) | BFH

Balance Sheet Mar2009 Dec2009 Mar2010 Jun2010 Sep2010 Dec2010 Mar2011 Jun2011 Sep2011 Dec2011 Mar2012 Jun2012 Sep2012 Dec2012 Mar2013 Jun2013 Sep2013 Dec2013 Mar2014 Jun2014 Sep2014 Dec2014 Mar2015 Jun2015 Sep2015 Dec2015 Mar2016 Jun2016 Sep2016 Dec2016 Mar2017 Jun2017 Sep2017 Dec2017 Mar2018 Jun2018 Sep2018 Dec2018 Mar2019 Jun2019 Sep2019 Dec2019 Mar2020 Jun2020 Sep2020 Dec2020 Mar2021 Jun2021 Sep2021 Dec2021 Mar2022 Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025 Dec2025
Assets
Current Assets
Cash & Equivalents 0.16B0.21B0.22B0.25B0.39B0.14B0.30B0.23B0.24B0.22B0.40B0.64B0.77B0.89B0.76B0.75B0.78B0.97B0.71B0.63B0.63B1.08B0.76B0.82B0.98B1.17B0.97B1.32B1.50B1.86B1.87B1.95B3.33B4.19B3.55B3.45B3.60B3.82B3.69B4.03B4.51B3.87B4.46B4.96B3.08B2.80B2.63B2.79B2.96B3.05B2.93B3.11B3.58B3.89B3.61B3.33B3.38B3.59B3.79B4.05B3.45B3.68B4.21B3.80B3.76B3.60B
Short-term Investments 0.51B0.57B0.47B0.48B0.48B0.45B0.52B0.49B0.48B0.50B0.49B0.54B0.51B0.55B0.51B0.57B0.57B0.53B0.52B0.49B0.49B0.47B0.46B0.50B0.47B0.43B0.32B0.51B0.55B0.58B0.59B0.58B0.57B0.59B0.56B0.58B0.59B0.59B0.60B0.57B0.62B0.64B0.69B0.73B0.75B0.73B
Cash & Current Investments 0.67B0.79B0.22B0.25B0.39B0.61B0.78B0.71B0.69B0.73B0.89B1.12B1.26B1.39B1.30B1.26B1.33B1.48B1.28B1.20B1.16B1.60B1.25B1.31B1.45B1.62B1.47B1.79B1.93B2.18B2.38B2.49B3.90B4.78B4.13B4.02B4.19B4.38B4.26B4.62B5.11B4.48B5.02B5.58B3.72B3.49B3.36B3.53B3.70B3.05B2.93B3.11B3.58B3.89B3.61B3.33B3.38B3.59B3.79B4.05B3.45B3.68B4.21B3.80B3.76B3.60B
Interest Deposits 0.63B2.50B2.70B
Receivables 0.23B0.21B0.23B0.26B0.23B0.30B0.27B0.30B0.25B0.32B0.29B0.37B0.33B0.34B0.34B0.39B0.37B0.39B0.46B0.74B0.57B0.56B0.64B0.71B0.60B0.67B0.69B0.80B0.70B0.70B0.77B0.82B0.70B0.69B0.87B0.40B0.35B0.43B0.45B0.45B0.36B0.43B0.38B0.33B0.35B0.37B0.37B0.38B0.47B0.52B0.52B0.53B
Securities 0.24B0.23B0.22B0.22B
Loans - Gross 0.67B5.36B4.86B4.94B4.97B5.67B5.43B5.71B6.58B7.45B7.03B7.23B7.51B8.57B8.09B8.53B9.29B11.24B10.73B11.29B11.80B13.80B13.49B13.99B14.62B16.54B15.76B16.32B16.44B18.61B17.82B17.98B17.43B17.86B16.85B17.61B17.93B19.46B17.73B15.81B15.60B16.78B15.54B15.72B15.69B17.40B16.84B17.77B18.13B
Loans - Loss Allowance 0.05B0.53B0.51B0.52B0.49B0.46B0.45B0.47B0.45B0.43B0.45B0.48B0.47B0.45B0.46B0.50B0.48B0.48B0.51B0.57B0.59B0.62B0.67B0.74B0.73B0.78B0.87B0.95B1.02B1.07B1.03B1.12B1.17B1.19B1.11B1.04B1.02B1.01B1.07B1.17B2.15B2.10B2.08B2.01B1.84B1.64B1.65B1.83B1.83B1.99B2.07B2.46B2.22B2.21B2.21B2.33B2.25B2.16B2.19B2.24B2.17B2.10B2.07B2.11B
Loans - Net 0.62B4.84B4.37B4.48B4.53B5.20B4.99B5.28B6.13B6.97B6.56B6.78B7.05B8.07B7.61B8.05B8.78B10.67B10.14B10.66B11.13B13.06B12.76B13.20B13.74B15.60B14.74B15.25B15.41B17.49B16.65B16.80B16.31B16.82B15.83B16.60B16.86B18.29B15.58B13.71B13.52B14.78B13.69B14.09B14.05B15.57B15.02B15.78B16.05B
Loans 0.05B0.06B0.06B0.06B
Inventory 0.23B0.24B0.23B0.28B0.27B0.25B0.25B0.26B0.23B0.26B0.23B0.27B0.25B0.24B0.24B0.25B0.22B0.19B0.19B0.20B0.16B0.15B0.16B0.19B
Prepaid Assets 0.14B0.20B0.13B0.11B0.13B0.17B0.12B0.16B0.55B0.16B0.17B0.67B0.46B0.18B0.18B0.42B0.44B0.73B0.46B0.46B0.48B0.54B0.25B0.66B0.30B0.44B0.32B0.31B0.77B0.75B0.35B0.78B0.35B0.60B0.29B0.28B0.28B0.70B0.27B0.46B0.65B0.84B0.53B0.52B0.54B0.87B
Current Deferred Tax Assets 0.20B0.20B0.28B0.27B0.25B0.25B0.25B0.25B0.21B0.18B0.24B0.23B0.22B0.22B0.22B0.20B0.20B0.20B0.22B0.21B0.23B0.24B0.29B
Current Assets 2.05B2.36B6.13B5.78B5.88B5.90B6.61B6.53B7.48B8.02B9.13B9.09B9.06B9.11B10.40B9.94B10.34B11.40B13.81B12.78B13.36B14.10B16.25B16.23B16.69B17.60B19.59B18.78B19.84B21.97B24.71B23.47B23.08B23.96B24.71B27.04B28.27B24.78B24.11B21.70B20.64B18.66B19.63B18.30B18.91B19.39B
Non-Current Assets
Property, Plant & Equipment (Net) 0.16B0.17B0.17B0.17B0.20B0.18B0.20B0.21B0.22B0.22B0.25B0.26B0.27B0.28B0.30B0.33B0.34B0.34B0.56B0.55B0.55B0.56B0.58B0.57B0.58B0.58B0.59B0.59B0.61B0.62B0.61B0.61B0.62B0.61B0.29B0.29B0.29B0.29B0.28B0.26B0.26B0.25B0.21B0.30B0.30B0.29B0.21B0.22B0.22B0.20B0.20B0.18B0.16B0.16B0.17B0.17B0.16B0.15B0.14B0.13B0.13B0.12B0.12B
Long-Term Investments 0.24B0.22B0.25B0.24B0.24B0.25B0.26B0.26B0.28B0.27B0.27B0.28B0.28B0.28B
Goodwill 1.13B1.17B1.22B1.23B1.46B1.44B1.45B1.46B1.45B1.46B1.75B1.74B1.74B1.74B1.74B2.30B2.30B2.25B3.87B3.79B3.81B3.84B3.81B3.85B3.84B3.84B3.80B3.81B3.85B3.87B0.99B3.89B3.86B3.86B0.95B0.95B0.96B0.94B0.95B0.93B0.94B0.97B0.63B1.35B1.36B1.34B0.63B0.63B0.63B0.63B0.63B
Intangibles 0.28B0.32B0.31B0.30B0.42B0.40B0.78B0.37B0.35B0.40B1.00B0.99B0.52B0.49B0.98B1.36B1.36B1.36B2.15B1.97B1.97B1.97B1.97B2.04B0.07B0.09B1.84B1.83B1.86B1.79B1.83B1.77B1.75B1.74B0.71B0.70B0.67B0.66B0.04B0.58B0.59B0.60B0.59B0.58B0.24B0.23B
Goodwill & Intangibles 1.41B1.48B1.54B1.53B1.89B1.85B2.23B1.82B1.80B1.86B2.75B2.73B2.26B2.23B2.71B3.65B3.66B3.60B6.01B5.76B5.78B5.81B5.79B5.89B3.90B3.93B5.64B5.64B5.70B5.66B2.82B5.66B5.61B5.60B1.67B1.65B1.63B1.59B0.99B1.51B1.53B1.57B0.71B1.93B1.60B1.58B0.69B0.68B0.69B0.69B0.80B0.79B0.78B0.77B0.76B0.75B0.74B0.75B0.75B0.74B0.73B0.72B0.72B
Long-Term Deferred Tax 0.05B0.05B0.05B0.04B0.04B0.05B0.05B0.08B0.03B0.03B0.03B0.03B0.00B0.00B0.00B0.00B0.00B0.00B0.00B0.00B0.00B0.00B0.00B0.00B0.02B0.02B0.02B0.02B0.03B0.03B0.08B0.07B0.04B0.05B0.05B0.04B0.05B0.28B0.05B0.29B0.29B0.38B0.34B0.34B0.30B
Other Non-Current Assets 0.12B0.23B0.20B0.32B0.32B0.65B0.16B0.15B0.15B0.17B0.19B0.19B0.21B0.29B0.31B0.32B0.40B0.42B-0.08B0.51B0.48B0.53B0.50B0.56B0.53B0.54B0.06B0.51B0.53B0.60B0.66B0.65B0.64B0.67B3.54B4.22B4.26B0.68B0.68B0.67B0.62B0.61B2.46B0.54B0.63B0.62B1.99B1.86B1.79B1.21B1.40B1.32B1.35B1.34B1.36B1.40B1.35B1.36B1.40B1.38B1.33B1.24B1.24B
Non-Current Assets 2.45B2.87B2.14B2.25B2.67B2.87B2.37B2.37B2.35B2.39B2.87B2.84B2.81B2.85B2.84B3.82B3.87B3.79B6.45B6.27B6.19B6.20B6.10B6.17B6.08B6.04B5.92B5.86B5.89B5.92B5.98B5.92B5.87B5.81B5.68B2.40B2.47B2.37B2.38B2.53B2.22B2.45B2.91B2.87B2.90B2.87B
Assets 4.50B5.23B8.27B8.03B8.55B8.77B8.98B8.90B9.83B10.41B12.00B11.93B11.87B11.96B13.24B13.76B14.21B15.19B20.19B19.05B19.55B20.30B22.35B22.40B22.77B23.64B25.51B24.64B25.73B27.89B30.68B29.39B28.95B29.76B30.39B29.43B30.74B27.16B26.49B24.23B22.87B21.11B22.55B21.16B21.81B22.26B21.75B20.94B21.81B21.96B25.41B21.97B21.61B21.61B23.14B22.30B22.14B21.74B22.89B22.38B21.82B21.71B22.66B
Liabilities
Current Liabilities
Accounts Payables 0.11B0.10B0.12B0.11B0.11B0.12B0.15B0.17B0.17B0.24B0.22B0.26B0.24B0.26B0.21B0.36B0.32B0.32B0.46B0.41B0.39B0.38B0.44B0.40B0.40B0.43B0.57B0.39B0.41B0.53B0.65B0.59B0.53B0.61B0.49B0.55B0.50B0.44B0.30B0.20B0.26B0.28B9.79B0.33B0.35B0.37B11.03B10.65B11.03B12.44B13.83B13.14B13.05B13.27B13.62B13.33B12.99B12.85B13.08B13.10B13.34B13.54B13.92B
Payables 0.11B0.10B0.12B0.11B0.11B0.12B0.15B0.17B0.17B0.24B0.22B0.26B0.24B0.26B0.21B0.36B0.32B0.32B0.46B0.41B0.39B0.38B0.44B0.40B0.40B0.43B0.57B0.39B0.41B0.53B0.65B0.59B0.53B0.61B0.49B0.55B0.50B0.44B0.30B0.20B0.26B0.28B9.79B0.33B0.35B0.37B11.03B10.65B11.03B12.44B13.83B13.14B13.05B13.27B13.62B13.33B12.99B12.85B13.08B13.10B13.34B13.54B13.92B
Accumulated Expenses 0.10B0.13B0.17B0.12B0.17B0.22B0.21B0.18B0.16B0.24B0.27B0.22B0.24B0.30B0.26B0.49B0.51B0.55B0.46B0.31B0.29B0.40B0.57B0.32B0.27B0.34B0.35B0.32B0.30B0.34B0.44B0.30B0.40B0.36B0.32B0.33B0.37B1.06B0.33B0.41B0.24B0.40B0.38B0.45B0.37B0.39B0.31B
Other Accumulated Expenses 0.09B0.09B0.09B0.10B0.11B0.10B0.11B0.10B0.11B0.10B0.12B0.11B0.13B0.13B0.14B0.19B0.19B0.21B0.31B0.24B0.25B0.28B0.29B0.29B0.31B0.38B0.40B0.33B0.36B0.38B0.37B0.31B0.29B0.33B0.29B0.26B0.31B0.31B0.34B0.23B0.24B0.26B0.22B0.27B0.26B0.28B
Short term Debt 0.05B0.26B1.07B0.02B0.02B0.02B0.02B0.02B0.78B0.80B0.82B1.13B0.36B0.36B0.38B0.07B0.08B0.21B0.19B0.20B0.39B0.37B0.37B0.23B0.42B0.81B0.83B0.54B0.54B0.13B0.12B0.12B0.13B0.14B0.16B0.10B5.71B5.45B4.82B5.50B4.01B6.12B3.02B3.32B2.85B3.90B3.36B3.46B3.54B4.56B3.83B3.09B2.68B3.42B
Current Leases 0.02B0.02B0.02B0.02B0.02B0.02B0.02B0.02B0.02B0.02B0.02B
Current Taxes 0.02B0.03B0.05B0.02B0.03B0.10B0.03B0.06B0.02B0.02B0.06B
Current Deferred Revenue 1.15B1.22B1.05B1.27B1.17B1.04B1.21B1.19B1.23B1.25B1.00B0.97B1.00B1.14B1.07B0.92B0.87B1.01B0.75B0.92B0.85B0.84B0.86B0.85B0.78B0.93B0.92B0.94B0.97B0.97B0.92B0.90B0.92B0.88B0.88B0.90B0.90B0.81B0.85B0.89B0.94B1.00B1.02B1.04B1.02B
Curent Deferred Tax Liability 0.00B0.00B0.00B0.00B0.00B0.00B0.00B
Total Current Liabilities 2.03B2.13B3.86B4.23B3.34B3.98B3.86B3.53B3.90B4.80B5.03B5.05B4.48B3.50B4.51B3.97B4.40B5.37B6.31B6.14B6.07B5.97B6.40B6.64B7.47B7.44B9.23B9.00B8.80B10.39B10.15B10.99B10.77B9.96B11.48B10.60B10.61B11.81B11.87B10.75B11.38B10.74B10.42B10.74B10.57B12.93B
Non-Current Liabilities
Non-Current Debt 1.36B1.73B1.61B0.93B2.34B2.23B2.16B2.41B2.41B1.66B2.05B2.05B1.72B2.33B2.44B2.58B2.90B2.88B4.00B4.67B4.65B4.71B4.65B5.15B5.49B5.40B4.79B5.45B5.88B5.70B5.95B5.97B5.67B5.68B5.43B5.72B2.75B2.81B1.99B1.96B1.94B1.92B1.89B1.87B1.38B1.38B1.39B1.29B1.30B1.04B1.00B1.29B1.14B1.10B0.89B
Non-Current Deffered Revenue 0.82B0.16B0.18B0.18B0.19B0.18B0.19B0.20B0.20B0.20B0.19B0.19B0.17B0.18B0.17B0.16B0.17B0.16B0.17B0.15B0.16B0.15B0.15B0.15B0.15B0.15B0.14B0.14B0.12B0.12B0.12B0.11B0.11B0.11B0.11B0.11B0.11B0.11B0.11B0.10B0.10B0.10B0.11B0.10B0.10B0.10B
Minority Interest 0.34B0.34B0.32B0.24B0.23B0.23B0.24B0.17B0.19B
Liabilities from Discontinued Operations 0.22B0.39B0.35B0.26B1.36B
Operating Leases 0.30B0.30B0.28B0.29B0.28B0.28B0.28B0.28B0.26B0.26B0.25B
Non-Current Deferred Tax Liability 0.16B0.14B0.08B0.08B0.12B0.11B0.15B0.16B0.19B0.19B0.28B0.28B0.27B0.27B0.28B0.39B0.37B0.36B0.69B0.67B0.65B0.64B0.63B0.35B0.34B0.29B0.33B0.32B0.26B0.25B0.21B0.19B0.19B0.22B0.26B0.23B0.22B0.08B0.08B0.05B
Other Non-Current Liabilities 0.11B0.10B0.18B0.19B0.19B0.19B0.17B0.16B0.13B0.12B0.12B0.13B0.13B0.14B0.15B11.46B0.17B0.18B0.33B0.21B0.22B0.27B0.28B0.30B0.29B0.29B0.33B0.33B0.33B0.35B0.37B0.38B0.40B0.40B0.39B0.28B0.29B0.33B0.34B0.33B0.29B0.33B1.36B0.46B0.48B0.48B1.19B1.25B1.07B1.19B1.31B1.23B1.13B1.25B1.31B1.29B1.23B1.19B1.20B1.09B1.09B1.07B1.11B
Total Non-Current Liabilities 3.97B4.85B8.07B7.79B8.27B8.44B8.64B8.45B9.33B9.80B11.35B11.19B11.15B11.12B12.23B1.00B12.76B13.62B17.31B16.70B17.14B17.85B19.89B20.16B20.75B21.56B23.53B22.95B23.98B25.95B28.46B27.01B26.43B27.07B27.66B26.91B28.06B25.33B24.57B22.82B21.42B19.46B19.67B18.94B19.29B19.53B18.47B17.42B18.46B18.38B21.83B18.02B17.75B17.49B18.91B17.98B17.75B17.43B18.64B18.22B17.57B17.32B18.22B
Total Liabilities 4.09B4.95B8.25B7.98B8.46B8.62B8.80B8.61B9.47B9.92B11.47B11.32B11.29B11.25B12.39B12.46B12.92B13.80B17.63B16.91B17.35B18.12B20.17B20.47B21.04B21.86B23.86B23.28B24.30B26.30B28.83B27.39B26.83B27.47B28.06B27.19B28.35B25.66B24.91B23.15B21.71B19.79B21.02B19.40B19.76B20.01B19.66B18.67B19.54B19.56B23.14B19.25B18.87B18.74B20.22B19.27B18.97B18.62B19.84B19.31B18.66B18.40B19.34B
Shareholder's Equity
Total Debt 1.36B1.78B1.87B2.01B2.36B2.25B2.18B2.43B2.43B2.44B2.85B2.87B2.86B2.68B2.80B2.96B2.96B2.96B4.21B4.87B4.85B5.10B5.02B5.52B5.72B5.83B5.60B6.27B6.42B6.24B6.08B6.09B5.79B5.81B5.57B5.88B2.85B8.52B7.44B6.78B7.44B5.93B8.01B4.88B4.70B4.22B5.29B4.65B4.75B4.58B5.56B5.12B4.23B3.79B4.31B
Common Equity 0.41B0.27B0.02B0.05B0.09B0.15B0.18B0.29B0.36B0.49B0.53B0.60B0.58B0.71B0.86B0.95B0.95B1.08B2.40B1.91B1.96B1.95B2.01B1.74B1.73B1.78B1.66B1.36B1.42B1.59B1.86B2.00B2.12B2.29B2.33B2.24B2.39B1.50B1.59B1.09B1.15B1.32B1.52B1.76B2.05B2.25B2.09B2.27B2.27B2.40B2.27B2.72B2.74B2.86B2.92B3.03B3.17B3.11B3.05B3.07B3.17B3.32B3.33B
Shareholder's Equity 0.27B0.02B0.05B0.09B0.15B0.18B0.29B0.36B0.49B0.53B0.60B0.58B0.71B0.86B0.95B0.95B1.08B2.40B1.91B1.96B1.95B2.01B1.74B1.73B1.78B1.66B1.36B1.42B1.59B1.86B2.00B2.12B2.29B2.33B2.24B2.39B1.50B1.59B1.09B1.15B1.32B1.52B1.76B2.05B2.25B2.09B2.27B2.27B2.40B2.27B2.72B2.74B2.86B2.92B3.03B3.17B3.11B3.05B3.07B3.17B3.32B3.33B
Liabilities and Shareholders Equity 4.50B5.23B8.27B8.03B8.55B8.77B8.98B8.90B9.83B10.41B12.00B11.93B11.87B11.96B13.24B13.76B14.21B15.19B20.19B19.05B19.55B20.30B22.35B22.40B22.77B23.64B25.51B24.64B25.73B27.89B30.68B29.39B28.95B29.76B30.39B29.43B30.74B27.16B26.49B24.23B22.87B21.11B22.55B21.16B21.81B22.26B21.75B20.94B21.81B21.96B25.41B21.97B21.61B21.61B23.14B22.30B22.14B21.74B22.89B22.38B21.82B21.71B22.66B
Treasury Shares 0.00B0.04B0.04B0.00B0.00B0.04B0.00B0.00B0.04B0.04B0.04B0.00B0.05B0.05B0.05B0.00B0.05B0.05B0.05B0.00B0.05B0.05B0.05B0.00B0.05B0.05B0.05B0.00B0.06B0.00B0.00B0.00B0.00B0.00B0.00B0.00B0.00B0.07B0.00B0.07B0.07B0.07B0.00B0.00B0.00B0.00B0.00B0.00B0.00B0.00B0.00B0.00B0.00B0.00B0.00B0.00B0.00B0.00B
Retained Earnings 0.92B-0.07B-0.03B0.90B0.97B1.07B-0.03B-0.03B-0.03B-0.03B-0.03B-0.03B-0.02B-0.02B-0.02B-0.01B-0.02B-0.06B-0.08B-0.14B-0.12B-0.12B-0.14B-0.13B-0.13B-0.13B-0.15B-0.15B-0.14B-0.14B-0.14B4.31B4.49B4.76B-0.14B5.13B5.23B5.10B5.16B4.68B4.71B4.83B4.83B5.11B5.37B0.13B-0.09B0.11B0.11B0.24B0.09B0.54B0.57B0.73B0.77B0.89B1.01B1.00B1.00B1.13B1.25B1.43B1.48B
Shares Outstanding 0.09B0.09B0.09B0.09B0.10B0.11B0.11B0.11B0.11B0.11B0.11B0.11B0.11B0.11B0.11B0.11B0.12B0.12B0.12B0.12B0.12B0.12B0.12B0.05B0.05B0.05B0.05B0.05B