Bread Financial Holdings (BFH) Service Charges (2022 - 2026)
Bread Financial Holdings (BFH) posted quarterly Service Charges of $316.0 million for Q2 2026, down 9.2% year-over-year from $348.0 million in Q2 2025, and down 4.53% quarter-over-quarter from $331.0 million in Q1 2026.
Bread Financial Holdings (BFH) Service Charges (2022 - 2026) Analysis & Trends
Bread Financial Holdings' Service Charges history runs 5 years deep, the most recent figure standing at $316.0 million for Q2 2026.
- In Q2 2026, Service Charges fell 9.2% year-over-year to $316.0 million; the TTM figure through Jun 2026 stood at $1.3 billion (down 8.13% YoY), while the FY2025 annual figure was $1.4 billion, down 7.52% from the prior year.
- Service Charges for Q2 2026 stood at $316.0 million, down from $331.0 million in the prior quarter.
- The five-year high for Service Charges was $394.0 million in Q1 2024, with the low at $199.0 million in Q1 2022.
- The 5-year median for Service Charges is $342.5 million (2024), against an average of $325.4 million.
- The sharpest annual moves came in 2023 and 2026: Service Charges jumped 77.39% in 2023, then dropped 9.32% in 2026.
- Bread Financial Holdings' Service Charges stood at $311.0 million in 2022, then grew by 17.68% to $366.0 million in 2023, then changed by 0.0% to $366.0 million in 2024, then decreased by 7.92% to $337.0 million in 2025, then decreased by 6.23% to $316.0 million in 2026.
- Business Quant data shows BFH's Service Charges at $316.0 million in Q2 2026, $331.0 million in Q1 2026, and $337.0 million in Q4 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn |
| 10 | Bread Financial Holdings | 4.40 Bn | 716.01 Mn | 957.00 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 316.00 Mn |
| Mar 31, 2026 | 331.00 Mn |
| Dec 31, 2025 | 337.00 Mn |
| Sep 30, 2025 | 327.00 Mn |
| Jun 30, 2025 | 348.00 Mn |
| Mar 31, 2025 | 365.00 Mn |
| Dec 31, 2024 | 366.00 Mn |
| Sep 30, 2024 | 348.00 Mn |
| Jun 30, 2024 | 381.00 Mn |
| Mar 31, 2024 | 394.00 Mn |
| Dec 31, 2023 | 366.00 Mn |
| Sep 30, 2023 | 304.00 Mn |
| Jun 30, 2023 | 351.00 Mn |
| Mar 31, 2023 | 353.00 Mn |
| Dec 31, 2022 | 311.00 Mn |
| Sep 30, 2022 | 223.00 Mn |
| Jun 30, 2022 | 238.00 Mn |
| Mar 31, 2022 | 199.00 Mn |