Bread Financial Holdings (BFH) Service Charges (2022 - 2026)

Bread Financial Holdings (BFH) posted quarterly Service Charges of $316.0 million for Q2 2026, down 9.2% year-over-year from $348.0 million in Q2 2025, and down 4.53% quarter-over-quarter from $331.0 million in Q1 2026.

Bread Financial Holdings (BFH) Service Charges (2022 - 2026) Analysis & Trends

Bread Financial Holdings' Service Charges history runs 5 years deep, the most recent figure standing at $316.0 million for Q2 2026.

  • In Q2 2026, Service Charges fell 9.2% year-over-year to $316.0 million; the TTM figure through Jun 2026 stood at $1.3 billion (down 8.13% YoY), while the FY2025 annual figure was $1.4 billion, down 7.52% from the prior year.
  • Service Charges for Q2 2026 stood at $316.0 million, down from $331.0 million in the prior quarter.
  • The five-year high for Service Charges was $394.0 million in Q1 2024, with the low at $199.0 million in Q1 2022.
  • The 5-year median for Service Charges is $342.5 million (2024), against an average of $325.4 million.
  • The sharpest annual moves came in 2023 and 2026: Service Charges jumped 77.39% in 2023, then dropped 9.32% in 2026.
  • Bread Financial Holdings' Service Charges stood at $311.0 million in 2022, then grew by 17.68% to $366.0 million in 2023, then changed by 0.0% to $366.0 million in 2024, then decreased by 7.92% to $337.0 million in 2025, then decreased by 6.23% to $316.0 million in 2026.
  • Business Quant data shows BFH's Service Charges at $316.0 million in Q2 2026, $331.0 million in Q1 2026, and $337.0 million in Q4 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 618.21 Bn 605.85 Bn -
2 Mastercard 506.53 Bn 493.04 Bn -
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn -
5 PayPal Holdings 52.34 Bn 41.08 Bn -
6 Eason Technology 35.89 Bn 35.89 Bn -
7 Synchrony Financial 26.09 Bn 9.90 Bn -
8 Affirm Holdings 25.93 Bn 24.20 Bn -
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn
10 Bread Financial Holdings 4.40 Bn 716.01 Mn 957.00 Mn

Historic Data

Download Data
DateValue
Jun 30, 2026 316.00 Mn
Mar 31, 2026 331.00 Mn
Dec 31, 2025 337.00 Mn
Sep 30, 2025 327.00 Mn
Jun 30, 2025 348.00 Mn
Mar 31, 2025 365.00 Mn
Dec 31, 2024 366.00 Mn
Sep 30, 2024 348.00 Mn
Jun 30, 2024 381.00 Mn
Mar 31, 2024 394.00 Mn
Dec 31, 2023 366.00 Mn
Sep 30, 2023 304.00 Mn
Jun 30, 2023 351.00 Mn
Mar 31, 2023 353.00 Mn
Dec 31, 2022 311.00 Mn
Sep 30, 2022 223.00 Mn
Jun 30, 2022 238.00 Mn
Mar 31, 2022 199.00 Mn