X Financial Income Statement (2017-2026)

Reported Financials

X Financial Quarterly Income Statement

Periods 36 quarters

Latest Jun 2026

X Financial reported revenue of $146.44M and net income of $40.32M for the quarter ended Jun 2026, down 53.9% year over year. This income statement covers 36 quarters of results from Sep 2017 through Jun 2026, standardized by Business Quant from the company’s SEC filings.

Income StatementIncome Statement	Sep2021	Dec2021	Mar2022	Jun2022	Sep2022	Dec2022	Mar2023	Jun2023	Sep2023	Dec2023	Mar2024	Jun2024	Sep2024	Dec2024	Mar2025	Jun2025	Sep2025	Dec2025	Mar2026	Jun2026
Revenue & cost
Revenue	149.67M	129.21M	140.14M	123.07M	125.76M	138.55M	146.33M	168.30M	191.46M	167.98M	167.30M	188.88M	225.50M	234.09M	267.00M	317.32M	275.45M	209.90M	170.50M	146.44M
Cost of RevenueCost of Rev	75.09M	60.54M	73.27M	79.58M	75.98M	85.36M	92.29M	92.36M	111.17M	106.37M	59.08M	57.12M	65.20M	60.14M	65.28M	71.75M	74.09M	72.27M	70.36M	62.05M
Gross Profit	74.58M	68.67M	66.86M	44.17M	51.78M	53.20M	54.04M	75.94M	80.29M	61.61M	108.23M	131.76M	160.30M	173.95M	201.72M	245.57M	200.28M	137.63M	99.73M	84.09M
Operating items
Share-based Compensation (IS)Stock Comp.	1.51M	5.87M	2.21M	2.29M	1.74M	1.72M	1.84M				1.29M				3.56M				0.41M
Selling, General & AdministrativeSG&A	6.07M	9.76M	7.15M	6.14M	5.99M	6.15M	6.65M	6.09M	6.66M	6.78M	5.33M	5.38M	7.05M	6.70M	7.13M	6.92M	7.32M	6.60M	6.83M	6.82M
Other Operating ExpensesOther Opex	37.37M	13.07M	83.43M	89.38M	80.64M	92.68M	95.41M	100.89M	125.21M	125.40M	109.82M	119.78M	145.92M	155.44M	180.92M	216.17M	-230.69M	200.41M	-156.30M	110.49M
Operating ExpensesOpex	43.44M	22.84M	90.59M	94.13M	83.53M	98.84M	102.06M	106.98M	131.87M	132.18M	115.15M	125.16M	152.98M	162.14M	188.05M	223.08M	224.61M	207.01M	150.11M	117.70M
Operating IncomeOp. Inc	63.72M	48.89M	49.55M	28.94M	42.23M	39.72M	44.27M	61.33M	59.59M	35.80M	52.15M	63.72M	72.53M	71.95M	78.95M	94.24M	50.84M	2.89M	20.39M	28.73M
EBIT	63.72M	48.89M	49.55M	29.39M	43.92M	39.72M	44.27M	61.33M	59.59M	35.80M	52.15M	63.72M	72.53M	71.95M	78.95M	94.24M	50.57M	2.89M	20.31M	28.63M
Non-operating items
Non Operating Interest Expenses															-0.78M	-0.68M			-0.30M	-0.23M
Non Operating Investment IncomeNon-Op. Investment Inc.				-1.44M	0.26M	-0.24M	-1.39M	1.67M	-2.26M	2.83M	6.96M	-0.53M	-6.79M	2.39M	-0.11M	-2.15M	0.72M	0.57M		1.02M
Interest & Investment IncomeInt & Inv Inc	26.75M	34.38M	36.48M	35.05M	35.37M	36.05M	36.99M	37.87M	41.25M	43.34M	46.35M	48.30M	47.85M	48.03M	42.74M	44.66M	52.38M	56.34M	48.97M	40.92M
Other Non Operating IncomeOther Non Op Inc.	-7.46M	-4.19M	-3.18M	6.68M	3.04M	13.25M	3.54M	0.09M	0.65M	0.19M	0.56M	-0.09M	0.86M	-0.14M	-0.75M	-1.34M	0.51M	2.10M	0.05M	-0.18M
Net income details
EBT	90.46M	83.27M	86.03M	64.99M	80.71M	75.77M	81.26M	99.20M	100.84M	36.34M	53.73M	62.02M	72.60M	74.10M	76.61M	92.97M	69.78M	4.47M	19.84M	32.42M
Tax ProvisionsTaxes	-18.54M	-24.19M	-28.56M	-6.31M	-12.81M	-10.87M	-7.65M	-12.00M	-10.17M	-5.02M	-9.01M	-12.33M	-14.30M	-20.66M	-16.06M	-15.47M	-11.26M	2.27M	-10.47M	-8.04M
Profit After TaxPAT	61.74M	47.25M	50.14M	32.88M	94.03M	86.64M	48.14M	61.22M	57.71M	41.36M	59.02M	69.36M	67.47M	94.75M	92.67M	108.43M	80.61M	2.20M	30.18M	40.32M
Equity Income	0.24M	-0.23M	0.50M	1.16M	42.58M	55.46M	0.92M	1.30M	57.22M	29.73M	0.28M	0.11M	0.39M	0.63M	-0.30M	1.37M	1.87M	0.68M	0.74M	-16.50M
Income from Non-Controlling InterestsInc. Minority	43.74M	21.23M	22.08M	27.72M	29.76M	39.82M	41.40M	50.51M	47.59M	26.62M	50.29M	57.15M	53.56M	52.83M	63.13M	73.71M	59.17M	8.17M	5.50M	6.92M
Income from Continuing OperationsIncome (Continuing)	41.61M	21.16M	21.62M	33.05M	35.01M	37.95M	40.35M	54.27M	46.72M	25.52M	50.78M	58.01M	51.90M	54.68M	63.00M	73.32M	58.03M	7.40M	3.65M	5.19M
Consolidated Net IncomeConsol Net Inc.	43.44M	22.84M	21.62M	33.57M	36.41M	37.95M	40.35M	54.27M	46.72M	25.52M	50.78M	58.01M	51.90M	54.68M	63.00M	73.32M	57.72M	7.40M	3.64M	5.17M
Income towards Parent CompanyParent Net Inc	43.44M	22.76M	22.08M	27.72M	29.76M	38.62M	41.40M	50.51M	47.59M	26.24M	50.29M	57.15M	53.56M	53.68M	63.13M	73.71M	59.17M	8.17M	5.50M	6.92M
Net Income towards Common StockholdersNet Income	43.74M	21.23M	21.62M	28.16M	30.95M	37.95M	40.35M	52.30M	46.72M	25.52M	50.78M	58.01M	51.90M	54.68M	63.00M	73.32M	58.03M	7.40M	3.65M	5.19M
Additional items
EPS (Basic)	0.82	0.39	0.39	0.51	0.56	0.72	0.76	0.99	0.89	0.53	1.06	1.21	1.08	1.14	1.31	1.52	1.21	0.18	0.09	0.13
EPS (Diluted)	0.82	0.38	0.39	0.50	0.55	0.71	0.75	0.97	0.87	0.53	1.05	1.20	1.07	1.12	1.29	1.50	1.19	0.18	0.09	0.12
Shares Outstanding	53.54M	54.87M	54.87M	54.87M	54.87M	52.74M	52.74M	52.74M	52.74M	48.02M	48.02M	48.02M	48.02M	48.14M	48.14M	48.14M	48.14M	40.66M	40.66M	40.66M
Shares Outstanding (Diluted)Shares Outstanding (Dil.)	53.54M	56.15M	56.15M	56.15M	56.15M	53.73M	53.73M	53.73M	53.73M	48.47M	48.47M	48.47M	48.47M	48.89M	48.89M	48.89M	48.89M	41.58M	41.58M	41.58M
Shares Outstanding (Entity)Shares Outstanding (Entity.)		54.85M				47.99M				48.93M				41.78M				78.17M
Interest ExpensesInt Expense															-0.78M	-0.68M			-0.30M	-0.23M
Tax Rate																		50.72%

X Financial Income Statement API

Pull X Financial's standardized financial statements into your own models, spreadsheets and apps with the Business Quant Financial Statements API. The request below follows the statement, frequency and period selected above. Swap YOUR_API_KEY for your own key.

https://data.businessquant.com/statements?ticker=XYF&statement=IS&frequency=Quarter&period=all&api_key=YOUR_API_KEY

import requests

url = "https://data.businessquant.com/statements"
params = {"ticker": "XYF", "statement": "IS", "frequency": "Quarter", "period": "all", "api_key": "YOUR_API_KEY"}

data = requests.get(url, params=params).json()

const res = await fetch("https://data.businessquant.com/statements?ticker=XYF&statement=IS&frequency=Quarter&period=all&api_key=YOUR_API_KEY");
const data = await res.json();

API documentation

X Financial XYF Income Statement (2017-2026)

X Financial Quarterly Income Statement

X Financial Income Statement API

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