X Financial (XYF) Share-based Compensation (IS) (2018 - 2025)

X Financial (XYF) posted quarterly Share-based Compensation (IS) of $1.3 million for Q4 2025, down 7.1% year-over-year from $1.4 million in Q4 2024, and down 31.54% on a QoQ basis from $1.9 million in Q3 2025.

X Financial (XYF) Share-based Compensation (IS) (2018 - 2025) Analysis & Trends

X Financial (XYF) has reported Share-based Compensation (IS) for 8 consecutive years, with $1.3 million the latest figure, recorded in Q4 2025.

  • In Q4 2025, Share-based Compensation (IS) fell 7.1% year-over-year to $1.3 million; the TTM figure through Dec 2025 stood at $8.5 million (up 53.09% YoY), while the FY2025 annual figure was $8.5 million, up 54.14% from the prior year.
  • Share-based Compensation (IS) came in at $1.3 million for Q4 2025 at X Financial, down from $1.9 million in the prior quarter.
  • The five-year high for Share-based Compensation (IS) was $5.9 million in Q4 2021, with the low at $1.2 million in Q4 2023.
  • Average Share-based Compensation (IS) over 5 years is $2.2 million, with a median of $1.8 million recorded in 2025.
  • Across the five-year window, Share-based Compensation (IS) jumped 693.68% in 2021 and slumped 36.77% in 2022, its largest moves.
  • Year by year, Share-based Compensation (IS) stood at $5.9 million in 2021, then tumbled by 70.44% to $1.7 million in 2022, then plunged by 32.63% to $1.2 million in 2023, then rose by 18.08% to $1.4 million in 2024, then slipped by 7.1% to $1.3 million in 2025.
  • According to Business Quant data, Share-based Compensation (IS) over the past three periods registered $1.3 million, $1.9 million, and $1.8 million for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Share-based Compensation (IS) (Qtr)
1 Visa 587.74 Bn 575.34 Bn - -
2 Mastercard 465.55 Bn 455.34 Bn - -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn -
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn -
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn -
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn -
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 5.32 Mn
10 X Financial 1.19 Bn 1.05 Bn 137.63 Mn 1.28 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 1.28 Mn
Dec 31, 2025 1.28 Mn
Sep 30, 2025 1.87 Mn
Sep 30, 2025 1.87 Mn
Jun 30, 2025 1.79 Mn
Jun 30, 2025 1.79 Mn
Mar 31, 2025 3.56 Mn
Mar 31, 2025 3.56 Mn
Dec 31, 2024 1.38 Mn
Dec 31, 2024 1.38 Mn
Sep 30, 2024 1.42 Mn
Sep 30, 2024 1.42 Mn
Jun 30, 2024 1.47 Mn
Jun 30, 2024 1.47 Mn
Mar 31, 2024 1.29 Mn
Mar 31, 2024 1.29 Mn
Dec 31, 2023 1.17 Mn
Dec 31, 2023 1.17 Mn
Mar 31, 2023 1.84 Mn
Mar 31, 2023 1.84 Mn