Growth Metrics

Pagaya Technologies (PGY) Debt Ratio: 2021-2025

Historic Debt Ratio for Pagaya Technologies (PGY) over the last 4 years, with Sep 2025 value amounting to 0.34.

  • Pagaya Technologies' Debt Ratio rose 11.28% to 0.34 in Q3 2025 from the same period last year, while for Sep 2025 it was 0.34, marking a year-over-year increase of 11.28%. This contributed to the annual value of 0.33 for FY2024, which is 48.26% up from last year.
  • According to the latest figures from Q3 2025, Pagaya Technologies' Debt Ratio is 0.34, which was up 1.45% from 0.33 recorded in Q2 2025.
  • In the past 5 years, Pagaya Technologies' Debt Ratio ranged from a high of 0.34 in Q3 2025 and a low of 0.06 during Q4 2021.
  • Its 3-year average for Debt Ratio is 0.26, with a median of 0.28 in 2024.
  • Data for Pagaya Technologies' Debt Ratio shows a peak YoY spiked of 108.05% (in 2022) over the last 5 years.
  • Over the past 5 years, Pagaya Technologies' Debt Ratio (Quarterly) stood at 0.06 in 2021, then skyrocketed by 108.05% to 0.13 in 2022, then soared by 68.30% to 0.22 in 2023, then soared by 48.26% to 0.33 in 2024, then climbed by 11.28% to 0.34 in 2025.
  • Its Debt Ratio stands at 0.34 for Q3 2025, versus 0.33 for Q2 2025 and 0.33 for Q1 2025.