Pagaya Technologies (PGY) Debt Ratio (2021 - 2026)

Pagaya Technologies (PGY) has reported Debt Ratio for 6 consecutive years, with 0.29 the latest figure, recorded in Q1 2026.

• Quarterly Debt Ratio fell 15.52% year-over-year to 0.29 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.29 (down 15.52% YoY) and the FY2025 annual result came in at 0.31, down 6.55% from the prior year.
• Debt Ratio fell to 0.29 in Q1 2026 per PGY's latest filing, from 0.31 in the prior quarter.
• Over the last five years, Debt Ratio for PGY reached as high as 0.34 in Q1 2025 and fell as low as 0.13 in Q4 2022.
• A 5-year average of 0.28 and a median of 0.3 in 2024 frame the typical range for Debt Ratio.
• Annual changes were most pronounced in 2022 — Debt Ratio soared 108.05% — and 2026, when it slipped 15.52%.
• Year by year, Debt Ratio stood at 0.13 in 2022, then jumped by 68.3% to 0.22 in 2023, then soared by 48.26% to 0.33 in 2024, then fell by 6.55% to 0.31 in 2025, then dropped by 7.52% to 0.29 in 2026.
• According to Business Quant data, Debt Ratio over the past three periods registered 0.29, 0.31, and 0.34 for Q1 2026, Q4 2025, and Q3 2025 respectively.