Pagaya Technologies (PGY) Debt Ratio (2021 - 2026)

Pagaya Technologies has disclosed Debt Ratio across 6 years of filings, most recently posting 0.09 for Q1 2026.

• In Q1 2026, Debt Ratio fell 71.03% year-over-year to 0.09; the TTM figure through Mar 2026 stood at 0.09 (down 71.03% YoY), while the FY2025 annual figure was 0.13, down 43.22% from the prior year.
• Debt Ratio retreated to 0.09 in Q1 2026, from 0.13 in the prior quarter.
• Over the last five years, Debt Ratio for PGY reached as high as 0.34 in Q3 2025 and fell as low as 0.01 in Q1 2024.
• The 5-year median for Debt Ratio is 0.22 (2024), against an average of 0.19.
• Annual changes were most pronounced in 2025 — Debt Ratio surged 3705.77% — and 2026, when it tumbled 71.03%.
• A 5-year view of Debt Ratio shows it stood at 0.07 in 2022, then jumped by 205.87% to 0.22 in 2023, then retreated by 1.77% to 0.22 in 2024, then slumped by 43.22% to 0.13 in 2025, then decreased by 24.42% to 0.09 in 2026.
• According to Business Quant data, Debt Ratio over the past three periods registered 0.09, 0.13, and 0.34 for Q1 2026, Q4 2025, and Q3 2025 respectively.