Pagaya Technologies (PGY) Debt Ratio (2021 - 2026)
Pagaya Technologies (PGY) posted quarterly Debt Ratio of 0.09 for Q1 2026, down 71.03% year-over-year from 0.33 in Q1 2025, and down 24.42% sequentially from 0.13 in Q4 2025.
Pagaya Technologies (PGY) Debt Ratio (2021 - 2026) Analysis & Trends
Pagaya Technologies has disclosed Debt Ratio across 6 years of filings, most recently posting 0.09 for Q1 2026.
- For the quarter ending Q1 2026, Debt Ratio fell 71.03% year-over-year to 0.09; the trailing twelve-month figure through Mar 2026 stood at 0.09 (down 71.03% YoY), and the FY2025 full-year result was 0.13, down 43.22% from the prior year.
- Debt Ratio was 0.09 for Q1 2026 at Pagaya Technologies, down from 0.13 in the prior quarter.
- Over five years, Debt Ratio peaked at 0.34 in Q3 2025 and troughed at 0.01 in Q1 2024.
- The 5-year median for Debt Ratio is 0.22 (2024), against an average of 0.19.
- Year-over-year, Debt Ratio soared 3705.77% in 2025 and tumbled 71.03% in 2026.
- Year by year, Debt Ratio stood at 0.07 in 2022, then surged by 205.87% to 0.22 in 2023, then decreased by 1.77% to 0.22 in 2024, then sank by 43.22% to 0.13 in 2025, then slipped by 24.42% to 0.09 in 2026.
- Per Business Quant, the three latest PGY Debt Ratio figures stand at 0.09 (Q1 2026), 0.13 (Q4 2025), and 0.34 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Microsoft | 2,998.30 Bn | 2,920.03 Bn | 56.06 Bn | 0.06 |
| 2 | Alarum Technologies | 1,040.72 Bn | 1,026.57 Bn | 7.23 Mn | - |
| 3 | Oracle | 590.32 Bn | 551.74 Bn | 15.14 Bn | 0.51 |
| 4 | Palantir Technologies | 316.31 Bn | 308.39 Bn | 1.42 Bn | - |
| 5 | Palo Alto Networks | 181.17 Bn | 176.63 Bn | 1.91 Bn | - |
| 6 | CrowdStrike Holdings | 161.69 Bn | 158.63 Bn | 993.68 Mn | 0.07 |
| 7 | Fortinet | 102.35 Bn | 99.06 Bn | 1.49 Bn | 0.05 |
| 8 | Synopsys | 88.25 Bn | 88.13 Bn | 1.77 Bn | 0.21 |
| 9 | Cloudflare | 83.26 Bn | 82.32 Bn | 455.60 Mn | 0.21 |
| 10 | Pagaya Technologies | 1.22 Bn | 976.25 Mn | 140.38 Mn | 0.09 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.09 |
| Dec 31, 2025 | 0.13 |
| Sep 30, 2025 | 0.34 |
| Jun 30, 2025 | 0.33 |
| Mar 31, 2025 | 0.33 |
| Dec 31, 2024 | 0.22 |
| Sep 30, 2024 | 0.30 |
| Jun 30, 2024 | 0.01 |
| Mar 31, 2024 | 0.01 |
| Dec 31, 2023 | 0.22 |
| Dec 31, 2022 | 0.07 |
| Dec 31, 2021 | 0.06 |