Pagaya Technologies (PGY) Debt Ratio (2021 - 2026)

Pagaya Technologies (PGY) has reported Debt Ratio for 6 consecutive years, with 0.28 the latest figure, recorded in Q2 2026.

• On a quarterly basis, Debt Ratio fell 15.64% year-over-year to 0.28 in Q2 2026; TTM through Jun 2026 was 0.28, a 15.64% decrease from a year earlier, with the FY2025 full-year figure at 0.31, down 6.55% from the prior year.
• Debt Ratio was 0.28 for Q2 2026 at Pagaya Technologies, down from 0.29 in the prior quarter.
• Over five years, Debt Ratio peaked at 0.34 in Q1 2025 and troughed at 0.13 in Q4 2022.
• A 5-year average of 0.28 and a median of 0.29 in 2026 frame the typical range for Debt Ratio.
• Across the five-year window, Debt Ratio soared 108.05% in 2022 and decreased 15.64% in 2026, its largest moves.
• Over 5 years, Debt Ratio stood at 0.13 in 2022, then surged by 68.3% to 0.22 in 2023, then jumped by 48.26% to 0.33 in 2024, then retreated by 6.55% to 0.31 in 2025, then retreated by 10.54% to 0.28 in 2026.
• The last three Debt Ratio figures came in at 0.28 (Q2 2026), 0.29 (Q1 2026), and 0.31 (Q4 2025), per Business Quant data.