Pagaya Technologies (PGY) Debt Ratio (2021 - 2026)

Pagaya Technologies (PGY) posted quarterly Debt Ratio of 0.09 for Q1 2026, down 71.03% year-over-year from 0.33 in Q1 2025, and down 24.42% sequentially from 0.13 in Q4 2025.

Pagaya Technologies (PGY) Debt Ratio (2021 - 2026) Analysis & Trends

Pagaya Technologies has disclosed Debt Ratio across 6 years of filings, most recently posting 0.09 for Q1 2026.

  • For the quarter ending Q1 2026, Debt Ratio fell 71.03% year-over-year to 0.09; the trailing twelve-month figure through Mar 2026 stood at 0.09 (down 71.03% YoY), and the FY2025 full-year result was 0.13, down 43.22% from the prior year.
  • Debt Ratio was 0.09 for Q1 2026 at Pagaya Technologies, down from 0.13 in the prior quarter.
  • Over five years, Debt Ratio peaked at 0.34 in Q3 2025 and troughed at 0.01 in Q1 2024.
  • The 5-year median for Debt Ratio is 0.22 (2024), against an average of 0.19.
  • Year-over-year, Debt Ratio soared 3705.77% in 2025 and tumbled 71.03% in 2026.
  • Year by year, Debt Ratio stood at 0.07 in 2022, then surged by 205.87% to 0.22 in 2023, then decreased by 1.77% to 0.22 in 2024, then sank by 43.22% to 0.13 in 2025, then slipped by 24.42% to 0.09 in 2026.
  • Per Business Quant, the three latest PGY Debt Ratio figures stand at 0.09 (Q1 2026), 0.13 (Q4 2025), and 0.34 (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Microsoft 2,998.30 Bn 2,920.03 Bn 56.06 Bn 0.06
2 Alarum Technologies 1,040.72 Bn 1,026.57 Bn 7.23 Mn -
3 Oracle 590.32 Bn 551.74 Bn 15.14 Bn 0.51
4 Palantir Technologies 316.31 Bn 308.39 Bn 1.42 Bn -
5 Palo Alto Networks 181.17 Bn 176.63 Bn 1.91 Bn -
6 CrowdStrike Holdings 161.69 Bn 158.63 Bn 993.68 Mn 0.07
7 Fortinet 102.35 Bn 99.06 Bn 1.49 Bn 0.05
8 Synopsys 88.25 Bn 88.13 Bn 1.77 Bn 0.21
9 Cloudflare 83.26 Bn 82.32 Bn 455.60 Mn 0.21
10 Pagaya Technologies 1.22 Bn 976.25 Mn 140.38 Mn 0.09

Historic Data

Download Data
DateValue
Mar 31, 2026 0.09
Dec 31, 2025 0.13
Sep 30, 2025 0.34
Jun 30, 2025 0.33
Mar 31, 2025 0.33
Dec 31, 2024 0.22
Sep 30, 2024 0.30
Jun 30, 2024 0.01
Mar 31, 2024 0.01
Dec 31, 2023 0.22
Dec 31, 2022 0.07
Dec 31, 2021 0.06