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Pagaya Technologies (PGY) Operating Margin: 2021-2025

Historic Operating Margin for Pagaya Technologies (PGY) over the last 5 years, with Sep 2025 value amounting to 22.83%.

  • Pagaya Technologies' Operating Margin rose 1413.00% to 22.83% in Q3 2025 from the same period last year, while for Sep 2025 it was 17.32%, marking a year-over-year increase of 1261.00%. This contributed to the annual value of 6.48% for FY2024, which is 948.00% up from last year.
  • Pagaya Technologies' Operating Margin amounted to 22.83% in Q3 2025, which was up 31.99% from 17.30% recorded in Q2 2025.
  • Pagaya Technologies' 5-year Operating Margin high stood at 175.10% for Q3 2021, and its period low was -1,016.88% during Q2 2021.
  • In the last 3 years, Pagaya Technologies' Operating Margin had a median value of 4.89% in 2023 and averaged 6.19%.
  • The largest annual percentage gain for Pagaya Technologies' Operating Margin in the last 5 years was 100,187bps (2022), contrasted with its biggest fall of 18,293bps (2022).
  • Quarterly analysis of 5 years shows Pagaya Technologies' Operating Margin stood at -1.16% in 2021, then tumbled by 226bps to -3.42% in 2022, then skyrocketed by 830bps to 4.89% in 2023, then spiked by 647bps to 11.36% in 2024, then soared by 1,413bps to 22.83% in 2025.
  • Its Operating Margin was 22.83% in Q3 2025, compared to 17.30% in Q2 2025 and 16.44% in Q1 2025.