Pagaya Technologies PGY
NASDAQ PGY
$22.08 -0.90 (-3.91%)
As of: Sep 8, 2026 · 3:59 PM EDT

Pagaya Technologies (PGY) FCF Payout Ratio (2023 - 2026)

Pagaya Technologies' (PGY) quarterly FCF Payout Ratio came in at 0.17 in Q2 2026, up 128.35% year-over-year from 0.07 in Q2 2025, and up 10.78% quarter-over-quarter from 0.15 in Q1 2026.

Analysis

Pagaya Technologies (PGY) FCF Payout Ratio (2023 - 2026) Analysis & Trends

Pagaya Technologies (PGY) has reported FCF Payout Ratio for 4 consecutive years, with 0.17 the latest figure, recorded in Q2 2026.

  • On a quarterly basis, FCF Payout Ratio rose 128.35% year-over-year to 0.17 in Q2 2026; TTM through Jun 2026 was 0.14, a 5.72% increase from a year earlier, with the FY2025 full-year figure at 0.11, down 64.96% from the prior year.
  • FCF Payout Ratio was 0.17 for Q2 2026 at Pagaya Technologies, up from 0.15 in the prior quarter.
  • Over five years, FCF Payout Ratio peaked at 0.94 in Q3 2023 and troughed at 2.46 in Q2 2023.
  • A 4-year average of 0.06 and a median of 0.11 in 2024 frame the typical range for FCF Payout Ratio.
  • The widest YoY moves for FCF Payout Ratio: up 147.93% in 2024, down 124.16% in 2024.
  • Over 4 years, FCF Payout Ratio stood at 0.26 in 2023, then surged by 130.73% to 0.08 in 2024, then soared by 122.64% to 0.18 in 2025, then decreased by 5.64% to 0.17 in 2026.
  • The last three FCF Payout Ratio figures came in at 0.17 (Q2 2026), 0.15 (Q1 2026), and 0.18 (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Upstart Holdings 2.61 Bn 2.16 Bn 303.39 Mn -
2 Pagaya Technologies 1.85 Bn 1.60 Bn 168.33 Mn 0.17
3 Qfin Holdings 1.18 Bn 177.78 Mn - -
4 FinVolution 851.66 Mn -91.39 Mn - -
5 Open Lending 371.20 Mn 186.25 Mn 15.64 Mn -
6 Blend Labs 357.46 Mn 312.60 Mn 24.89 Mn -
7 X Financial 221.20 Mn -347.11 Mn 84.09 Mn -
8 LexinFintech Holdings 143.88 Mn 143.88 Mn 73.06 Mn -
9 Jiayin 80.95 Mn 6.93 Mn - -
10 Antalpha Platform Holding 76.01 Mn -885.41 Mn 11.94 Mn -
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 0.17
Mar 31, 2026 0.15
Dec 31, 2025 0.18
Sep 30, 2025 0.06
Jun 30, 2025 0.07
Mar 31, 2025 0.14
Dec 31, 2024 0.08
Sep 30, 2024 -0.23
Jun 30, 2024 0.57
Mar 31, 2024 0.20
Dec 31, 2023 -0.26
Sep 30, 2023 0.94
Jun 30, 2023 -2.46
Mar 31, 2023 -0.42