Pagaya Technologies (PGY) FCF Payout Ratio (2023 - 2026)
Pagaya Technologies (PGY) posted quarterly FCF Payout Ratio of 0.15 for Q1 2026, up 5.66% year-on-year from 0.14 in Q1 2025, and down 14.82% on a QoQ basis from 0.18 in Q4 2025.
Pagaya Technologies (PGY) FCF Payout Ratio (2023 - 2026) Analysis & Trends
Pagaya Technologies (PGY) has reported FCF Payout Ratio for 4 consecutive years, with 0.15 the latest figure, recorded in Q1 2026.
- Quarterly FCF Payout Ratio rose 5.66% year-over-year to 0.15 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.12 (down 51.99% YoY) and the FY2025 annual result came in at 0.11, down 64.96% from the prior year.
- FCF Payout Ratio declined to 0.15 in Q1 2026 per PGY's latest filing, from 0.18 in the prior quarter.
- Over the last five years, FCF Payout Ratio for PGY reached as high as 0.94 in Q3 2023 and fell as low as 2.46 in Q2 2023.
- A 4-year average of 0.07 and a median of 0.08 in 2024 frame the typical range for FCF Payout Ratio.
- The largest YoY upside for FCF Payout Ratio was 147.93% in 2024 against a maximum downside of 124.16% in 2024.
- Year by year, FCF Payout Ratio stood at 0.26 in 2023, then jumped by 130.73% to 0.08 in 2024, then surged by 122.64% to 0.18 in 2025, then slipped by 14.82% to 0.15 in 2026.
- According to Business Quant data, FCF Payout Ratio over the past three periods registered 0.15, 0.18, and 0.06 for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Microsoft | 2,921.46 Bn | 2,797.02 Bn | 56.06 Bn | 0.15 |
| 2 | PagSeguro Digital | 2,686.70 Bn | 2,686.70 Bn | 358.92 Mn | -0.15 |
| 3 | Oracle | 344.13 Bn | 312.24 Bn | - | -0.80 |
| 4 | Repay Holdings | 342.29 Bn | 342.15 Bn | - | - |
| 5 | Palantir Technologies | 294.57 Bn | 286.54 Bn | 1.42 Bn | - |
| 6 | Palo Alto Networks | 224.46 Bn | 219.93 Bn | 1.91 Bn | - |
| 7 | CrowdStrike Holdings | 182.52 Bn | 179.42 Bn | 993.68 Mn | 0.00 |
| 8 | Fortinet | 111.29 Bn | 107.99 Bn | 1.49 Bn | - |
| 9 | Cloudflare | 93.63 Bn | 92.68 Bn | 455.60 Mn | - |
| 10 | Pagaya Technologies | 1.37 Bn | 1.05 Bn | 140.38 Mn | 0.15 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.15 |
| Dec 31, 2025 | 0.18 |
| Sep 30, 2025 | 0.06 |
| Jun 30, 2025 | 0.07 |
| Mar 31, 2025 | 0.14 |
| Dec 31, 2024 | 0.08 |
| Sep 30, 2024 | -0.23 |
| Jun 30, 2024 | 0.57 |
| Mar 31, 2024 | 0.20 |
| Dec 31, 2023 | -0.26 |
| Sep 30, 2023 | 0.94 |
| Jun 30, 2023 | -2.46 |
| Mar 31, 2023 | -0.42 |