Pagaya Technologies (PGY) EV to FCF (2024 - 2026)
Pagaya Technologies' (PGY) EV to FCF was 5.35 for Q3 2026, down 59.3% from 13.14 a year earlier but up 1.6% from the prior quarter.
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Analysis
Pagaya Technologies (PGY) EV to FCF (2024 - 2026) Analysis & Trends
Over the twelve months ended Sep 30, 2026, Pagaya Technologies' EV to FCF came in at 1.92, down 79.9% year-over-year; for FY2025, it was 6.92, down 64.9% from FY2024.
- By year, EV to FCF came in at 19.70 in FY2024 and 156.77 in FY2021.
- Five-year quarterly EV to FCF spans a low of 3.06 in Q1 2026 and a high of 66.11 in Q2 2024.
- Year over year, EV to FCF has now declined in each of the last four quarters, with an average decline of 69.1% over the last five quarters.
- Per Business Quant data, the three quarters before Q3 2026 came in at 5.27 (Q2 2026), 3.06 (Q1 2026) and 6.92 (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Block | 51.56 Bn | 23.34 Bn | 3.24 Bn |
| 2 | PayPal Holdings | 50.29 Bn | 8.99 Bn | - |
| 3 | Coinbase Global | 35.53 Bn | -4.11 Bn | - |
| 4 | Fiserv | 33.43 Bn | 30.64 Bn | 2.76 Bn |
| 5 | Corpay | 29.86 Bn | 18.68 Bn | - |
| 6 | Global Payments | 25.78 Bn | 604.58 Mn | 2.01 Bn |
| 7 | Guidewire Software | 13.57 Bn | 10.14 Bn | 269.68 Mn |
| 8 | Jack Henry & Associates | 12.44 Bn | 12.35 Bn | 273.85 Mn |
| 9 | Chime Financial | 11.95 Bn | 7.64 Bn | 646.07 Mn |
| 10 | Pagaya Technologies | 1.47 Bn | 418.52 Mn | 174.79 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 5.35 |
| Jun 30, 2026 | 5.27 |
| Mar 31, 2026 | 3.06 |
| Dec 31, 2025 | 6.92 |
| Sep 30, 2025 | 13.14 |
| Jun 30, 2025 | 15.72 |
| Mar 31, 2025 | 14.33 |
| Dec 31, 2024 | 19.70 |
| Jun 30, 2024 | 66.11 |
API Access
Pagaya Technologies EV to FCF API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ev-to-fcf&ticker=PGY&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ev-to-fcf", "ticker": "PGY", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ev-to-fcf&ticker=PGY&period=max&api_key=YOUR_API_KEY");
const data = await res.json();