Pagaya Technologies (PGY) EBT (2022 - 2026)
Pagaya Technologies' (PGY) quarterly EBT came in at $41.2 million in Q2 2026, up 91.48% year-over-year from $21.5 million in Q2 2025, and up 51.03% quarter-over-quarter from $27.3 million in Q1 2026.
Analysis
Pagaya Technologies (PGY) EBT (2022 - 2026) Analysis & Trends
Pagaya Technologies (PGY) has reported EBT for 5 consecutive years, with $41.2 million the latest figure, recorded in Q2 2026.
- On a quarterly basis, EBT rose 91.48% year-over-year to $41.2 million in Q2 2026; TTM through Jun 2026 was $98.7 million, a 132.38% increase from a year earlier, with the FY2025 full-year figure at $51.6 million, up 112.26% from the prior year.
- EBT was $41.2 million for Q2 2026 at Pagaya Technologies, up from $27.3 million in the prior quarter.
- Over five years, EBT peaked at $41.2 million in Q2 2026 and troughed at -$240.5 million in Q4 2024.
- A 5-year average of -$41.8 million and a median of -$26.7 million in 2024 frame the typical range for EBT.
- Across the five-year window, EBT tumbled 1505.64% in 2024 and jumped 56995.83% in 2026, its largest moves.
- Over 5 years, EBT stood at -$144.3 million in 2022, then soared by 89.62% to -$15.0 million in 2023, then sank by 1505.64% to -$240.5 million in 2024, then soared by 109.17% to $22.1 million in 2025, then jumped by 86.9% to $41.2 million in 2026.
- The last three EBT figures came in at $41.2 million (Q2 2026), $27.3 million (Q1 2026), and $22.1 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Upstart Holdings | 2.61 Bn | 2.16 Bn | 303.39 Mn | 17.15 Mn |
| 2 | Pagaya Technologies | 1.85 Bn | 1.60 Bn | 168.33 Mn | 41.25 Mn |
| 3 | Qfin Holdings | 1.18 Bn | 177.78 Mn | - | 161.02 Mn |
| 4 | FinVolution | 851.66 Mn | -91.39 Mn | - | 80.05 Mn |
| 5 | Open Lending | 371.20 Mn | 186.25 Mn | 15.64 Mn | -470,000.00 |
| 6 | Blend Labs | 357.46 Mn | 312.60 Mn | 24.89 Mn | -1.36 Mn |
| 7 | X Financial | 221.20 Mn | -347.11 Mn | 84.09 Mn | 32.42 Mn |
| 8 | LexinFintech Holdings | 143.88 Mn | 143.88 Mn | 73.06 Mn | 22.81 Mn |
| 9 | Jiayin | 80.95 Mn | 6.93 Mn | - | -32.25 Mn |
| 10 | Antalpha Platform Holding | 76.01 Mn | -885.41 Mn | 11.94 Mn | -29.60 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 41.25 Mn |
| Mar 31, 2026 | 27.31 Mn |
| Dec 31, 2025 | 22.07 Mn |
| Sep 30, 2025 | 8.06 Mn |
| Jun 30, 2025 | 21.54 Mn |
| Mar 31, 2025 | -48,000.00 |
| Dec 31, 2024 | -240.54 Mn |
| Sep 30, 2024 | -85.76 Mn |
| Jun 30, 2024 | -68.17 Mn |
| Mar 31, 2024 | -26.66 Mn |
| Dec 31, 2023 | -14.98 Mn |
| Sep 30, 2023 | -47.10 Mn |
| Jun 30, 2023 | -27.13 Mn |
| Mar 31, 2023 | -91.96 Mn |
| Jun 30, 2022 | -144.32 Mn |