Pagaya Technologies PGY
NASDAQ PGY
$22.08 -0.90 (-3.91%)
As of: Sep 8, 2026 · 3:59 PM EDT

Pagaya Technologies (PGY) EBT (2022 - 2026)

Pagaya Technologies' (PGY) quarterly EBT came in at $41.2 million in Q2 2026, up 91.48% year-over-year from $21.5 million in Q2 2025, and up 51.03% quarter-over-quarter from $27.3 million in Q1 2026.

Analysis

Pagaya Technologies (PGY) EBT (2022 - 2026) Analysis & Trends

Pagaya Technologies (PGY) has reported EBT for 5 consecutive years, with $41.2 million the latest figure, recorded in Q2 2026.

  • On a quarterly basis, EBT rose 91.48% year-over-year to $41.2 million in Q2 2026; TTM through Jun 2026 was $98.7 million, a 132.38% increase from a year earlier, with the FY2025 full-year figure at $51.6 million, up 112.26% from the prior year.
  • EBT was $41.2 million for Q2 2026 at Pagaya Technologies, up from $27.3 million in the prior quarter.
  • Over five years, EBT peaked at $41.2 million in Q2 2026 and troughed at -$240.5 million in Q4 2024.
  • A 5-year average of -$41.8 million and a median of -$26.7 million in 2024 frame the typical range for EBT.
  • Across the five-year window, EBT tumbled 1505.64% in 2024 and jumped 56995.83% in 2026, its largest moves.
  • Over 5 years, EBT stood at -$144.3 million in 2022, then soared by 89.62% to -$15.0 million in 2023, then sank by 1505.64% to -$240.5 million in 2024, then soared by 109.17% to $22.1 million in 2025, then jumped by 86.9% to $41.2 million in 2026.
  • The last three EBT figures came in at $41.2 million (Q2 2026), $27.3 million (Q1 2026), and $22.1 million (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT (Qtr)
1 Upstart Holdings 2.61 Bn 2.16 Bn 303.39 Mn 17.15 Mn
2 Pagaya Technologies 1.85 Bn 1.60 Bn 168.33 Mn 41.25 Mn
3 Qfin Holdings 1.18 Bn 177.78 Mn - 161.02 Mn
4 FinVolution 851.66 Mn -91.39 Mn - 80.05 Mn
5 Open Lending 371.20 Mn 186.25 Mn 15.64 Mn -470,000.00
6 Blend Labs 357.46 Mn 312.60 Mn 24.89 Mn -1.36 Mn
7 X Financial 221.20 Mn -347.11 Mn 84.09 Mn 32.42 Mn
8 LexinFintech Holdings 143.88 Mn 143.88 Mn 73.06 Mn 22.81 Mn
9 Jiayin 80.95 Mn 6.93 Mn - -32.25 Mn
10 Antalpha Platform Holding 76.01 Mn -885.41 Mn 11.94 Mn -29.60 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 41.25 Mn
Mar 31, 2026 27.31 Mn
Dec 31, 2025 22.07 Mn
Sep 30, 2025 8.06 Mn
Jun 30, 2025 21.54 Mn
Mar 31, 2025 -48,000.00
Dec 31, 2024 -240.54 Mn
Sep 30, 2024 -85.76 Mn
Jun 30, 2024 -68.17 Mn
Mar 31, 2024 -26.66 Mn
Dec 31, 2023 -14.98 Mn
Sep 30, 2023 -47.10 Mn
Jun 30, 2023 -27.13 Mn
Mar 31, 2023 -91.96 Mn
Jun 30, 2022 -144.32 Mn