KPIs & Operating Metrics(New)
Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on Capital EmployedReturn on EquityReturn on Invested CapitalReturn on Sales

Pagaya Technologies (PGY) Gross Margin (2023 - 2025)

Pagaya Technologies (PGY) has disclosed Gross Margin for 3 consecutive years, with 47.36% as the latest value for Q4 2025.

  • Quarterly Gross Margin rose 14874.0% to 47.36% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 55.98% through Dec 2025, up 2804.0% year-over-year, with the annual reading at 42.43% for FY2025, 33.0% up from the prior year.
  • Gross Margin for Q4 2025 was 47.36% at Pagaya Technologies, up from 42.72% in the prior quarter.
  • The five-year high for Gross Margin was 248.91% in Q4 2023, with the low at 101.37% in Q4 2024.
  • Average Gross Margin over 3 years is 73.3%, with a median of 92.0% recorded in 2023.
  • The sharpest move saw Gross Margin tumbled -35028bps in 2024, then surged 14874bps in 2025.
  • Over 3 years, Gross Margin stood at 248.91% in 2023, then plummeted by -141bps to 101.37% in 2024, then surged by 147bps to 47.36% in 2025.
  • According to Business Quant data, Gross Margin over the past three periods came in at 47.36%, 42.72%, and 93.81% for Q4 2025, Q3 2025, and Q2 2025 respectively.