Pagaya Technologies (PGY) Depreciation & Amortization (CF) (2023 - 2026)
Pagaya Technologies (PGY) posted Depreciation & Amortization (CF) of $4.26 million for Q3 2026, down 44.3% from $7.64 million a year earlier but up 8.7% from the prior quarter.
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Pagaya Technologies (PGY) Depreciation & Amortization (CF) (2023 - 2026) Analysis & Trends
For the trailing twelve months through Sep 30, 2026, Depreciation & Amortization (CF) at Pagaya Technologies was $19.16 million, down 38.6% year-over-year; for FY2025, it was $30.08 million, up 4.6% from FY2024.
- Annual Depreciation & Amortization (CF) has increased for five consecutive years, with a five-year compound annual growth rate of 153.0% (FY2020 to FY2025).
- In prior years, Pagaya Technologies' Depreciation & Amortization (CF) was $28.75 million in FY2024 (+50.3%), $19.13 million in FY2023 (+203.9%), $6.29 million in FY2022 (+672.3%) and $815,000 in FY2021 (+181.0%).
- Quarterly Depreciation & Amortization (CF) has run from a low of $3.52 million in Q1 2023 to a high of $8.28 million in Q4 2024 over five years.
- On a year-over-year basis, Depreciation & Amortization (CF) has declined in each of the last four quarters, with an average decline of 10.1% over the last eight quarters.
- The strongest year-over-year quarter for Depreciation & Amortization (CF) in the past five years was Q1 2024, with growth of 79.7%; the weakest was Q1 2026, with a decline of 50.0%.
- According to Business Quant data, Depreciation & Amortization (CF) for the three prior quarters was $3.92 million (Q2 2026), $3.86 million (Q1 2026) and $7.13 million (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Dep. & Amort. (Qtr) |
|---|---|---|---|---|---|
| 1 | Block | 51.56 Bn | 23.34 Bn | 3.24 Bn | 91.12 Mn |
| 2 | PayPal Holdings | 50.29 Bn | 8.99 Bn | - | 251.00 Mn |
| 3 | Coinbase Global | 35.53 Bn | -4.11 Bn | - | 41.04 Mn |
| 4 | Fiserv | 33.43 Bn | 30.64 Bn | 2.76 Bn | 545.00 Mn |
| 5 | Corpay | 29.86 Bn | 18.68 Bn | - | 37.10 Mn |
| 6 | Global Payments | 25.78 Bn | 604.58 Mn | 2.01 Bn | 129.65 Mn |
| 7 | Guidewire Software | 13.57 Bn | 10.14 Bn | 269.68 Mn | 7.32 Mn |
| 8 | Jack Henry & Associates | 12.44 Bn | 12.35 Bn | 273.85 Mn | 10.87 Mn |
| 9 | Chime Financial | 11.95 Bn | 7.64 Bn | 646.07 Mn | 7.94 Mn |
| 10 | Pagaya Technologies | 1.47 Bn | 418.52 Mn | 174.79 Mn | 4.26 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 4.26 Mn |
| Jun 30, 2026 | 3.92 Mn |
| Mar 31, 2026 | 3.86 Mn |
| Dec 31, 2025 | 7.13 Mn |
| Sep 30, 2025 | 7.64 Mn |
| Jun 30, 2025 | 7.59 Mn |
| Mar 31, 2025 | 7.72 Mn |
| Dec 31, 2024 | 8.28 Mn |
| Sep 30, 2024 | 7.12 Mn |
| Jun 30, 2024 | 7.04 Mn |
| Mar 31, 2024 | 6.32 Mn |
| Dec 31, 2023 | 5.97 Mn |
| Sep 30, 2023 | 5.18 Mn |
| Jun 30, 2023 | 4.47 Mn |
| Mar 31, 2023 | 3.52 Mn |
API Access
Pagaya Technologies Depreciation & Amortization (CF) API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=depreciation-and-amortization-cf&ticker=PGY&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "depreciation-and-amortization-cf", "ticker": "PGY", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=depreciation-and-amortization-cf&ticker=PGY&period=max&api_key=YOUR_API_KEY");
const data = await res.json();