Pagaya Technologies (PGY) Short term Debt (2022 - 2025)
Pagaya Technologies' (PGY) quarterly Short term Debt came in at $165.4 million in Q2 2025, down 6.13% year-over-year from $176.2 million in Q2 2024, and up 40.11% quarter-over-quarter from $118.1 million in Q1 2025.
Analysis
Pagaya Technologies (PGY) Short term Debt (2022 - 2025) Analysis & Trends
Pagaya Technologies (PGY) has reported Short term Debt for 4 consecutive years, with $165.4 million the latest figure, recorded in Q2 2025.
- On a quarterly basis, Short term Debt fell 6.13% year-over-year to $165.4 million in Q2 2025; TTM through Jun 2025 was $165.4 million, a 6.13% decrease from a year earlier, with the FY2024 full-year figure at $109.1 million, up 189.45% from the prior year.
- Short term Debt was $165.4 million for Q2 2025 at Pagaya Technologies, up from $118.1 million in the prior quarter.
- Over five years, Short term Debt peaked at $195.5 million in Q3 2024 and troughed at $37.7 million in Q4 2023.
- A 4-year average of $115.3 million and a median of $109.1 million in 2024 frame the typical range for Short term Debt.
- Across the five-year window, Short term Debt sank 39.05% in 2023 and surged 189.45% in 2024, its largest moves.
- Over 4 years, Short term Debt stood at $61.8 million in 2022, then slumped by 39.05% to $37.7 million in 2023, then surged by 189.45% to $109.1 million in 2024, then surged by 51.65% to $165.4 million in 2025.
- The last three Short term Debt figures came in at $165.4 million (Q2 2025), $118.1 million (Q1 2025), and $109.1 million (Q4 2024), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Upstart Holdings | 2.61 Bn | 2.16 Bn | 303.39 Mn |
| 2 | Pagaya Technologies | 1.85 Bn | 1.60 Bn | 168.33 Mn |
| 3 | Qfin Holdings | 1.18 Bn | 177.78 Mn | - |
| 4 | FinVolution | 851.66 Mn | -91.39 Mn | - |
| 5 | Open Lending | 371.20 Mn | 186.25 Mn | 15.64 Mn |
| 6 | Blend Labs | 357.46 Mn | 312.60 Mn | 24.89 Mn |
| 7 | X Financial | 221.20 Mn | -347.11 Mn | 84.09 Mn |
| 8 | LexinFintech Holdings | 143.88 Mn | 143.88 Mn | 73.06 Mn |
| 9 | Jiayin | 80.95 Mn | 6.93 Mn | - |
| 10 | Antalpha Platform Holding | 76.01 Mn | -885.41 Mn | 11.94 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2025 | 165.42 Mn |
| Mar 31, 2025 | 118.06 Mn |
| Dec 31, 2024 | 109.08 Mn |
| Sep 30, 2024 | 195.46 Mn |
| Jun 30, 2024 | 176.22 Mn |
| Mar 31, 2024 | 108.05 Mn |
| Dec 31, 2023 | 37.69 Mn |
| Jun 30, 2023 | 66.11 Mn |
| Dec 31, 2022 | 61.83 Mn |