Pagaya Technologies PGY
NASDAQ PGY
$22.08 -0.90 (-3.91%)
As of: Sep 8, 2026 · 3:59 PM EDT

Pagaya Technologies (PGY) EBITDA (2022 - 2026)

Pagaya Technologies' (PGY) quarterly EBITDA came in at $105.8 million in Q2 2026, up 87.36% year-over-year from $56.5 million in Q2 2025, and up 32.24% quarter-over-quarter from $80.0 million in Q1 2026.

Analysis

Pagaya Technologies (PGY) EBITDA (2022 - 2026) Analysis & Trends

Pagaya Technologies (PGY) has reported EBITDA for 5 consecutive years, with $105.8 million the latest figure, recorded in Q2 2026.

  • On a quarterly basis, EBITDA rose 87.36% year-over-year to $105.8 million in Q2 2026; TTM through Jun 2026 was $345.5 million, a 118.27% increase from a year earlier, with the FY2025 full-year figure at $263.8 million, up 294.71% from the prior year.
  • EBITDA was $105.8 million for Q2 2026 at Pagaya Technologies, up from $80.0 million in the prior quarter.
  • Over five years, EBITDA peaked at $105.8 million in Q2 2026 and troughed at -$150.6 million in Q2 2022.
  • A 5-year average of $22.8 million and a median of $22.4 million in 2024 frame the typical range for EBITDA.
  • Across the five-year window, EBITDA surged 13717.28% in 2024 and soared 67.78% in 2026, its largest moves.
  • Over 5 years, EBITDA stood at -$150.6 million in 2022, then jumped by 107.07% to $10.7 million in 2023, then soared by 197.96% to $31.7 million in 2024, then jumped by 151.16% to $79.7 million in 2025, then jumped by 32.72% to $105.8 million in 2026.
  • The last three EBITDA figures came in at $105.8 million (Q2 2026), $80.0 million (Q1 2026), and $79.7 million (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA (Qtr)
1 Upstart Holdings 2.61 Bn 2.16 Bn 303.39 Mn 14.64 Mn
2 Pagaya Technologies 1.85 Bn 1.60 Bn 168.33 Mn 105.80 Mn
3 Qfin Holdings 1.18 Bn 177.78 Mn - 170.50 Mn
4 FinVolution 851.66 Mn -91.39 Mn - 77.73 Mn
5 Open Lending 371.20 Mn 186.25 Mn 15.64 Mn -633,000.00
6 Blend Labs 357.46 Mn 312.60 Mn 24.89 Mn -1.58 Mn
7 X Financial 221.20 Mn -347.11 Mn 84.09 Mn 28.63 Mn
8 LexinFintech Holdings 143.88 Mn 143.88 Mn 73.06 Mn 161.06 Mn
9 Jiayin 80.95 Mn 6.93 Mn - -36.22 Mn
10 Antalpha Platform Holding 76.01 Mn -885.41 Mn 11.94 Mn -27.42 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 105.80 Mn
Mar 31, 2026 80.01 Mn
Dec 31, 2025 79.72 Mn
Sep 30, 2025 79.96 Mn
Jun 30, 2025 56.47 Mn
Mar 31, 2025 47.69 Mn
Dec 31, 2024 31.74 Mn
Sep 30, 2024 22.38 Mn
Jun 30, 2024 5.03 Mn
Mar 31, 2024 7.69 Mn
Dec 31, 2023 10.65 Mn
Sep 30, 2023 162,000.00
Jun 30, 2023 -10.24 Mn
Mar 31, 2023 -24.98 Mn
Jun 30, 2022 -150.62 Mn