Pagaya Technologies (PGY) EBIT Margin (2022 - 2026)

Pagaya Technologies (PGY) posted quarterly EBIT Margin of 25.16% for Q1 2026, up 872.0% year-on-year from 2.59% in Q1 2025, and up 5.69% on a QoQ basis from 23.81% in Q4 2025.

Pagaya Technologies (PGY) EBIT Margin (2022 - 2026) Analysis & Trends

Pagaya Technologies (PGY) has reported EBIT Margin for 5 consecutive years, with 25.16% the latest figure, recorded in Q1 2026.

  • Quarterly EBIT Margin rose 872.0% year-over-year to 25.16% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 22.28% (up 1236.0% YoY) and the FY2025 annual result came in at 20.27%, up 1380.0% from the prior year.
  • EBIT Margin improved to 25.16% in Q1 2026 per PGY's latest filing, from 23.81% in the prior quarter.
  • Over the last five years, EBIT Margin for PGY reached as high as 25.16% in Q1 2026 and fell as low as 82.97% in Q2 2022.
  • A 5-year average of 2.44% and a median of 6.79% in 2024 frame the typical range for EBIT Margin.
  • Annual changes were most pronounced in 2023 — EBIT Margin soared 7773 bps — and 2024, when it surged 647 bps.
  • Year by year, EBIT Margin stood at 82.97% in 2022, then soared by 106 bps to 4.89% in 2023, then jumped by 133 bps to 11.36% in 2024, then jumped by 110 bps to 23.81% in 2025, then advanced by 6 bps to 25.16% in 2026.
  • According to Business Quant data, EBIT Margin over the past three periods registered 25.16%, 23.81%, and 22.83% for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBIT Margin (Qtr)
1 Microsoft 2,921.46 Bn 2,797.02 Bn 56.06 Bn 46.33%
2 PagSeguro Digital 2,686.70 Bn 2,686.70 Bn 358.92 Mn 75.95%
3 Oracle 344.13 Bn 312.24 Bn - 31.97%
4 Repay Holdings 342.29 Bn 342.15 Bn - -
5 Palantir Technologies 294.57 Bn 286.54 Bn 1.42 Bn 46.18%
6 Palo Alto Networks 224.46 Bn 219.93 Bn 1.91 Bn 15.30%
7 CrowdStrike Holdings 182.52 Bn 179.42 Bn 993.68 Mn 1.06%
8 Fortinet 111.29 Bn 107.99 Bn 1.49 Bn 31.36%
9 Cloudflare 93.63 Bn 92.68 Bn 455.60 Mn -9.69%
10 Pagaya Technologies 1.37 Bn 1.05 Bn 140.38 Mn 25.16%

Historic Data

Download Data
DateValue
Mar 31, 2026 25.16%
Dec 31, 2025 23.81%
Sep 30, 2025 22.83%
Jun 30, 2025 17.30%
Mar 31, 2025 16.44%
Dec 31, 2024 11.36%
Sep 30, 2024 8.70%
Jun 30, 2024 2.01%
Mar 31, 2024 3.14%
Dec 31, 2023 4.89%
Sep 30, 2023 0.08%
Jun 30, 2023 -5.23%
Mar 31, 2023 -13.38%
Jun 30, 2022 -82.97%