Growth Metrics

Pagaya Technologies (PGY) EBIT Margin (2023 - 2025)

Pagaya Technologies (PGY) has disclosed EBIT Margin for 3 consecutive years, with 22.08% as the latest value for Q4 2025.

  • Quarterly EBIT Margin rose 1072.0% to 22.08% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 20.11% through Dec 2025, up 1354.0% year-over-year, with the annual reading at 20.27% for FY2025, 1380.0% up from the prior year.
  • EBIT Margin for Q4 2025 was 22.08% at Pagaya Technologies, down from 22.83% in the prior quarter.
  • The five-year high for EBIT Margin was 22.83% in Q3 2025, with the low at 14.25% in Q1 2023.
  • Average EBIT Margin over 3 years is 7.51%, with a median of 6.79% recorded in 2024.
  • Peak annual rise in EBIT Margin hit 1750bps in 2024, while the deepest fall reached 647bps in 2024.
  • Over 3 years, EBIT Margin stood at 4.89% in 2023, then surged by 133bps to 11.36% in 2024, then surged by 94bps to 22.08% in 2025.
  • According to Business Quant data, EBIT Margin over the past three periods came in at 22.08%, 22.83%, and 17.77% for Q4 2025, Q3 2025, and Q2 2025 respectively.