Pagaya Technologies (PGY) EBIT Margin (2022 - 2026)
Pagaya Technologies (PGY) posted quarterly EBIT Margin of 25.16% for Q1 2026, up 872.0% year-on-year from 2.59% in Q1 2025, and up 5.69% on a QoQ basis from 23.81% in Q4 2025.
Pagaya Technologies (PGY) EBIT Margin (2022 - 2026) Analysis & Trends
Pagaya Technologies (PGY) has reported EBIT Margin for 5 consecutive years, with 25.16% the latest figure, recorded in Q1 2026.
- Quarterly EBIT Margin rose 872.0% year-over-year to 25.16% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 22.28% (up 1236.0% YoY) and the FY2025 annual result came in at 20.27%, up 1380.0% from the prior year.
- EBIT Margin improved to 25.16% in Q1 2026 per PGY's latest filing, from 23.81% in the prior quarter.
- Over the last five years, EBIT Margin for PGY reached as high as 25.16% in Q1 2026 and fell as low as 82.97% in Q2 2022.
- A 5-year average of 2.44% and a median of 6.79% in 2024 frame the typical range for EBIT Margin.
- Annual changes were most pronounced in 2023 — EBIT Margin soared 7773 bps — and 2024, when it surged 647 bps.
- Year by year, EBIT Margin stood at 82.97% in 2022, then soared by 106 bps to 4.89% in 2023, then jumped by 133 bps to 11.36% in 2024, then jumped by 110 bps to 23.81% in 2025, then advanced by 6 bps to 25.16% in 2026.
- According to Business Quant data, EBIT Margin over the past three periods registered 25.16%, 23.81%, and 22.83% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Microsoft | 2,921.46 Bn | 2,797.02 Bn | 56.06 Bn | 46.33% |
| 2 | PagSeguro Digital | 2,686.70 Bn | 2,686.70 Bn | 358.92 Mn | 75.95% |
| 3 | Oracle | 344.13 Bn | 312.24 Bn | - | 31.97% |
| 4 | Repay Holdings | 342.29 Bn | 342.15 Bn | - | - |
| 5 | Palantir Technologies | 294.57 Bn | 286.54 Bn | 1.42 Bn | 46.18% |
| 6 | Palo Alto Networks | 224.46 Bn | 219.93 Bn | 1.91 Bn | 15.30% |
| 7 | CrowdStrike Holdings | 182.52 Bn | 179.42 Bn | 993.68 Mn | 1.06% |
| 8 | Fortinet | 111.29 Bn | 107.99 Bn | 1.49 Bn | 31.36% |
| 9 | Cloudflare | 93.63 Bn | 92.68 Bn | 455.60 Mn | -9.69% |
| 10 | Pagaya Technologies | 1.37 Bn | 1.05 Bn | 140.38 Mn | 25.16% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 25.16% |
| Dec 31, 2025 | 23.81% |
| Sep 30, 2025 | 22.83% |
| Jun 30, 2025 | 17.30% |
| Mar 31, 2025 | 16.44% |
| Dec 31, 2024 | 11.36% |
| Sep 30, 2024 | 8.70% |
| Jun 30, 2024 | 2.01% |
| Mar 31, 2024 | 3.14% |
| Dec 31, 2023 | 4.89% |
| Sep 30, 2023 | 0.08% |
| Jun 30, 2023 | -5.23% |
| Mar 31, 2023 | -13.38% |
| Jun 30, 2022 | -82.97% |