Pagaya Technologies (PGY) EBIT Margin (2022 - 2026)
Pagaya Technologies (PGY) recorded EBIT Margin of 27.34% in Q2 2026, up 10.03 percentage points from 17.30% a year earlier and up 2.17 percentage points from the prior quarter.
Powered by 
Analysis
Pagaya Technologies (PGY) EBIT Margin (2022 - 2026) Analysis & Trends
On a TTM basis, Pagaya Technologies' EBIT Margin came in at 24.86% as of Jun 30, 2026, up 11.13 percentage points year-over-year; for FY2025, it was 20.27%, up 13.80 percentage points from FY2024.
- Annual EBIT Margin has increased for three straight years, though with a five-year change of -1.19 percentage points (FY2020 to FY2025).
- Across earlier years, EBIT Margin came in at 6.48% in FY2024 (+9.48 pp), -3.00% in FY2023 (+30.58 pp), -33.58% in FY2022 (-32.36 pp) and -1.22% in FY2021 (-22.69 pp).
- The Q2 2026 figure is the highest quarterly EBIT Margin in data going back to Q2 2022.
- On a year-over-year basis, EBIT Margin has increased for ten consecutive quarters, with an average year-over-year change of +11.13 percentage points over the last eight quarters.
- The year-over-year gain in EBIT Margin has ranged between 6.47 percentage points (Q4 2024) and 77.73 percentage points (Q2 2023) over the last five years.
- Per Business Quant, the preceding three quarters came in at 25.16% (Q1 2026), 23.81% (Q4 2025) and 22.83% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Coinbase Global | 50.59 Bn | 7.40 Bn | - | -9.30% |
| 2 | PayPal Holdings | 46.79 Bn | 5.01 Bn | - | 16.44% |
| 3 | Block | 44.05 Bn | 15.31 Bn | 3.17 Bn | 6.75% |
| 4 | Iren | 31.74 Bn | 19.34 Bn | 103.89 Mn | -452.09% |
| 5 | Corpay | 26.01 Bn | 16.21 Bn | - | 35.28% |
| 6 | Fiserv | 24.47 Bn | 21.17 Bn | 2.90 Bn | 19.18% |
| 7 | Global Payments | 22.51 Bn | 952.73 Mn | 2.03 Bn | 10.15% |
| 8 | Bitmine Immersion Technologies | 15.56 Bn | 12.94 Bn | 40.81 Mn | -25.50% |
| 9 | Guidewire Software | 11.90 Bn | 8.47 Bn | 269.68 Mn | 15.16% |
| 10 | Pagaya Technologies | 1.42 Bn | 450.62 Mn | 168.33 Mn | 27.34% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 27.34% |
| Mar 31, 2026 | 25.16% |
| Dec 31, 2025 | 23.81% |
| Sep 30, 2025 | 22.83% |
| Jun 30, 2025 | 17.30% |
| Mar 31, 2025 | 16.44% |
| Dec 31, 2024 | 11.36% |
| Sep 30, 2024 | 8.70% |
| Jun 30, 2024 | 2.01% |
| Mar 31, 2024 | 3.14% |
| Dec 31, 2023 | 4.89% |
| Sep 30, 2023 | 0.08% |
| Jun 30, 2023 | -5.23% |
| Mar 31, 2023 | -13.38% |
| Jun 30, 2022 | -82.97% |
API Access
Pagaya Technologies EBIT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebit-margin&ticker=PGY&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebit-margin", "ticker": "PGY", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebit-margin&ticker=PGY&period=max&api_key=YOUR_API_KEY");
const data = await res.json();