Pagaya Technologies (PGY) EBITDA Margin (2023 - 2026)
Pagaya Technologies (PGY) posted quarterly EBITDA Margin of 25.16% for Q1 2026, up 872.0% year-over-year from 2.59% in Q1 2025, and up 1.34% sequentially from 24.83% in Q4 2025.
Pagaya Technologies (PGY) EBITDA Margin (2023 - 2026) Analysis & Trends
Pagaya Technologies has disclosed EBITDA Margin across 4 years of filings, most recently posting 25.16% for Q1 2026.
- For the quarter ending Q1 2026, EBITDA Margin rose 872.0% year-over-year to 25.16%; the trailing twelve-month figure through Mar 2026 stood at 22.66% (up 1256.0% YoY), and the FY2025 full-year result was 20.92%, up 1426.0% from the prior year.
- EBITDA Margin was 25.16% for Q1 2026 at Pagaya Technologies, up from 24.83% in the prior quarter.
- Over five years, EBITDA Margin peaked at 25.16% in Q1 2026 and troughed at 13.38% in Q1 2023.
- The 4-year median for EBITDA Margin is 8.98% (2024), against an average of 9.09%.
- On a YoY basis, EBITDA Margin climbed as much as 1652 bps in 2024 and fell as far as 725 bps in 2024.
- Year by year, EBITDA Margin stood at 4.27% in 2023, then soared by 170 bps to 11.51% in 2024, then soared by 116 bps to 24.83% in 2025, then gained by 1 bps to 25.16% in 2026.
- Per Business Quant, the three latest PGY EBITDA Margin figures stand at 25.16% (Q1 2026), 24.83% (Q4 2025), and 22.83% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Microsoft | 2,998.30 Bn | 2,920.03 Bn | 56.06 Bn | 46.33% |
| 2 | Alarum Technologies | 1,040.72 Bn | 1,026.57 Bn | 7.23 Mn | 3.18% |
| 3 | Oracle | 590.32 Bn | 551.74 Bn | 15.14 Bn | 31.79% |
| 4 | Palantir Technologies | 316.31 Bn | 308.39 Bn | 1.42 Bn | 46.18% |
| 5 | Palo Alto Networks | 181.17 Bn | 176.63 Bn | 1.91 Bn | 15.30% |
| 6 | CrowdStrike Holdings | 161.69 Bn | 158.63 Bn | 993.68 Mn | 1.06% |
| 7 | Fortinet | 102.35 Bn | 99.06 Bn | 1.49 Bn | 31.36% |
| 8 | Synopsys | 88.25 Bn | 88.13 Bn | 1.77 Bn | 8.43% |
| 9 | Cloudflare | 83.26 Bn | 82.32 Bn | 455.60 Mn | -9.69% |
| 10 | Pagaya Technologies | 1.22 Bn | 976.25 Mn | 140.38 Mn | 25.16% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 25.16% |
| Dec 31, 2025 | 24.83% |
| Sep 30, 2025 | 22.83% |
| Jun 30, 2025 | 17.77% |
| Mar 31, 2025 | 16.44% |
| Dec 31, 2024 | 11.51% |
| Sep 30, 2024 | 8.98% |
| Jun 30, 2024 | 2.07% |
| Mar 31, 2024 | 3.14% |
| Dec 31, 2023 | 4.27% |
| Sep 30, 2023 | 0.08% |
| Jun 30, 2023 | -5.51% |
| Mar 31, 2023 | -13.38% |