Pagaya Technologies (PGY) EBT Margin (2023 - 2026)

Pagaya Technologies has disclosed EBT Margin across 4 years of filings, most recently posting 8.59% for Q1 2026.

• In Q1 2026, EBT Margin rose 861.0% year-over-year to 8.59%; the TTM figure through Mar 2026 stood at 6.04% (up 4335.0% YoY), while the FY2025 annual figure was 4.09%, up 4601.0% from the prior year.
• EBT Margin advanced to 8.59% in Q1 2026, from 6.87% in the prior quarter.
• Over the last five years, EBT Margin for PGY reached as high as 8.59% in Q1 2026 and fell as low as 87.26% in Q4 2024.
• The 4-year median for EBT Margin is 10.87% (2024), against an average of 17.56%.
• Annual changes were most pronounced in 2024 — EBT Margin sank 8126 bps — and 2025, when it soared 9413 bps.
• A 4-year view of EBT Margin shows it stood at 6.0% in 2023, then sank by 1354 bps to 87.26% in 2024, then jumped by 108 bps to 6.87% in 2025, then increased by 25 bps to 8.59% in 2026.
• According to Business Quant data, EBT Margin over the past three periods registered 8.59%, 6.87%, and 2.3% for Q1 2026, Q4 2025, and Q3 2025 respectively.