Pagaya Technologies (PGY) EBT Margin (2022 - 2026)
Pagaya Technologies (PGY) posted quarterly EBT Margin of 10.66% for Q2 2026, up 406.0% year-over-year from 2.11% in Q2 2025, and up 24.07% quarter-over-quarter from 8.59% in Q1 2026.
Pagaya Technologies (PGY) EBT Margin (2022 - 2026) Analysis & Trends
Pagaya Technologies (PGY) has reported EBT Margin for 5 consecutive years, with 10.66% the latest figure, recorded in Q2 2026.
- In Q2 2026, EBT Margin rose 406.0% year-over-year to 10.66%; the TTM figure through Jun 2026 stood at 7.1% (up 3354.0% YoY), while the FY2025 annual figure was 3.97%, up 4476.0% from the prior year.
- EBT Margin climbed to 10.66% in Q2 2026 per PGY's latest filing, from 8.59% in the prior quarter.
- Across five years, EBT Margin topped out at 10.66% in Q2 2026 and bottomed at 86.09% in Q4 2024.
- Historically, EBT Margin has averaged 19.64% across 5 years, with a median of 10.87% in 2024.
- Annual changes were most pronounced in 2024 — EBT Margin plunged 7922 bps — and 2025, when it soared 9269 bps.
- Pagaya Technologies' EBT Margin stood at 79.5% in 2022, then soared by 91 bps to 6.87% in 2023, then sank by 1153 bps to 86.09% in 2024, then jumped by 108 bps to 6.59% in 2025, then jumped by 62 bps to 10.66% in 2026.
- Business Quant data shows PGY's EBT Margin at 10.66% in Q2 2026, 8.59% in Q1 2026, and 6.59% in Q4 2025.
Powered by 
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Microsoft | 3,576.39 Bn | 3,443.64 Bn | 60.48 Bn | 48.94% |
| 2 | Palantir Technologies | 412.58 Bn | 403.17 Bn | 1.64 Bn | 55.87% |
| 3 | Oracle | 407.66 Bn | 375.77 Bn | - | 27.99% |
| 4 | Palo Alto Networks | 299.27 Bn | 296.16 Bn | 2.03 Bn | -5.20% |
| 5 | Fortinet | 115.83 Bn | 111.76 Bn | 1.64 Bn | 35.17% |
| 6 | Cloudflare | 106.65 Bn | 102.48 Bn | 499.52 Mn | -24.13% |
| 7 | Synopsys | 76.61 Bn | 74.41 Bn | 1.77 Bn | 3.28% |
| 8 | CoreWeave | 51.53 Bn | 45.99 Bn | 1.70 Bn | -21.90% |
| 9 | Block | 47.55 Bn | 41.12 Bn | 3.17 Bn | 4.56% |
| 10 | Pagaya Technologies | 1.70 Bn | 1.45 Bn | 168.33 Mn | 10.66% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 10.66% |
| Mar 31, 2026 | 8.59% |
| Dec 31, 2025 | 6.59% |
| Sep 30, 2025 | 2.30% |
| Jun 30, 2025 | 6.60% |
| Mar 31, 2025 | -0.02% |
| Dec 31, 2024 | -86.09% |
| Sep 30, 2024 | -33.34% |
| Jun 30, 2024 | -27.23% |
| Mar 31, 2024 | -10.87% |
| Dec 31, 2023 | -6.87% |
| Sep 30, 2023 | -22.24% |
| Jun 30, 2023 | -13.87% |
| Mar 31, 2023 | -49.27% |
| Jun 30, 2022 | -79.50% |