Pagaya Technologies (PGY) EBT Margin (2022 - 2026)
Pagaya Technologies (PGY) posted quarterly EBT Margin of 8.59% for Q1 2026, up 861.0% year-on-year from 0.89% in Q1 2025, and up 30.31% on a QoQ basis from 6.59% in Q4 2025.
Pagaya Technologies (PGY) EBT Margin (2022 - 2026) Analysis & Trends
Pagaya Technologies (PGY) has reported EBT Margin for 5 consecutive years, with 8.59% the latest figure, recorded in Q1 2026.
- Quarterly EBT Margin rose 861.0% year-over-year to 8.59% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 5.94% (up 4257.0% YoY) and the FY2025 annual result came in at 3.97%, up 4476.0% from the prior year.
- EBT Margin grew to 8.59% in Q1 2026 per PGY's latest filing, from 6.59% in the prior quarter.
- Over the last five years, EBT Margin for PGY reached as high as 8.59% in Q1 2026 and fell as low as 86.09% in Q4 2024.
- A 5-year average of 21.8% and a median of 12.37% in 2023 frame the typical range for EBT Margin.
- Annual changes were most pronounced in 2024 — EBT Margin plunged 7922 bps — and 2025, when it surged 9269 bps.
- Year by year, EBT Margin stood at 79.5% in 2022, then soared by 91 bps to 6.87% in 2023, then slumped by 1153 bps to 86.09% in 2024, then jumped by 108 bps to 6.59% in 2025, then jumped by 30 bps to 8.59% in 2026.
- According to Business Quant data, EBT Margin over the past three periods registered 8.59%, 6.59%, and 2.3% for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Microsoft | 2,921.46 Bn | 2,797.02 Bn | 56.06 Bn | 47.46% |
| 2 | PagSeguro Digital | 2,686.70 Bn | 2,686.70 Bn | 358.92 Mn | 12.41% |
| 3 | Oracle | 344.13 Bn | 312.24 Bn | - | 27.99% |
| 4 | Repay Holdings | 342.29 Bn | 342.15 Bn | - | - |
| 5 | Palantir Technologies | 294.57 Bn | 286.54 Bn | 1.42 Bn | 54.43% |
| 6 | Palo Alto Networks | 224.46 Bn | 219.93 Bn | 1.91 Bn | 21.16% |
| 7 | CrowdStrike Holdings | 182.52 Bn | 179.42 Bn | 993.68 Mn | 4.43% |
| 8 | Fortinet | 111.29 Bn | 107.99 Bn | 1.49 Bn | 35.50% |
| 9 | Cloudflare | 93.63 Bn | 92.68 Bn | 455.60 Mn | -3.35% |
| 10 | Pagaya Technologies | 1.37 Bn | 1.05 Bn | 140.38 Mn | 8.59% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 8.59% |
| Dec 31, 2025 | 6.59% |
| Sep 30, 2025 | 2.30% |
| Jun 30, 2025 | 6.60% |
| Mar 31, 2025 | -0.02% |
| Dec 31, 2024 | -86.09% |
| Sep 30, 2024 | -33.34% |
| Jun 30, 2024 | -27.23% |
| Mar 31, 2024 | -10.87% |
| Dec 31, 2023 | -6.87% |
| Sep 30, 2023 | -22.24% |
| Jun 30, 2023 | -13.87% |
| Mar 31, 2023 | -49.27% |
| Jun 30, 2022 | -79.50% |