Pagaya Technologies (PGY) EBT Margin (2023 - 2026)
Pagaya Technologies (PGY) posted quarterly EBT Margin of 8.59% for Q1 2026, up 861.0% year-over-year from 0.89% in Q1 2025, and up 24.95% sequentially from 6.87% in Q4 2025.
Pagaya Technologies (PGY) EBT Margin (2023 - 2026) Analysis & Trends
Pagaya Technologies has disclosed EBT Margin across 4 years of filings, most recently posting 8.59% for Q1 2026.
- For the quarter ending Q1 2026, EBT Margin rose 861.0% year-over-year to 8.59%; the trailing twelve-month figure through Mar 2026 stood at 6.04% (up 4335.0% YoY), and the FY2025 full-year result was 4.09%, up 4601.0% from the prior year.
- EBT Margin was 8.59% for Q1 2026 at Pagaya Technologies, up from 6.87% in the prior quarter.
- Over five years, EBT Margin peaked at 8.59% in Q1 2026 and troughed at 87.26% in Q4 2024.
- The 4-year median for EBT Margin is 10.87% (2024), against an average of 17.56%.
- Year-over-year, EBT Margin sank 8126 bps in 2024 and jumped 9413 bps in 2025.
- Year by year, EBT Margin stood at 6.0% in 2023, then plunged by 1354 bps to 87.26% in 2024, then surged by 108 bps to 6.87% in 2025, then rose by 25 bps to 8.59% in 2026.
- Per Business Quant, the three latest PGY EBT Margin figures stand at 8.59% (Q1 2026), 6.87% (Q4 2025), and 2.3% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Microsoft | 2,998.30 Bn | 2,920.03 Bn | 56.06 Bn | 47.46% |
| 2 | Alarum Technologies | 1,040.72 Bn | 1,026.57 Bn | 7.23 Mn | 6.63% |
| 3 | Oracle | 590.32 Bn | 551.74 Bn | 15.14 Bn | 25.69% |
| 4 | Palantir Technologies | 316.31 Bn | 308.39 Bn | 1.42 Bn | 54.43% |
| 5 | Palo Alto Networks | 181.17 Bn | 176.63 Bn | 1.91 Bn | 21.16% |
| 6 | CrowdStrike Holdings | 161.69 Bn | 158.63 Bn | 993.68 Mn | 4.43% |
| 7 | Fortinet | 102.35 Bn | 99.06 Bn | 1.49 Bn | 35.50% |
| 8 | Synopsys | 88.25 Bn | 88.13 Bn | 1.77 Bn | 3.28% |
| 9 | Cloudflare | 83.26 Bn | 82.32 Bn | 455.60 Mn | -3.35% |
| 10 | Pagaya Technologies | 1.22 Bn | 976.25 Mn | 140.38 Mn | 8.59% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 8.59% |
| Dec 31, 2025 | 6.87% |
| Sep 30, 2025 | 2.30% |
| Jun 30, 2025 | 6.78% |
| Mar 31, 2025 | -0.02% |
| Dec 31, 2024 | -87.26% |
| Sep 30, 2024 | -34.40% |
| Jun 30, 2024 | -28.10% |
| Mar 31, 2024 | -10.87% |
| Dec 31, 2023 | -6.00% |
| Sep 30, 2023 | -22.24% |
| Jun 30, 2023 | -14.61% |
| Mar 31, 2023 | -49.27% |