Pagaya Technologies (PGY) Total Debt (2021 - 2026)
Pagaya Technologies (PGY) posted Total Debt of $471.87 million for Q2 2026, up 2.1% from $462.21 million a year earlier but down 0.7% from the prior quarter.
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Analysis
Pagaya Technologies (PGY) Total Debt (2021 - 2026) Analysis & Trends
At the end of FY2025, Pagaya Technologies' Total Debt came in at $481.6 million, up 11.9% from FY2024.
- Annual Total Debt has increased for four consecutive years, with a four-year compound annual growth rate of 88.8% (FY2021 to FY2025).
- In prior years, Pagaya Technologies' Total Debt was $430.4 million in FY2024 (+58.4%), $271.71 million in FY2023 (+94.6%), $139.63 million in FY2022 (+268.4%) and $37.91 million in FY2021.
- Quarterly Total Debt has run from a low of $37.91 million in Q4 2021 to a high of $487.79 million in Q3 2025 over five years.
- On a year-over-year basis, Total Debt has increased in each of the last seven quarters, with growth averaging 20.8% over the last seven quarters.
- The year-over-year growth in Total Debt has ranged between 2.1% (Q2 2026) and 268.4% (Q4 2022) over the last five years.
- According to Business Quant data, Total Debt for the three prior quarters was $474.99 million (Q1 2026), $481.6 million (Q4 2025) and $487.79 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | PayPal Holdings | 50.38 Bn | 8.60 Bn | - | 13.40 Bn |
| 2 | Block | 47.16 Bn | 18.46 Bn | 3.17 Bn | 6.88 Bn |
| 3 | Coinbase Global | 44.38 Bn | 1.19 Bn | - | 6.48 Bn |
| 4 | Corpay | 27.22 Bn | 17.10 Bn | - | 10.62 Bn |
| 5 | Fiserv | 26.96 Bn | 23.64 Bn | 2.90 Bn | 27.89 Bn |
| 6 | Global Payments | 23.09 Bn | 884.97 Mn | 2.03 Bn | 23.56 Bn |
| 7 | Guidewire Software | 15.87 Bn | 12.43 Bn | 269.68 Mn | 678.09 Mn |
| 8 | Bitmine Immersion Technologies | 12.44 Bn | 9.82 Bn | 40.81 Mn | - |
| 9 | Jack Henry & Associates | 11.62 Bn | 11.52 Bn | 273.85 Mn | 40.00 Mn |
| 10 | Pagaya Technologies | 1.60 Bn | 577.27 Mn | 168.33 Mn | 471.87 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 471.87 Mn |
| Mar 31, 2026 | 474.99 Mn |
| Dec 31, 2025 | 481.60 Mn |
| Sep 30, 2025 | 487.79 Mn |
| Jun 30, 2025 | 580.10 Mn |
| Mar 31, 2025 | 496.67 Mn |
| Dec 31, 2024 | 448.15 Mn |
| Sep 30, 2024 | 653.90 Mn |
| Jun 30, 2024 | 632.81 Mn |
| Mar 31, 2024 | 343.91 Mn |
| Dec 31, 2023 | 361.71 Mn |
| Jun 30, 2023 | 306.58 Mn |
| Dec 31, 2022 | 154.63 Mn |
| Dec 31, 2021 | 37.91 Mn |
API Access
Pagaya Technologies Total Debt API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=total-debt&ticker=PGY&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "total-debt", "ticker": "PGY", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=total-debt&ticker=PGY&period=max&api_key=YOUR_API_KEY");
const data = await res.json();