Pagaya Technologies PGY
NASDAQ PGY
$22.08 -0.90 (-3.91%)
As of: Sep 8, 2026 · 3:59 PM EDT

Pagaya Technologies (PGY) Total Debt (2021 - 2026)

Pagaya Technologies' (PGY) quarterly Total Debt came in at $471.9 million in Q2 2026, up 2.09% year-over-year from $462.2 million in Q2 2025, and down 0.66% quarter-over-quarter from $475.0 million in Q1 2026.

Analysis

Pagaya Technologies (PGY) Total Debt (2021 - 2026) Analysis & Trends

Pagaya Technologies (PGY) has reported Total Debt for 6 consecutive years, with $471.9 million the latest figure, recorded in Q2 2026.

  • On a quarterly basis, Total Debt rose 2.09% year-over-year to $471.9 million in Q2 2026; TTM through Jun 2026 was $471.9 million, a 2.09% increase from a year earlier, with the FY2025 full-year figure at $481.6 million, up 11.9% from the prior year.
  • Total Debt was $471.9 million for Q2 2026 at Pagaya Technologies, down from $475.0 million in the prior quarter.
  • Over five years, Total Debt peaked at $487.8 million in Q3 2025 and troughed at $139.6 million in Q4 2022.
  • A 5-year average of $388.5 million and a median of $430.4 million in 2024 frame the typical range for Total Debt.
  • Across the five-year window, Total Debt jumped 268.37% in 2022 and advanced 2.09% in 2026, its largest moves.
  • Over 5 years, Total Debt stood at $139.6 million in 2022, then soared by 94.59% to $271.7 million in 2023, then surged by 58.4% to $430.4 million in 2024, then advanced by 11.9% to $481.6 million in 2025, then retreated by 2.02% to $471.9 million in 2026.
  • The last three Total Debt figures came in at $471.9 million (Q2 2026), $475.0 million (Q1 2026), and $481.6 million (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Total Debt (Qtr)
1 Upstart Holdings 2.61 Bn 2.16 Bn 303.39 Mn 145.21 Mn
2 Pagaya Technologies 1.85 Bn 1.60 Bn 168.33 Mn 471.87 Mn
3 Qfin Holdings 1.18 Bn 177.78 Mn - 320.74 Mn
4 FinVolution 851.66 Mn -91.39 Mn - 188.40 Mn
5 Open Lending 371.20 Mn 186.25 Mn 15.64 Mn 82.94 Mn
6 Blend Labs 357.46 Mn 312.60 Mn 24.89 Mn -
7 X Financial 221.20 Mn -347.11 Mn 84.09 Mn 58.19 Mn
8 LexinFintech Holdings 143.88 Mn 143.88 Mn 73.06 Mn 218.58 Mn
9 Jiayin 80.95 Mn 6.93 Mn - 92.37 Mn
10 Antalpha Platform Holding 76.01 Mn -885.41 Mn 11.94 Mn 268.01 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 471.87 Mn
Mar 31, 2026 474.99 Mn
Dec 31, 2025 481.60 Mn
Sep 30, 2025 487.79 Mn
Jun 30, 2025 462.21 Mn
Mar 31, 2025 435.98 Mn
Dec 31, 2024 430.40 Mn
Sep 30, 2024 425.63 Mn
Jun 30, 2024 408.82 Mn
Mar 31, 2024 343.10 Mn
Dec 31, 2023 271.71 Mn
Jun 30, 2023 216.58 Mn
Dec 31, 2022 139.63 Mn
Dec 31, 2021 37.91 Mn