Pagaya Technologies (PGY) EV to EBITDA (2024 - 2026)
Pagaya Technologies' EV to EBITDA came in at 2.98 for Q3 2026, down 66.1% from 8.79 a year earlier and down 13.4% from the prior quarter.
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Analysis
Pagaya Technologies (PGY) EV to EBITDA (2024 - 2026) Analysis & Trends
Over the trailing twelve months to Sep 30, 2026, Pagaya Technologies reported EV to EBITDA of 1.07, down 83.2% year-over-year; for FY2025, it was 5.09, down 14.4% from FY2024.
- Going back by year, EV to EBITDA was 5.95 in FY2024.
- The five-year range for quarterly EV to EBITDA is 2.13 (Q1 2026) to 17.53 (Q1 2024).
- Year-over-year, EV to EBITDA has declined for seven consecutive quarters, with an average decline of 46.0% over the last seven quarters.
- Business Quant data shows PGY's EV to EBITDA at 3.44 (Q2 2026), 2.13 (Q1 2026) and 5.09 (Q4 2025) in the three quarters before Q3 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Block | 51.56 Bn | 23.34 Bn | 3.24 Bn |
| 2 | PayPal Holdings | 50.29 Bn | 8.99 Bn | - |
| 3 | Coinbase Global | 35.53 Bn | -4.11 Bn | - |
| 4 | Fiserv | 33.43 Bn | 30.64 Bn | 2.76 Bn |
| 5 | Corpay | 29.86 Bn | 18.68 Bn | - |
| 6 | Global Payments | 25.78 Bn | 604.58 Mn | 2.01 Bn |
| 7 | Guidewire Software | 13.57 Bn | 10.14 Bn | 269.68 Mn |
| 8 | Jack Henry & Associates | 12.44 Bn | 12.35 Bn | 273.85 Mn |
| 9 | Chime Financial | 11.95 Bn | 7.64 Bn | 646.07 Mn |
| 10 | Pagaya Technologies | 1.47 Bn | 418.52 Mn | 174.79 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 2.98 |
| Jun 30, 2026 | 3.44 |
| Mar 31, 2026 | 2.13 |
| Dec 31, 2025 | 5.09 |
| Sep 30, 2025 | 8.79 |
| Jun 30, 2025 | 7.73 |
| Mar 31, 2025 | 4.83 |
| Dec 31, 2024 | 5.95 |
| Sep 30, 2024 | 9.47 |
| Jun 30, 2024 | 15.62 |
| Mar 31, 2024 | 17.53 |
API Access
Pagaya Technologies EV to EBITDA API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ev-to-ebitda&ticker=PGY&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ev-to-ebitda", "ticker": "PGY", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ev-to-ebitda&ticker=PGY&period=max&api_key=YOUR_API_KEY");
const data = await res.json();