Growth Metrics

Pagaya Technologies (PGY) FCF Margin (2023 - 2025)

Pagaya Technologies (PGY) has disclosed FCF Margin for 3 consecutive years, with 21.25% as the latest value for Q4 2025.

  • Quarterly FCF Margin rose 1270.0% to 21.25% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 17.13% through Dec 2025, up 1418.0% year-over-year, with the annual reading at 17.27% for FY2025, 1436.0% up from the prior year.
  • FCF Margin for Q4 2025 was 21.25% at Pagaya Technologies, up from 18.22% in the prior quarter.
  • The five-year high for FCF Margin was 21.25% in Q4 2025, with the low at 16.66% in Q1 2023.
  • Average FCF Margin over 3 years is 4.67%, with a median of 5.4% recorded in 2023.
  • The sharpest move saw FCF Margin crashed -991bps in 2024, then surged 2263bps in 2025.
  • Over 3 years, FCF Margin stood at 7.76% in 2023, then surged by 210bps to 8.55% in 2024, then soared by 149bps to 21.25% in 2025.
  • According to Business Quant data, FCF Margin over the past three periods came in at 21.25%, 18.22%, and 16.85% for Q4 2025, Q3 2025, and Q2 2025 respectively.