Pagaya Technologies (PGY) Prepaid Assets (2021 - 2025)
Pagaya Technologies' (PGY) quarterly Prepaid Assets came in at $54.2 million in Q4 2025, up 105.44% year-over-year from $26.4 million in Q4 2024, and up 246.15% quarter-over-quarter from $15.6 million in Q2 2025.
Analysis
Pagaya Technologies (PGY) Prepaid Assets (2021 - 2025) Analysis & Trends
Pagaya Technologies (PGY) has reported Prepaid Assets for 5 consecutive years, with $54.2 million the latest figure, recorded in Q4 2025.
- On a quarterly basis, Prepaid Assets rose 105.44% year-over-year to $54.2 million in Q4 2025; TTM through Dec 2025 was $54.2 million, a 105.44% increase from a year earlier, with the FY2025 full-year figure at $54.2 million, up 105.44% from the prior year.
- Prepaid Assets was $54.2 million for Q4 2025 at Pagaya Technologies, up from $15.6 million in the prior quarter.
- Over five years, Prepaid Assets peaked at $54.2 million in Q4 2025 and troughed at $6.3 million in Q4 2021.
- A 5-year average of $23.1 million and a median of $23.4 million in 2025 frame the typical range for Prepaid Assets.
- Across the five-year window, Prepaid Assets surged 335.22% in 2022 and slumped 39.02% in 2024, its largest moves.
- Over 5 years, Prepaid Assets stood at $6.3 million in 2021, then jumped by 335.22% to $27.3 million in 2022, then tumbled by 33.84% to $18.0 million in 2023, then jumped by 46.2% to $26.4 million in 2024, then surged by 105.44% to $54.2 million in 2025.
- The last three Prepaid Assets figures came in at $54.2 million (Q4 2025), $15.6 million (Q2 2025), and $23.4 million (Q1 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Upstart Holdings | 2.61 Bn | 2.16 Bn | 303.39 Mn |
| 2 | Pagaya Technologies | 1.85 Bn | 1.60 Bn | 168.33 Mn |
| 3 | Qfin Holdings | 1.18 Bn | 177.78 Mn | - |
| 4 | FinVolution | 851.66 Mn | -91.39 Mn | - |
| 5 | Open Lending | 371.20 Mn | 186.25 Mn | 15.64 Mn |
| 6 | Blend Labs | 357.46 Mn | 312.60 Mn | 24.89 Mn |
| 7 | X Financial | 221.20 Mn | -347.11 Mn | 84.09 Mn |
| 8 | LexinFintech Holdings | 143.88 Mn | 143.88 Mn | 73.06 Mn |
| 9 | Jiayin | 80.95 Mn | 6.93 Mn | - |
| 10 | Antalpha Platform Holding | 76.01 Mn | -885.41 Mn | 11.94 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2025 | 54.17 Mn |
| Jun 30, 2025 | 15.65 Mn |
| Mar 31, 2025 | 23.44 Mn |
| Dec 31, 2024 | 26.37 Mn |
| Sep 30, 2024 | 24.21 Mn |
| Jun 30, 2024 | 15.01 Mn |
| Mar 31, 2024 | 19.06 Mn |
| Dec 31, 2023 | 18.03 Mn |
| Jun 30, 2023 | 24.62 Mn |
| Dec 31, 2022 | 27.26 Mn |
| Dec 31, 2021 | 6.26 Mn |