Pagaya Technologies PGY
NASDAQ PGY
$22.08 -0.90 (-3.91%)
As of: Sep 8, 2026 · 3:59 PM EDT

Pagaya Technologies (PGY) Retained Earnings (2021 - 2026)

Pagaya Technologies' (PGY) quarterly Retained Earnings came in at $1.4 billion in Q2 2026, up 6.79% year-over-year from $1.3 billion in Q2 2025, and up 0.66% quarter-over-quarter from $1.4 billion in Q1 2026.

Analysis

Pagaya Technologies (PGY) Retained Earnings (2021 - 2026) Analysis & Trends

Pagaya Technologies (PGY) has reported Retained Earnings for 6 consecutive years, with $1.4 billion the latest figure, recorded in Q2 2026.

  • On a quarterly basis, Retained Earnings rose 6.79% year-over-year to $1.4 billion in Q2 2026; TTM through Jun 2026 was $1.4 billion, a 6.79% increase from a year earlier, with the FY2025 full-year figure at $1.4 billion, up 8.5% from the prior year.
  • Retained Earnings was $1.4 billion for Q2 2026 at Pagaya Technologies, up from $1.4 billion in the prior quarter.
  • Over five years, Retained Earnings peaked at $1.4 billion in Q2 2026 and troughed at $968.4 million in Q4 2022.
  • A 5-year average of $1.3 billion and a median of $1.3 billion in 2024 frame the typical range for Retained Earnings.
  • Across the five-year window, Retained Earnings soared 755.73% in 2022 and increased 6.77% in 2025, its largest moves.
  • Over 5 years, Retained Earnings stood at $968.4 million in 2022, then climbed by 13.78% to $1.1 billion in 2023, then rose by 16.35% to $1.3 billion in 2024, then gained by 8.5% to $1.4 billion in 2025, then grew by 1.28% to $1.4 billion in 2026.
  • The last three Retained Earnings figures came in at $1.4 billion (Q2 2026), $1.4 billion (Q1 2026), and $1.4 billion (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Upstart Holdings 2.61 Bn 2.16 Bn 303.39 Mn 1.15 Bn
2 Pagaya Technologies 1.85 Bn 1.60 Bn 168.33 Mn 1.41 Bn
3 Qfin Holdings 1.18 Bn 177.78 Mn - -
4 FinVolution 851.66 Mn -91.39 Mn - 882.35 Mn
5 Open Lending 371.20 Mn 186.25 Mn 15.64 Mn 491.95 Mn
6 Blend Labs 357.46 Mn 312.60 Mn 24.89 Mn -1.40 Bn
7 X Financial 221.20 Mn -347.11 Mn 84.09 Mn 480.44 Mn
8 LexinFintech Holdings 143.88 Mn 143.88 Mn 73.06 Mn 463.12 Mn
9 Jiayin 80.95 Mn 6.93 Mn - -
10 Antalpha Platform Holding 76.01 Mn -885.41 Mn 11.94 Mn -
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 1.41 Bn
Mar 31, 2026 1.40 Bn
Dec 31, 2025 1.39 Bn
Sep 30, 2025 1.38 Bn
Jun 30, 2025 1.32 Bn
Mar 31, 2025 1.30 Bn
Dec 31, 2024 1.28 Bn
Sep 30, 2024 1.26 Bn
Jun 30, 2024 1.24 Bn
Mar 31, 2024 1.21 Bn
Dec 31, 2023 1.10 Bn
Jun 30, 2023 1.03 Bn
Dec 31, 2022 968.43 Mn
Dec 31, 2021 113.17 Mn