Pagaya Technologies (PGY) Retained Earnings (2021 - 2026)
Pagaya Technologies' (PGY) quarterly Retained Earnings came in at $1.4 billion in Q2 2026, up 6.79% year-over-year from $1.3 billion in Q2 2025, and up 0.66% quarter-over-quarter from $1.4 billion in Q1 2026.
Analysis
Pagaya Technologies (PGY) Retained Earnings (2021 - 2026) Analysis & Trends
Pagaya Technologies (PGY) has reported Retained Earnings for 6 consecutive years, with $1.4 billion the latest figure, recorded in Q2 2026.
- On a quarterly basis, Retained Earnings rose 6.79% year-over-year to $1.4 billion in Q2 2026; TTM through Jun 2026 was $1.4 billion, a 6.79% increase from a year earlier, with the FY2025 full-year figure at $1.4 billion, up 8.5% from the prior year.
- Retained Earnings was $1.4 billion for Q2 2026 at Pagaya Technologies, up from $1.4 billion in the prior quarter.
- Over five years, Retained Earnings peaked at $1.4 billion in Q2 2026 and troughed at $968.4 million in Q4 2022.
- A 5-year average of $1.3 billion and a median of $1.3 billion in 2024 frame the typical range for Retained Earnings.
- Across the five-year window, Retained Earnings soared 755.73% in 2022 and increased 6.77% in 2025, its largest moves.
- Over 5 years, Retained Earnings stood at $968.4 million in 2022, then climbed by 13.78% to $1.1 billion in 2023, then rose by 16.35% to $1.3 billion in 2024, then gained by 8.5% to $1.4 billion in 2025, then grew by 1.28% to $1.4 billion in 2026.
- The last three Retained Earnings figures came in at $1.4 billion (Q2 2026), $1.4 billion (Q1 2026), and $1.4 billion (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Upstart Holdings | 2.61 Bn | 2.16 Bn | 303.39 Mn | 1.15 Bn |
| 2 | Pagaya Technologies | 1.85 Bn | 1.60 Bn | 168.33 Mn | 1.41 Bn |
| 3 | Qfin Holdings | 1.18 Bn | 177.78 Mn | - | - |
| 4 | FinVolution | 851.66 Mn | -91.39 Mn | - | 882.35 Mn |
| 5 | Open Lending | 371.20 Mn | 186.25 Mn | 15.64 Mn | 491.95 Mn |
| 6 | Blend Labs | 357.46 Mn | 312.60 Mn | 24.89 Mn | -1.40 Bn |
| 7 | X Financial | 221.20 Mn | -347.11 Mn | 84.09 Mn | 480.44 Mn |
| 8 | LexinFintech Holdings | 143.88 Mn | 143.88 Mn | 73.06 Mn | 463.12 Mn |
| 9 | Jiayin | 80.95 Mn | 6.93 Mn | - | - |
| 10 | Antalpha Platform Holding | 76.01 Mn | -885.41 Mn | 11.94 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.41 Bn |
| Mar 31, 2026 | 1.40 Bn |
| Dec 31, 2025 | 1.39 Bn |
| Sep 30, 2025 | 1.38 Bn |
| Jun 30, 2025 | 1.32 Bn |
| Mar 31, 2025 | 1.30 Bn |
| Dec 31, 2024 | 1.28 Bn |
| Sep 30, 2024 | 1.26 Bn |
| Jun 30, 2024 | 1.24 Bn |
| Mar 31, 2024 | 1.21 Bn |
| Dec 31, 2023 | 1.10 Bn |
| Jun 30, 2023 | 1.03 Bn |
| Dec 31, 2022 | 968.43 Mn |
| Dec 31, 2021 | 113.17 Mn |