Pagaya Technologies (PGY) Retained Earnings (2021 - 2026)
Pagaya Technologies (PGY) posted quarterly Retained Earnings of -$838.0 million for Q1 2026, down 2961.6% YoY from $29.3 million in Q1 2025, and up 2.86% sequentially from -$862.7 million in Q4 2025.
Pagaya Technologies (PGY) Retained Earnings (2021 - 2026) Analysis & Trends
Pagaya Technologies has disclosed Retained Earnings across 6 years of filings, most recently posting -$838.0 million for Q1 2026.
- In Q1 2026, Retained Earnings fell 2961.6% year-over-year to -$838.0 million; the TTM figure through Mar 2026 stood at -$838.0 million (down 2961.6% YoY), while the FY2025 annual figure was -$862.7 million, down 7409.17% from the prior year.
- Retained Earnings advanced to -$838.0 million in Q1 2026, from -$862.7 million in the prior quarter.
- Over the last five years, Retained Earnings for PGY reached as high as -$11.5 million in Q4 2024 and fell as low as -$919.5 million in Q2 2025.
- The 5-year median for Retained Earnings is -$638.6 million (2024), against an average of -$583.8 million.
- Annual changes were most pronounced in 2024 — Retained Earnings jumped 97.88% — and 2025, when it slumped 7409.17%.
- A 5-year view of Retained Earnings shows it stood at -$414.2 million in 2022, then sank by 31.01% to -$542.6 million in 2023, then jumped by 97.88% to -$11.5 million in 2024, then tumbled by 7409.17% to -$862.7 million in 2025, then advanced by 2.86% to -$838.0 million in 2026.
- According to Business Quant data, Retained Earnings over the past three periods registered -$838.0 million, -$862.7 million, and -$897.0 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Microsoft | 2,853.66 Bn | 2,775.39 Bn | 56.06 Bn | 302.53 Bn |
| 2 | Oracle | 408.21 Bn | 376.86 Bn | 17.12 Bn | -1.38 Bn |
| 3 | Palantir Technologies | 300.98 Bn | 293.06 Bn | 1.42 Bn | 601,000.00 |
| 4 | Palo Alto Networks | 247.84 Bn | 243.30 Bn | 1.91 Bn | 3.25 Bn |
| 5 | CrowdStrike Holdings | 193.63 Bn | 190.57 Bn | 993.68 Mn | -1.28 Bn |
| 6 | Fortinet | 117.45 Bn | 114.16 Bn | 1.49 Bn | -782.00 Mn |
| 7 | Cloudflare | 86.88 Bn | 85.93 Bn | 455.60 Mn | -1.23 Bn |
| 8 | Synopsys | 86.18 Bn | 86.06 Bn | 1.77 Bn | 10.38 Bn |
| 9 | Block | 46.10 Bn | 39.21 Bn | 2.91 Bn | -252.13 Mn |
| 10 | Pagaya Technologies | 1.55 Bn | 1.30 Bn | 140.38 Mn | -837.96 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -837.96 Mn |
| Dec 31, 2025 | -862.65 Mn |
| Sep 30, 2025 | -896.95 Mn |
| Jun 30, 2025 | -919.50 Mn |
| Mar 31, 2025 | -27.37 Mn |
| Dec 31, 2024 | -11.49 Mn |
| Sep 30, 2024 | -706.12 Mn |
| Jun 30, 2024 | -638.65 Mn |
| Mar 31, 2024 | -563.86 Mn |
| Dec 31, 2023 | -542.64 Mn |
| Dec 31, 2022 | -414.20 Mn |
| Dec 31, 2021 | -111.88 Mn |