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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on Capital EmployedReturn on EquityReturn on Invested CapitalReturn on Sales

Pagaya Technologies (PGY) Net Margin (2023 - 2025)

Pagaya Technologies (PGY) has disclosed Net Margin for 3 consecutive years, with 8.04% as the latest value for Q4 2025.

  • Quarterly Net Margin rose 9320.0% to 8.04% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 5.59% through Dec 2025, up 4509.0% year-over-year, with the annual reading at 5.48% for FY2025, 4437.0% up from the prior year.
  • Net Margin for Q4 2025 was 8.04% at Pagaya Technologies, up from 6.08% in the prior quarter.
  • The five-year high for Net Margin was 8.04% in Q4 2025, with the low at 85.16% in Q4 2024.
  • Average Net Margin over 3 years is 15.62%, with a median of 8.62% recorded in 2024.
  • The sharpest move saw Net Margin tumbled -6588bps in 2024, then soared 9320bps in 2025.
  • Over 3 years, Net Margin stood at 19.28% in 2023, then crashed by -342bps to 85.16% in 2024, then surged by 109bps to 8.04% in 2025.
  • According to Business Quant data, Net Margin over the past three periods came in at 8.04%, 6.08%, and 4.92% for Q4 2025, Q3 2025, and Q2 2025 respectively.