Growth Metrics

Pagaya Technologies (PGY) Net Margin (2021 - 2026)

Pagaya Technologies (PGY) has 6 years of Net Margin data on record, last reported at 7.6% in Q1 2026.

  • On a quarterly basis, Net Margin rose 498.0% to 7.6% in Q1 2026 year-over-year; TTM through Mar 2026 was 6.83%, a 4220.0% increase, with the full-year FY2025 number at 5.48%, up 4437.0% from a year prior.
  • Net Margin reached 7.6% in Q1 2026 per PGY's latest filing, down from 8.67% in the prior quarter.
  • Over the last five years, Net Margin for PGY hit a ceiling of 8.67% in Q4 2025 and a floor of 143.93% in Q3 2022.
  • A 5-year average of 17.46% and a median of 5.58% in 2022 define the central range for Net Margin.
  • Peak YoY movement for Net Margin: crashed -12813bps in 2022, then soared 13606bps in 2023.
  • Tracing PGY's Net Margin over 5 years: stood at 1.91% in 2022, then surged by 463bps to 6.93% in 2023, then plummeted by -1329bps to 85.16% in 2024, then surged by 110bps to 8.67% in 2025, then fell by -12bps to 7.6% in 2026.
  • Business Quant data shows Net Margin for PGY at 7.6% in Q1 2026, 8.67% in Q4 2025, and 6.26% in Q3 2025.