Pagaya Technologies PGY
NASDAQ PGY
$22.08 -0.90 (-3.91%)
As of: Sep 8, 2026 · 3:59 PM EDT

Pagaya Technologies (PGY) Asset Utilization Ratio (2024 - 2026)

Pagaya Technologies' (PGY) quarterly Asset Utilization Ratio came in at 0.83 in Q2 2026, down 3.42% year-over-year from 0.86 in Q2 2025, and little changed quarter-over-quarter from 0.83 in Q1 2026.

Analysis

Pagaya Technologies (PGY) Asset Utilization Ratio (2024 - 2026) Analysis & Trends

Pagaya Technologies (PGY) has reported Asset Utilization Ratio for 3 consecutive years, with 0.83 the latest figure, recorded in Q2 2026.

  • On a quarterly basis, Asset Utilization Ratio fell 3.42% year-over-year to 0.83 in Q2 2026; TTM through Jun 2026 was 0.83, a 3.42% decrease from a year earlier, with the FY2025 full-year figure at 0.92, up 11.07% from the prior year.
  • Asset Utilization Ratio was 0.83 for Q2 2026 at Pagaya Technologies, roughly flat from 0.83 in the prior quarter.
  • Over five years, Asset Utilization Ratio peaked at 0.87 in Q3 2025 and troughed at 0.63 in Q2 2024.
  • A 3-year average of 0.78 and a median of 0.83 in 2026 frame the typical range for Asset Utilization Ratio.
  • Across the five-year window, Asset Utilization Ratio soared 36.63% in 2025 and slipped 3.42% in 2026, its largest moves.
  • Over 3 years, Asset Utilization Ratio stood at 0.78 in 2024, then increased by 11.81% to 0.87 in 2025, then slipped by 4.07% to 0.83 in 2026.
  • The last three Asset Utilization Ratio figures came in at 0.83 (Q2 2026), 0.83 (Q1 2026), and 0.87 (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 Upstart Holdings 2.61 Bn 2.16 Bn 303.39 Mn 0.41
2 Pagaya Technologies 1.85 Bn 1.60 Bn 168.33 Mn 0.83
3 Qfin Holdings 1.18 Bn 177.78 Mn - 0.31
4 FinVolution 851.66 Mn -91.39 Mn - -
5 Open Lending 371.20 Mn 186.25 Mn 15.64 Mn 0.38
6 Blend Labs 357.46 Mn 312.60 Mn 24.89 Mn 0.85
7 X Financial 221.20 Mn -347.11 Mn 84.09 Mn 0.43
8 LexinFintech Holdings 143.88 Mn 143.88 Mn 73.06 Mn 0.57
9 Jiayin 80.95 Mn 6.93 Mn - 0.46
10 Antalpha Platform Holding 76.01 Mn -885.41 Mn 11.94 Mn 19,086.95
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 0.83
Mar 31, 2026 0.83
Dec 31, 2025 0.87
Sep 30, 2025 0.87
Jun 30, 2025 0.86
Mar 31, 2025 0.84
Dec 31, 2024 0.78
Sep 30, 2024 0.69
Jun 30, 2024 0.63
Mar 31, 2024 0.65