Pagaya Technologies (PGY) Asset Utilization Ratio (2024 - 2026)
Pagaya Technologies (PGY) posted quarterly Asset Utilization Ratio of 0.83 for Q1 2026, down 0.72% year-on-year from 0.84 in Q1 2025, and down 4.03% on a QoQ basis from 0.87 in Q4 2025.
Pagaya Technologies (PGY) Asset Utilization Ratio (2024 - 2026) Analysis & Trends
Pagaya Technologies (PGY) has reported Asset Utilization Ratio for 3 consecutive years, with 0.83 the latest figure, recorded in Q1 2026.
- Quarterly Asset Utilization Ratio fell 0.72% year-over-year to 0.83 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.83 (down 0.72% YoY) and the FY2025 annual result came in at 0.92, up 11.07% from the prior year.
- Asset Utilization Ratio declined to 0.83 in Q1 2026 per PGY's latest filing, from 0.87 in the prior quarter.
- Over the last five years, Asset Utilization Ratio for PGY reached as high as 0.87 in Q3 2025 and fell as low as 0.63 in Q2 2024.
- A 3-year average of 0.78 and a median of 0.83 in 2026 frame the typical range for Asset Utilization Ratio.
- Annual changes were most pronounced in 2025 — Asset Utilization Ratio soared 36.63% — and 2026, when it decreased 0.72%.
- Year by year, Asset Utilization Ratio stood at 0.78 in 2024, then grew by 11.81% to 0.87 in 2025, then retreated by 4.03% to 0.83 in 2026.
- According to Business Quant data, Asset Utilization Ratio over the past three periods registered 0.83, 0.87, and 0.87 for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Microsoft | 2,921.46 Bn | 2,797.02 Bn | 56.06 Bn | 0.47 |
| 2 | PagSeguro Digital | 2,686.70 Bn | 2,686.70 Bn | 358.92 Mn | 0.27 |
| 3 | Oracle | 344.13 Bn | 312.24 Bn | - | 0.27 |
| 4 | Repay Holdings | 342.29 Bn | 342.15 Bn | - | - |
| 5 | Palantir Technologies | 294.57 Bn | 286.54 Bn | 1.42 Bn | 0.55 |
| 6 | Palo Alto Networks | 224.46 Bn | 219.93 Bn | 1.91 Bn | 0.41 |
| 7 | CrowdStrike Holdings | 182.52 Bn | 179.42 Bn | 993.68 Mn | 0.46 |
| 8 | Fortinet | 111.29 Bn | 107.99 Bn | 1.49 Bn | 0.70 |
| 9 | Cloudflare | 93.63 Bn | 92.68 Bn | 455.60 Mn | 0.38 |
| 10 | Pagaya Technologies | 1.37 Bn | 1.05 Bn | 140.38 Mn | 0.83 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.83 |
| Dec 31, 2025 | 0.87 |
| Sep 30, 2025 | 0.87 |
| Jun 30, 2025 | 0.86 |
| Mar 31, 2025 | 0.84 |
| Dec 31, 2024 | 0.78 |
| Sep 30, 2024 | 0.69 |
| Jun 30, 2024 | 0.63 |
| Mar 31, 2024 | 0.65 |