Pagaya Technologies (PGY) Asset Utilization Ratio (2024 - 2026)
Pagaya Technologies' (PGY) Asset Utilization Ratio came in at 0.82 for Q3 2026, down 6.1% from 0.87 a year earlier and down 1.5% from the prior quarter.
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Analysis
Pagaya Technologies (PGY) Asset Utilization Ratio (2024 - 2026) Analysis & Trends
For FY2025, Pagaya Technologies' Asset Utilization Ratio stood at 0.92, up 11.1% from FY2024.
- In prior years, Pagaya Technologies' Asset Utilization Ratio was 0.83 in FY2024 (+14.6%), 0.72 in FY2023 (-21.3%) and 0.92 in FY2022.
- The Q3 2026 figure stands as the lowest quarterly Asset Utilization Ratio since Q4 2024.
- On a year-over-year basis, Asset Utilization Ratio has declined in each of the last three quarters, with growth averaging 13.5% over the last seven quarters.
- According to Business Quant data, Asset Utilization Ratio for the three prior quarters was 0.83 (Q2 2026), 0.83 (Q1 2026) and 0.87 (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Block | 51.56 Bn | 23.34 Bn | 3.24 Bn | 0.64 |
| 2 | PayPal Holdings | 50.29 Bn | 8.99 Bn | - | 0.42 |
| 3 | Coinbase Global | 35.53 Bn | -4.11 Bn | - | 0.21 |
| 4 | Fiserv | 33.43 Bn | 30.64 Bn | 2.76 Bn | 0.27 |
| 5 | Corpay | 29.86 Bn | 18.68 Bn | - | 0.19 |
| 6 | Global Payments | 25.78 Bn | 604.58 Mn | 2.01 Bn | 0.18 |
| 7 | Guidewire Software | 13.57 Bn | 10.14 Bn | 269.68 Mn | 0.58 |
| 8 | Jack Henry & Associates | 12.44 Bn | 12.35 Bn | 273.85 Mn | 0.82 |
| 9 | Chime Financial | 11.95 Bn | 7.64 Bn | 646.07 Mn | 1.25 |
| 10 | Pagaya Technologies | 1.47 Bn | 418.52 Mn | 174.79 Mn | 0.82 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 0.82 |
| Jun 30, 2026 | 0.83 |
| Mar 31, 2026 | 0.83 |
| Dec 31, 2025 | 0.87 |
| Sep 30, 2025 | 0.87 |
| Jun 30, 2025 | 0.86 |
| Mar 31, 2025 | 0.84 |
| Dec 31, 2024 | 0.78 |
| Sep 30, 2024 | 0.69 |
| Jun 30, 2024 | 0.63 |
| Mar 31, 2024 | 0.65 |
API Access
Pagaya Technologies Asset Utilization Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=asset-utilization-ratio&ticker=PGY&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "asset-utilization-ratio", "ticker": "PGY", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=asset-utilization-ratio&ticker=PGY&period=max&api_key=YOUR_API_KEY");
const data = await res.json();