Pagaya Technologies (PGY) Asset Utilization Ratio (2024 - 2026)
Pagaya Technologies (PGY) posted quarterly Asset Utilization Ratio of 0.82 for Q1 2026, down 0.61% YoY from 0.82 in Q1 2025, and down 4.0% sequentially from 0.85 in Q4 2025.
Pagaya Technologies (PGY) Asset Utilization Ratio (2024 - 2026) Analysis & Trends
Pagaya Technologies has disclosed Asset Utilization Ratio across 3 years of filings, most recently posting 0.82 for Q1 2026.
- In Q1 2026, Asset Utilization Ratio fell 0.61% year-over-year to 0.82; the TTM figure through Mar 2026 stood at 0.82 (down 0.61% YoY), while the FY2025 annual figure was 0.89, up 10.62% from the prior year.
- Asset Utilization Ratio retreated to 0.82 in Q1 2026, from 0.85 in the prior quarter.
- Over the last five years, Asset Utilization Ratio for PGY reached as high as 0.86 in Q3 2025 and fell as low as 0.65 in Q2 2024.
- The 3-year median for Asset Utilization Ratio is 0.82 (2026), against an average of 0.77.
- Annual changes were most pronounced in 2025 — Asset Utilization Ratio jumped 30.85% — and 2026, when it fell 0.61%.
- A 3-year view of Asset Utilization Ratio shows it stood at 0.76 in 2024, then grew by 11.99% to 0.85 in 2025, then declined by 4.0% to 0.82 in 2026.
- According to Business Quant data, Asset Utilization Ratio over the past three periods registered 0.82, 0.85, and 0.86 for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Microsoft | 2,853.66 Bn | 2,775.39 Bn | 56.06 Bn | 0.47 |
| 2 | Oracle | 408.21 Bn | 376.86 Bn | 17.12 Bn | 0.27 |
| 3 | Palantir Technologies | 300.98 Bn | 293.06 Bn | 1.42 Bn | 0.55 |
| 4 | Palo Alto Networks | 247.84 Bn | 243.30 Bn | 1.91 Bn | 0.41 |
| 5 | CrowdStrike Holdings | 193.63 Bn | 190.57 Bn | 993.68 Mn | 0.46 |
| 6 | Fortinet | 117.45 Bn | 114.16 Bn | 1.49 Bn | 0.70 |
| 7 | Cloudflare | 86.88 Bn | 85.93 Bn | 455.60 Mn | 0.38 |
| 8 | Synopsys | 86.18 Bn | 86.06 Bn | 1.77 Bn | 0.17 |
| 9 | Block | 46.10 Bn | 39.21 Bn | 2.91 Bn | 0.62 |
| 10 | Pagaya Technologies | 1.55 Bn | 1.30 Bn | 140.38 Mn | 0.82 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.82 |
| Dec 31, 2025 | 0.85 |
| Sep 30, 2025 | 0.86 |
| Jun 30, 2025 | 0.85 |
| Mar 31, 2025 | 0.82 |
| Dec 31, 2024 | 0.76 |
| Sep 30, 2024 | 0.70 |
| Jun 30, 2024 | 0.65 |
| Mar 31, 2024 | 0.66 |