Pagaya Technologies (PGY) Asset Utilization Ratio (2024 - 2026)
Pagaya Technologies (PGY) posted quarterly Asset Utilization Ratio of 0.83 for Q2 2026, down 3.42% year-over-year from 0.86 in Q2 2025, and little changed quarter-over-quarter from 0.83 in Q1 2026.
Pagaya Technologies (PGY) Asset Utilization Ratio (2024 - 2026) Analysis & Trends
Pagaya Technologies (PGY) has reported Asset Utilization Ratio for 3 consecutive years, with 0.83 the latest figure, recorded in Q2 2026.
- In Q2 2026, Asset Utilization Ratio fell 3.42% year-over-year to 0.83; the TTM figure through Jun 2026 stood at 0.83 (down 3.42% YoY), while the FY2025 annual figure was 0.92, up 11.07% from the prior year.
- Asset Utilization Ratio steadied at 0.83 in Q2 2026 per PGY's latest filing, from 0.83 in the prior quarter.
- Across five years, Asset Utilization Ratio topped out at 0.87 in Q3 2025 and bottomed at 0.63 in Q2 2024.
- Historically, Asset Utilization Ratio has averaged 0.78 across 3 years, with a median of 0.83 in 2026.
- Annual changes were most pronounced in 2025 — Asset Utilization Ratio jumped 36.63% — and 2026, when it dropped 3.42%.
- Pagaya Technologies' Asset Utilization Ratio stood at 0.78 in 2024, then gained by 11.81% to 0.87 in 2025, then declined by 4.07% to 0.83 in 2026.
- Business Quant data shows PGY's Asset Utilization Ratio at 0.83 in Q2 2026, 0.83 in Q1 2026, and 0.87 in Q4 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Microsoft | 3,576.39 Bn | 3,443.64 Bn | 60.48 Bn | 0.46 |
| 2 | Palantir Technologies | 412.58 Bn | 403.17 Bn | 1.64 Bn | 0.56 |
| 3 | Oracle | 407.66 Bn | 375.77 Bn | - | 0.27 |
| 4 | Palo Alto Networks | 299.27 Bn | 296.16 Bn | 2.03 Bn | 0.30 |
| 5 | Fortinet | 115.83 Bn | 111.76 Bn | 1.64 Bn | 0.73 |
| 6 | Cloudflare | 106.65 Bn | 102.48 Bn | 499.52 Mn | 0.40 |
| 7 | Synopsys | 76.61 Bn | 74.41 Bn | 1.77 Bn | 0.17 |
| 8 | CoreWeave | 51.53 Bn | 45.99 Bn | 1.70 Bn | 0.11 |
| 9 | Block | 47.55 Bn | 41.12 Bn | 3.17 Bn | 0.63 |
| 10 | Pagaya Technologies | 1.70 Bn | 1.45 Bn | 168.33 Mn | 0.83 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.83 |
| Mar 31, 2026 | 0.83 |
| Dec 31, 2025 | 0.87 |
| Sep 30, 2025 | 0.87 |
| Jun 30, 2025 | 0.86 |
| Mar 31, 2025 | 0.84 |
| Dec 31, 2024 | 0.78 |
| Sep 30, 2024 | 0.69 |
| Jun 30, 2024 | 0.63 |
| Mar 31, 2024 | 0.65 |