NMI Holdings (NMIH) Interest Coverage Ratio (2012 - 2026)
NMI Holdings' (NMIH) quarterly Interest Coverage Ratio came in at 4.26 in Q2 2026, up 21.55% year-over-year from 3.51 in Q2 2025, and up 5.93% quarter-over-quarter from 4.02 in Q1 2026.
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NMI Holdings (NMIH) Interest Coverage Ratio (2012 - 2026) Analysis & Trends
NMI Holdings has disclosed Interest Coverage Ratio across 14 years of filings, most recently posting 4.26 for Q2 2026.
- In Q2 2026, Interest Coverage Ratio rose 21.55% year-over-year to 4.26; the TTM figure through Jun 2026 stood at 3.98 (up 20.34% YoY), while the FY2025 annual figure was 3.61, up 56.32% from the prior year.
- Interest Coverage Ratio came in at 4.26 for Q2 2026 at NMI Holdings, up from 4.02 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 4.26 in Q2 2026 to a low of 1.27 in Q1 2022.
- Average Interest Coverage Ratio over 5 years is 2.62, with a median of 2.34 recorded in 2024.
- Year-over-year, Interest Coverage Ratio tumbled 31.33% in 2024 and surged 148.79% in 2025.
- Over 5 years, Interest Coverage Ratio stood at 1.66 in 2022, then jumped by 36.25% to 2.26 in 2023, then soared by 41.4% to 3.2 in 2024, then increased by 20.65% to 3.86 in 2025, then advanced by 10.44% to 4.26 in 2026.
- Per Business Quant data, the three most recent Interest Coverage Ratio figures were 4.26 in Q2 2026, 4.02 in Q1 2026, and 3.86 in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 131.13 Bn | 117.36 Bn | 9.13 Bn | 26.67 |
| 2 | Progressive | 125.86 Bn | 120.86 Bn | 9.04 Bn | -19.05 |
| 3 | Travelers Companies | 77.43 Bn | 53.67 Bn | 6.23 Bn | 17.54 |
| 4 | Allstate | 64.54 Bn | 25.81 Bn | 16.28 Bn | 10.51 |
| 5 | Aflac | 57.68 Bn | -45.32 Bn | 2.27 Bn | 15.38 |
| 6 | American International | 39.77 Bn | 1.95 Bn | 3.50 Bn | 11.27 |
| 7 | Hartford Insurance | 37.34 Bn | 21.02 Bn | 3.18 Bn | 5.00 |
| 8 | Cincinnati Financial | 26.13 Bn | 24.24 Bn | 2.39 Bn | 17.72 |
| 9 | Loews | 22.38 Bn | 82.01 Mn | 2.57 Bn | 7.39 |
| 10 | NMI Holdings | 3.34 Bn | 3.27 Bn | 157.40 Mn | 4.26 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 4.26 |
| Mar 31, 2026 | 4.02 |
| Dec 31, 2025 | 3.86 |
| Sep 30, 2025 | 3.76 |
| Jun 30, 2025 | 3.51 |
| Mar 31, 2025 | 3.33 |
| Dec 31, 2024 | 3.20 |
| Sep 30, 2024 | 3.18 |
| Jun 30, 2024 | 1.41 |
| Mar 31, 2024 | 2.42 |
| Dec 31, 2023 | 2.26 |
| Sep 30, 2023 | 2.22 |
| Jun 30, 2023 | 2.05 |
| Mar 31, 2023 | 1.85 |
| Dec 31, 2022 | 1.66 |
| Sep 30, 2022 | 1.49 |
| Jun 30, 2022 | 1.36 |
| Mar 31, 2022 | 1.27 |
| Dec 31, 2021 | 1.25 |
| Sep 30, 2021 | 1.24 |