NMI Holdings (NMIH) Interest Coverage Ratio (2015 - 2026)

NMI Holdings' (NMIH) quarterly Interest Coverage Ratio came in at 205.78 in Q1 2026, up 6073.7% year-on-year from 3.33 in Q1 2025, and up 5232.04% quarter-over-quarter from 3.86 in Q4 2025.

NMI Holdings (NMIH) Interest Coverage Ratio (2015 - 2026) Analysis & Trends

NMI Holdings has disclosed Interest Coverage Ratio across 12 years of filings, most recently posting 205.78 for Q1 2026.

  • Interest Coverage Ratio for Q1 2026 came in at 205.78, up 6073.7% year-over-year; the trailing twelve-month figure through Mar 2026 was 5.01 (up 182.26% YoY), and the FY2025 annual result was 3.61, down 96.94% from the prior year.
  • Interest Coverage Ratio came in at 205.78 for Q1 2026 at NMI Holdings, up from 3.86 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 205.78 in Q1 2026 to a low of 0.78 in Q4 2024.
  • The 5-year median for Interest Coverage Ratio is 3.76 (2025), against an average of 54.47.
  • Across the five-year window, Interest Coverage Ratio soared 14578.23% in 2023 and tumbled 100.79% in 2024, its largest moves.
  • NMI Holdings' Interest Coverage Ratio stood at 101.84 in 2022, then dropped by 3.15% to 98.63 in 2023, then slumped by 100.79% to 0.78 in 2024, then jumped by 593.86% to 3.86 in 2025, then soared by 5232.04% to 205.78 in 2026.
  • The last three Interest Coverage Ratio figures came in at 205.78 (Q1 2026), 3.86 (Q4 2025), and 3.76 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Fidelity National Financial 12.62 Bn 9.96 Bn 2.62 Bn 13.48
2 Axis Capital Holdings 7.48 Bn 6.61 Bn - 19.76
3 First American Financial 7.03 Bn 4.14 Bn 1.24 Bn 3.64
4 Enact Holdings 5.98 Bn 5.43 Bn 205.74 Mn 5.73
5 Mgic Investment 5.62 Bn 5.37 Bn 202.12 Mn 6.94
6 Essent 5.48 Bn 5.48 Bn - 7.27
7 Radian 4.76 Bn 4.68 Bn 368.17 Mn 3.38
8 Ryan Specialty Holdings 4.49 Bn 4.92 Bn - -
9 Assured Guaranty 3.43 Bn -489.19 Mn 216.00 Mn 4.18
10 NMI Holdings 2.86 Bn 2.78 Bn 152.85 Mn 205.78

Historic Data

Download Data
DateValue
Mar 31, 2026 205.78
Dec 31, 2025 3.86
Sep 30, 2025 3.76
Jun 30, 2025 3.51
Mar 31, 2025 3.33
Dec 31, 2024 -0.78
Sep 30, 2024 3.18
Jun 30, 2024 106.64
Mar 31, 2024 141.87
Dec 31, 2023 98.63
Sep 30, 2023 2.22
Jun 30, 2023 61.87
Mar 31, 2023 186.18
Dec 31, 2022 101.84
Sep 30, 2022 1.49
Jun 30, 2022 1.36
Mar 31, 2022 1.27
Dec 31, 2021 15.45
Sep 30, 2021 1.24
Jun 30, 2021 1.18