Growth Metrics

NMI Holdings (NMIH) Interest Coverage Ratio (2016 - 2025)

NMI Holdings (NMIH) has disclosed Interest Coverage Ratio for 11 consecutive years, with 1.33 as the latest value for Q4 2025.

  • Quarterly Interest Coverage Ratio fell 69.82% to 1.33 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 16.11 through Dec 2025, down 113.65% year-over-year, with the annual reading at 171.28 for FY2025, 45.15% up from the prior year.
  • Interest Coverage Ratio hit 1.33 in Q4 2025 for NMI Holdings, down from 3.76 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 204.19 in Q1 2025 to a low of 1.33 in Q4 2025.
  • Historically, Interest Coverage Ratio has averaged 39.16 across 5 years, with a median of 3.63 in 2025.
  • Biggest five-year swings in Interest Coverage Ratio: plummeted 134.54% in 2024 and later skyrocketed 8346.62% in 2025.
  • Year by year, Interest Coverage Ratio stood at 1.25 in 2021, then soared by 8040.08% to 101.84 in 2022, then crashed by 97.78% to 2.26 in 2023, then tumbled by 134.54% to 0.78 in 2024, then plummeted by 69.82% to 1.33 in 2025.
  • Business Quant data shows Interest Coverage Ratio for NMIH at 1.33 in Q4 2025, 3.76 in Q3 2025, and 3.51 in Q2 2025.