NMI Holdings (NMIH) Interest Coverage Ratio (2015 - 2026)
NMI Holdings' (NMIH) quarterly Interest Coverage Ratio came in at 205.78 in Q1 2026, up 6073.7% year-on-year from 3.33 in Q1 2025, and up 5232.04% quarter-over-quarter from 3.86 in Q4 2025.
NMI Holdings (NMIH) Interest Coverage Ratio (2015 - 2026) Analysis & Trends
NMI Holdings has disclosed Interest Coverage Ratio across 12 years of filings, most recently posting 205.78 for Q1 2026.
- Interest Coverage Ratio for Q1 2026 came in at 205.78, up 6073.7% year-over-year; the trailing twelve-month figure through Mar 2026 was 5.01 (up 182.26% YoY), and the FY2025 annual result was 3.61, down 96.94% from the prior year.
- Interest Coverage Ratio came in at 205.78 for Q1 2026 at NMI Holdings, up from 3.86 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 205.78 in Q1 2026 to a low of 0.78 in Q4 2024.
- The 5-year median for Interest Coverage Ratio is 3.76 (2025), against an average of 54.47.
- Across the five-year window, Interest Coverage Ratio soared 14578.23% in 2023 and tumbled 100.79% in 2024, its largest moves.
- NMI Holdings' Interest Coverage Ratio stood at 101.84 in 2022, then dropped by 3.15% to 98.63 in 2023, then slumped by 100.79% to 0.78 in 2024, then jumped by 593.86% to 3.86 in 2025, then soared by 5232.04% to 205.78 in 2026.
- The last three Interest Coverage Ratio figures came in at 205.78 (Q1 2026), 3.86 (Q4 2025), and 3.76 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Fidelity National Financial | 12.62 Bn | 9.96 Bn | 2.62 Bn | 13.48 |
| 2 | Axis Capital Holdings | 7.48 Bn | 6.61 Bn | - | 19.76 |
| 3 | First American Financial | 7.03 Bn | 4.14 Bn | 1.24 Bn | 3.64 |
| 4 | Enact Holdings | 5.98 Bn | 5.43 Bn | 205.74 Mn | 5.73 |
| 5 | Mgic Investment | 5.62 Bn | 5.37 Bn | 202.12 Mn | 6.94 |
| 6 | Essent | 5.48 Bn | 5.48 Bn | - | 7.27 |
| 7 | Radian | 4.76 Bn | 4.68 Bn | 368.17 Mn | 3.38 |
| 8 | Ryan Specialty Holdings | 4.49 Bn | 4.92 Bn | - | - |
| 9 | Assured Guaranty | 3.43 Bn | -489.19 Mn | 216.00 Mn | 4.18 |
| 10 | NMI Holdings | 2.86 Bn | 2.78 Bn | 152.85 Mn | 205.78 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 205.78 |
| Dec 31, 2025 | 3.86 |
| Sep 30, 2025 | 3.76 |
| Jun 30, 2025 | 3.51 |
| Mar 31, 2025 | 3.33 |
| Dec 31, 2024 | -0.78 |
| Sep 30, 2024 | 3.18 |
| Jun 30, 2024 | 106.64 |
| Mar 31, 2024 | 141.87 |
| Dec 31, 2023 | 98.63 |
| Sep 30, 2023 | 2.22 |
| Jun 30, 2023 | 61.87 |
| Mar 31, 2023 | 186.18 |
| Dec 31, 2022 | 101.84 |
| Sep 30, 2022 | 1.49 |
| Jun 30, 2022 | 1.36 |
| Mar 31, 2022 | 1.27 |
| Dec 31, 2021 | 15.45 |
| Sep 30, 2021 | 1.24 |
| Jun 30, 2021 | 1.18 |