NMI Holdings (NMIH) Interest Coverage Ratio (2015 - 2026)
NMI Holdings' (NMIH) Interest Coverage Ratio came in at 17.40 for Q2 2026, up 12.4% from 15.48 a year earlier and up 18.6% from the prior quarter.
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Analysis
NMI Holdings (NMIH) Interest Coverage Ratio (2015 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Interest Coverage Ratio at NMI Holdings was 15.21, down 1.8% year-over-year; for FY2025, it was 15.53, up 32.6% from FY2024.
- In prior years, NMI Holdings' Interest Coverage Ratio was 11.70 in FY2024 (-3.3%), 12.11 in FY2023 (+4.2%), 11.62 in FY2022 (+29.9%) and 8.95 in FY2021 (-10.0%).
- The Q2 2026 figure stands as the highest quarterly Interest Coverage Ratio since Q1 2025.
- On a year-over-year basis, Interest Coverage Ratio increased in six of the last eight quarters, with growth averaging 21.8%.
- The strongest year-over-year quarter for Interest Coverage Ratio in the past five years was Q2 2025, with growth of 92.0%; the weakest was Q2 2024, with a decline of 35.9%.
- According to Business Quant data, Interest Coverage Ratio for the three prior quarters was 14.67 (Q1 2026), 14.02 (Q4 2025) and 14.76 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 137.65 Bn | 84.23 Bn | 9.13 Bn | -15.34 |
| 2 | Progressive | 129.27 Bn | 105.11 Bn | 9.04 Bn | -117.76 |
| 3 | Marsh & Mclennan Companies | 90.79 Bn | 82.95 Bn | - | 4.90 |
| 4 | Travelers Companies | 83.98 Bn | 60.23 Bn | 6.23 Bn | -27.92 |
| 5 | Manulife Financial | 77.09 Bn | -17.80 Bn | - | 6.14 |
| 6 | Arthur J. Gallagher | 66.40 Bn | 60.80 Bn | - | 3.46 |
| 7 | Metlife | 65.77 Bn | -41.01 Bn | 7.82 Bn | -3.36 |
| 8 | Allstate | 64.29 Bn | 25.56 Bn | 8.73 Bn | -59.58 |
| 9 | Aon | 62.89 Bn | 56.11 Bn | - | 5.11 |
| 10 | NMI Holdings | 3.09 Bn | 2.77 Bn | 174.74 Mn | 17.40 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 17.40 |
| Mar 31, 2026 | 14.67 |
| Dec 31, 2025 | 14.02 |
| Sep 30, 2025 | 14.76 |
| Jun 30, 2025 | 15.48 |
| Mar 31, 2025 | 17.86 |
| Dec 31, 2024 | 13.18 |
| Sep 30, 2024 | 15.41 |
| Jun 30, 2024 | 8.06 |
| Mar 31, 2024 | 13.79 |
| Dec 31, 2023 | 9.73 |
| Sep 30, 2023 | 12.72 |
| Jun 30, 2023 | 12.57 |
| Mar 31, 2023 | 11.13 |
| Dec 31, 2022 | 10.54 |
| Sep 30, 2022 | 10.32 |
| Jun 30, 2022 | 10.28 |
| Mar 31, 2022 | 9.35 |
| Dec 31, 2021 | 8.41 |
| Sep 30, 2021 | 8.05 |
API Access
NMI Holdings Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=NMIH&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "NMIH", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=NMIH&period=max&api_key=YOUR_API_KEY");
const data = await res.json();