NMI Holdings (NMIH) Interest Coverage Ratio (2012 - 2026)

NMI Holdings (NMIH) reported Interest Coverage Ratio of 0.29 for Q1 2026, up 60.33% on a YoY basis from 0.18 in Q1 2025, and up 131.07% sequentially from 0.95 in Q4 2025.

NMI Holdings (NMIH) Interest Coverage Ratio (2012 - 2026) Analysis & Trends

NMI Holdings (NMIH) has 15 years of Interest Coverage Ratio data on file, last reported at 0.29 in Q1 2026.

  • For the quarter ending Q1 2026, Interest Coverage Ratio rose 60.33% year-over-year to 0.29; the trailing twelve-month figure through Mar 2026 stood at 1.11 (up 59.87% YoY), and the FY2025 full-year result was 1.19, up 121.83% from the prior year.
  • Interest Coverage Ratio grew to 0.29 in Q1 2026, from 0.95 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 2.26 in Q4 2023 to a low of 0.95 in Q4 2025.
  • A 5-year average of 0.89 and a median of 0.62 in 2024 frame the typical range for Interest Coverage Ratio.
  • Peak annual rise in Interest Coverage Ratio reached 108.59% in 2025, while the deepest fall reached 253.91% in 2025.
  • Tracing NMIH's Interest Coverage Ratio over 5 years: stood at 1.66 in 2022, then soared by 36.25% to 2.26 in 2023, then tumbled by 72.78% to 0.62 in 2024, then slumped by 253.91% to 0.95 in 2025, then surged by 131.07% to 0.29 in 2026.
  • Business Quant data shows NMIH's Interest Coverage Ratio at 0.29 in Q1 2026, 0.95 in Q4 2025, and 0.28 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Fidelity National Financial 13.08 Bn 10.42 Bn 3.16 Bn 0.23
2 Axis Capital Holdings 8.50 Bn 7.97 Bn 613.18 Mn -42.56
3 First American Financial 7.10 Bn 4.22 Bn 1.77 Bn 0.56
4 Enact Holdings 6.51 Bn 5.96 Bn 205.69 Mn 0.47
5 Mgic Investment 6.26 Bn 6.23 Bn 263.84 Mn 3.61
6 Essent 6.05 Bn 6.05 Bn 211.88 Mn 0.25
7 Radian 5.96 Bn 5.91 Bn 304.36 Mn 2.97
8 Assured Guaranty 3.78 Bn 3.28 Bn 65.00 Mn 4.18
9 NMI Holdings 3.17 Bn 3.10 Bn 134.15 Mn 0.29
10 Employers Holdings 957.12 Mn 620.72 Mn 51.80 Mn 1.04

Historic Data

Download Data
DateValue
Mar 31, 2026 0.29
Dec 31, 2025 -0.95
Sep 30, 2025 0.28
Jun 30, 2025 0.23
Mar 31, 2025 0.18
Dec 31, 2024 0.62
Sep 30, 2024 0.18
Jun 30, 2024 0.11
Mar 31, 2024 0.10
Dec 31, 2023 2.26
Sep 30, 2023 2.22
Jun 30, 2023 2.05
Mar 31, 2023 1.85
Dec 31, 2022 1.66
Sep 30, 2022 1.49
Jun 30, 2022 1.36
Mar 31, 2022 1.27
Dec 31, 2021 1.25
Sep 30, 2021 1.24
Jun 30, 2021 1.18