Growth Metrics

NMI Holdings (NMIH) Gross Margin (2016 - 2025)

Historic Gross Margin for NMI Holdings (NMIH) over the last 11 years, with Q3 2025 value amounting to 83.68%.

  • NMI Holdings' Gross Margin rose 12400.0% to 83.68% in Q3 2025 from the same period last year, while for Sep 2025 it was 82.67%, marking a year-over-year increase of 16300.0%. This contributed to the annual value of 81.81% for FY2024, which is 9300.0% up from last year.
  • Per NMI Holdings' latest filing, its Gross Margin stood at 83.68% for Q3 2025, which was up 12400.0% from 83.02% recorded in Q2 2025.
  • NMI Holdings' Gross Margin's 5-year high stood at 83.68% during Q3 2025, with a 5-year trough of 65.91% in Q4 2021.
  • Moreover, its 5-year median value for Gross Margin was 80.76% (2023), whereas its average is 77.38%.
  • Per our database at Business Quant, NMI Holdings' Gross Margin crashed by -6200bps in 2021 and then soared by 117600bps in 2022.
  • NMI Holdings' Gross Margin (Quarter) stood at 65.91% in 2021, then grew by 18bps to 77.66% in 2022, then dropped by 0bps to 77.65% in 2023, then grew by 5bps to 81.33% in 2024, then increased by 3bps to 83.68% in 2025.
  • Its Gross Margin stands at 83.68% for Q3 2025, versus 83.02% for Q2 2025 and 82.58% for Q1 2025.