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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

NMI Holdings (NMIH) Gross Margin (2016 - 2025)

Historic Gross Margin for NMI Holdings (NMIH) over the last 11 years, with Q4 2025 value amounting to 82.81%.

  • NMI Holdings' Gross Margin rose 14800.0% to 82.81% in Q4 2025 from the same period last year, while for Dec 2025 it was 83.03%, marking a year-over-year increase of 12100.0%. This contributed to the annual value of 83.03% for FY2025, which is 12100.0% up from last year.
  • Per NMI Holdings' latest filing, its Gross Margin stood at 82.81% for Q4 2025, which was up 14800.0% from 83.68% recorded in Q3 2025.
  • In the past 5 years, NMI Holdings' Gross Margin registered a high of 83.68% during Q3 2025, and its lowest value of 65.91% during Q4 2021.
  • For the 5-year period, NMI Holdings' Gross Margin averaged around 77.65%, with its median value being 80.84% (2023).
  • In the last 5 years, NMI Holdings' Gross Margin crashed by -6200bps in 2021 and then soared by 117600bps in 2022.
  • Quarter analysis of 5 years shows NMI Holdings' Gross Margin stood at 65.91% in 2021, then grew by 18bps to 77.66% in 2022, then dropped by 0bps to 77.65% in 2023, then grew by 5bps to 81.33% in 2024, then increased by 2bps to 82.81% in 2025.
  • Its Gross Margin was 82.81% in Q4 2025, compared to 83.68% in Q3 2025 and 83.02% in Q2 2025.