Growth Metrics

NMI Holdings (NMIH) Operating Income (2016 - 2025)

NMI Holdings (NMIH) has disclosed Operating Income for 14 consecutive years, with $27.5 million as the latest value for Q4 2025.

  • Quarterly Operating Income rose 21.18% to $27.5 million in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $102.9 million through Dec 2025, up 20.65% year-over-year, with the annual reading at $102.9 million for FY2025, 20.65% up from the prior year.
  • Operating Income hit $27.5 million in Q4 2025 for NMI Holdings, up from $26.8 million in the prior quarter.
  • In the past five years, Operating Income ranged from a high of $27.5 million in Q4 2025 to a low of $8.8 million in Q1 2021.
  • Historically, Operating Income has averaged $17.0 million across 5 years, with a median of $17.2 million in 2023.
  • Biggest five-year swings in Operating Income: increased 8.76% in 2021 and later surged 51.25% in 2023.
  • Year by year, Operating Income stood at $10.0 million in 2021, then soared by 32.81% to $13.3 million in 2022, then soared by 36.77% to $18.2 million in 2023, then rose by 24.5% to $22.7 million in 2024, then rose by 21.18% to $27.5 million in 2025.
  • Business Quant data shows Operating Income for NMIH at $27.5 million in Q4 2025, $26.8 million in Q3 2025, and $24.9 million in Q2 2025.