NMI Holdings (NMIH) EBT Margin (2013 - 2026)
NMI Holdings' (NMIH) quarterly EBT Margin came in at 72.89% in Q2 2026, up 176.0% year-over-year from 26.41% in Q2 2025, and up 7.03% quarter-over-quarter from 68.1% in Q1 2026.
Analysis
NMI Holdings (NMIH) EBT Margin (2013 - 2026) Analysis & Trends
NMI Holdings has disclosed EBT Margin across 14 years of filings, most recently posting 72.89% for Q2 2026.
- In Q2 2026, EBT Margin rose 176.0% year-over-year to 72.89%; the TTM figure through Jun 2026 stood at 69.34% (down 205.0% YoY), while the FY2025 annual figure was 70.75%, down 44.0% from the prior year.
- EBT Margin came in at 72.89% for Q2 2026 at NMI Holdings, up from 68.1% in the prior quarter.
- In the past five years, EBT Margin ranged from a high of 83.33% in Q3 2022 to a low of 66.59% in Q4 2024.
- Average EBT Margin over 5 years is 73.41%, with a median of 72.9% recorded in 2026.
- Year-over-year, EBT Margin jumped 1514 bps in 2022 and slumped 1253 bps in 2024.
- Over 5 years, EBT Margin stood at 79.26% in 2022, then declined by 0 bps to 79.12% in 2023, then dropped by 16 bps to 66.59% in 2024, then rose by 1 bps to 67.03% in 2025, then climbed by 9 bps to 72.89% in 2026.
- Per Business Quant data, the three most recent EBT Margin figures were 72.89% in Q2 2026, 68.1% in Q1 2026, and 67.03% in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 131.13 Bn | 117.36 Bn | 9.13 Bn | 22.91% |
| 2 | Progressive | 125.86 Bn | 120.86 Bn | 9.04 Bn | 17.83% |
| 3 | Travelers Companies | 77.43 Bn | 53.67 Bn | 6.23 Bn | 22.77% |
| 4 | Allstate | 64.54 Bn | 25.81 Bn | 16.28 Bn | 22.27% |
| 5 | Aflac | 57.68 Bn | -45.32 Bn | 2.27 Bn | 24.17% |
| 6 | American International | 39.77 Bn | 1.95 Bn | 3.50 Bn | 17.84% |
| 7 | Hartford Insurance | 37.34 Bn | 21.02 Bn | 3.18 Bn | 16.95% |
| 8 | Cincinnati Financial | 26.13 Bn | 24.24 Bn | 2.39 Bn | 36.87% |
| 9 | Loews | 22.38 Bn | 82.01 Mn | 2.57 Bn | 12.93% |
| 10 | NMI Holdings | 3.34 Bn | 3.27 Bn | 157.40 Mn | 72.89% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 72.89% |
| Mar 31, 2026 | 68.10% |
| Dec 31, 2025 | 67.03% |
| Sep 30, 2025 | 69.22% |
| Jun 30, 2025 | 71.13% |
| Mar 31, 2025 | 75.83% |
| Dec 31, 2024 | 66.59% |
| Sep 30, 2024 | 71.84% |
| Jun 30, 2024 | 73.18% |
| Mar 31, 2024 | 73.32% |
| Dec 31, 2023 | 79.12% |
| Sep 30, 2023 | 72.42% |
| Jun 30, 2023 | 72.92% |
| Mar 31, 2023 | 70.31% |
| Dec 31, 2022 | 79.26% |
| Sep 30, 2022 | 83.33% |
| Jun 30, 2022 | 80.41% |
| Mar 31, 2022 | 74.46% |
| Dec 31, 2021 | 68.60% |
| Sep 30, 2021 | 68.18% |