Growth Metrics

NMI Holdings (NMIH) EBT Margin (2012 - 2026)

NMI Holdings recorded quarterly EBT Margin of 68.1% in Q1 2026, down 14.3% quarter-over-quarter from 79.46% in Q4 2025, and down 1985.0% year-over-year from 3.61% in Q1 2025.

NMI Holdings' EBT Margin history runs 15 years deep, the most recent figure standing at 68.1% for Q1 2026.

  • In Q1 2026, EBT Margin fell 1985.0% year-over-year to 68.1%; the TTM figure through Mar 2026 stood at 74.64% (down 265.0% YoY), while the FY2025 annual figure was 82.99%, up 1181.0% from the prior year.
  • EBT Margin came in at 68.1% for Q1 2026 at NMI Holdings, down from 79.46% in the prior quarter.
  • In the past five years, EBT Margin ranged from a high of 87.95% in Q1 2025 to a low of 66.59% in Q4 2024.
  • A 5-year average of 78.58% and a median of 79.46% in 2025 frame the typical range for EBT Margin.
  • Across the five-year window, EBT Margin jumped 1514 bps in 2022 and tumbled 1985 bps in 2026, its largest moves.
  • NMI Holdings' EBT Margin stood at 79.26% in 2022, then fell by 0 bps to 79.12% in 2023, then declined by 16 bps to 66.59% in 2024, then rose by 19 bps to 79.46% in 2025, then decreased by 14 bps to 68.1% in 2026.
  • According to Business Quant data, EBT Margin over the past three periods registered 68.1%, 79.46%, and 81.73% for Q1 2026, Q4 2025, and Q3 2025 respectively.

Historic Data

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DateValue
Mar 31, 2026 68.10%
Dec 31, 2025 79.46%
Sep 30, 2025 81.73%
Jun 30, 2025 71.13%
Mar 31, 2025 87.95%
Dec 31, 2024 66.59%
Sep 30, 2024 83.25%
Jun 30, 2024 73.18%
Mar 31, 2024 83.84%
Dec 31, 2023 79.12%
Sep 30, 2023 82.48%
Jun 30, 2023 82.59%
Mar 31, 2023 78.99%
Dec 31, 2022 79.26%
Sep 30, 2022 83.33%
Jun 30, 2022 80.41%
Mar 31, 2022 74.46%
Dec 31, 2021 68.60%
Sep 30, 2021 68.18%
Jun 30, 2021 66.42%
Mar 31, 2021 63.71%
Dec 31, 2020 61.18%
Sep 30, 2020 49.96%
Jun 30, 2020 35.35%
Mar 31, 2020 73.09%
Dec 31, 2019 65.74%
Sep 30, 2019 69.20%
Jun 30, 2019 61.21%
Mar 31, 2019 52.76%
Dec 31, 2018 65.32%
Sep 30, 2018 48.69%
Jun 30, 2018 52.49%
Mar 31, 2018 48.31%
Dec 31, 2017 34.06%
Sep 30, 2017 43.79%
Jun 30, 2017 25.04%
Mar 31, 2017 20.29%
Dec 31, 2016 21.50%
Sep 30, 2016 19.77%
Jun 30, 2016 7.72%
Mar 31, 2016 -19.73%
Dec 31, 2015 -28.56%
Sep 30, 2015 -37.39%
Jun 30, 2015 -114.18%
Mar 31, 2015 -116.22%
Dec 31, 2014 -196.61%
Sep 30, 2014 -288.54%
Jun 30, 2014 -676.16%
Mar 31, 2014 -790.70%
Dec 31, 2013 -811.72%
Sep 30, 2013 -2,878.22%
Jun 30, 2013 -1,627,400.00%
Dec 31, 2012 -572.08%