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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

NMI Holdings (NMIH) EBT Margin (2016 - 2025)

NMI Holdings (NMIH) has disclosed EBT Margin for 13 consecutive years, with 79.46% as the latest value for Q4 2025.

  • Quarterly EBT Margin rose 221.0% to 79.46% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 79.83% through Dec 2025, down 224.0% year-over-year, with the annual reading at 82.99% for FY2025, 93.0% up from the prior year.
  • EBT Margin hit 79.46% in Q4 2025 for NMI Holdings, down from 81.73% in the prior quarter.
  • In the past five years, EBT Margin ranged from a high of 84.04% in Q2 2024 to a low of 63.71% in Q1 2021.
  • Historically, EBT Margin has averaged 76.37% across 5 years, with a median of 78.19% in 2023.
  • Biggest five-year swings in EBT Margin: skyrocketed 3107bps in 2021 and later tumbled -1090bps in 2023.
  • Year by year, EBT Margin stood at 68.6% in 2021, then grew by 16bps to 79.26% in 2022, then dropped by 0bps to 79.12% in 2023, then dropped by -2bps to 77.25% in 2024, then increased by 3bps to 79.46% in 2025.
  • Business Quant data shows EBT Margin for NMIH at 79.46% in Q4 2025, 81.73% in Q3 2025, and 82.92% in Q2 2025.