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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

NMI Holdings (NMIH) EBT Margin (2016 - 2025)

NMI Holdings' EBT Margin history spans 13 years, with the latest figure at 79.48% for Q4 2025.

  • For Q4 2025, EBT Margin rose 3123.0% year-over-year to 79.48%; the TTM value through Dec 2025 reached 83.0%, up 1181.0%, while the annual FY2025 figure was 79.99%, 880.0% up from the prior year.
  • EBT Margin for Q4 2025 was 79.48% at NMI Holdings, down from 81.73% in the prior quarter.
  • Across five years, EBT Margin topped out at 97.59% in Q2 2024 and bottomed at 48.25% in Q4 2024.
  • The 5-year median for EBT Margin is 76.86% (2022), against an average of 74.84%.
  • The largest annual shift saw EBT Margin soared 5786bps in 2021 before it tumbled -2697bps in 2023.
  • A 5-year view of EBT Margin shows it stood at 68.6% in 2021, then rose by 16bps to 79.26% in 2022, then tumbled by -34bps to 52.28% in 2023, then fell by -8bps to 48.25% in 2024, then skyrocketed by 65bps to 79.48% in 2025.
  • Per Business Quant, the three most recent readings for NMIH's EBT Margin are 79.48% (Q4 2025), 81.73% (Q3 2025), and 82.92% (Q2 2025).