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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

NMI Holdings (NMIH) Debt Ratio (2019 - 2025)

Historic Debt Ratio for NMI Holdings (NMIH) over the last 7 years, with Q4 2025 value amounting to 0.11.

  • NMI Holdings' Debt Ratio fell 1239.01% to 0.11 in Q4 2025 from the same period last year, while for Dec 2025 it was 0.11, marking a year-over-year decrease of 1239.01%. This contributed to the annual value of 0.11 for FY2025, which is 1239.01% down from last year.
  • As of Q4 2025, NMI Holdings' Debt Ratio stood at 0.11, which was down 1239.01% from 0.11 recorded in Q3 2025.
  • NMI Holdings' Debt Ratio's 5-year high stood at 0.18 during Q1 2021, with a 5-year trough of 0.11 in Q4 2025.
  • Its 5-year average for Debt Ratio is 0.14, with a median of 0.15 in 2023.
  • As far as peak fluctuations go, NMI Holdings' Debt Ratio rose by 12.45% in 2022, and later plummeted by 1410.19% in 2023.
  • Quarter analysis of 5 years shows NMI Holdings' Debt Ratio stood at 0.16 in 2021, then fell by 2.25% to 0.16 in 2022, then dropped by 14.1% to 0.14 in 2023, then fell by 8.35% to 0.12 in 2024, then fell by 12.39% to 0.11 in 2025.
  • Its last three reported values are 0.11 in Q4 2025, 0.11 for Q3 2025, and 0.12 during Q2 2025.