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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

NMI Holdings (NMIH) Debt Ratio (2019 - 2025)

NMI Holdings' Debt Ratio history spans 7 years, with the latest figure at 0.11 for Q3 2025.

  • For Q3 2025, Debt Ratio fell 10.52% year-over-year to 0.11; the TTM value through Sep 2025 reached 0.11, down 10.52%, while the annual FY2024 figure was 0.12, 8.35% down from the prior year.
  • Debt Ratio for Q3 2025 was 0.11 at NMI Holdings, down from 0.12 in the prior quarter.
  • Across five years, Debt Ratio topped out at 0.18 in Q1 2021 and bottomed at 0.11 in Q3 2025.
  • The 5-year median for Debt Ratio is 0.15 (2023), against an average of 0.15.
  • The largest annual shift saw Debt Ratio rose 0.12% in 2022 before it dropped 14.1% in 2023.
  • A 5-year view of Debt Ratio shows it stood at 0.16 in 2021, then fell by 2.25% to 0.16 in 2022, then decreased by 14.1% to 0.14 in 2023, then fell by 8.35% to 0.12 in 2024, then dropped by 9.82% to 0.11 in 2025.
  • Per Business Quant, the three most recent readings for NMIH's Debt Ratio are 0.11 (Q3 2025), 0.12 (Q2 2025), and 0.12 (Q1 2025).