NMI Holdings (NMIH) Debt Ratio (2015 - 2026)

NMI Holdings (NMIH) reported Debt Ratio of 0.11 for Q1 2026, down 11.19% on a YoY basis from 0.12 in Q1 2025, and down 1.64% sequentially from 0.11 in Q4 2025.

NMI Holdings (NMIH) Debt Ratio (2015 - 2026) Analysis & Trends

NMI Holdings (NMIH) has 12 years of Debt Ratio data on file, last reported at 0.11 in Q1 2026.

  • For the quarter ending Q1 2026, Debt Ratio fell 11.19% year-over-year to 0.11; the trailing twelve-month figure through Mar 2026 stood at 0.11 (down 11.19% YoY), and the FY2025 full-year result was 0.11, down 12.39% from the prior year.
  • Debt Ratio slipped to 0.11 in Q1 2026, from 0.11 in the prior quarter.
  • In the past five years, Debt Ratio ranged from a high of 0.17 in Q2 2022 to a low of 0.11 in Q1 2026.
  • A 5-year average of 0.14 and a median of 0.13 in 2024 frame the typical range for Debt Ratio.
  • Across the five-year window, Debt Ratio advanced 0.12% in 2022 and slipped 14.1% in 2023, its largest moves.
  • Tracing NMIH's Debt Ratio over 5 years: stood at 0.16 in 2022, then fell by 14.1% to 0.14 in 2023, then retreated by 8.35% to 0.12 in 2024, then fell by 12.39% to 0.11 in 2025, then dropped by 1.64% to 0.11 in 2026.
  • Business Quant data shows NMIH's Debt Ratio at 0.11 in Q1 2026, 0.11 in Q4 2025, and 0.11 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Fidelity National Financial 13.08 Bn 10.42 Bn 3.16 Bn 0.04
2 Axis Capital Holdings 8.50 Bn 7.97 Bn 613.18 Mn 0.00
3 First American Financial 7.10 Bn 4.22 Bn 1.77 Bn -
4 Enact Holdings 6.51 Bn 5.96 Bn 205.69 Mn 0.11
5 Mgic Investment 6.26 Bn 6.23 Bn 263.84 Mn 0.10
6 Essent 6.05 Bn 6.05 Bn 211.88 Mn 0.07
7 Radian 5.96 Bn 5.91 Bn 304.36 Mn 0.12
8 Assured Guaranty 3.78 Bn 3.28 Bn 65.00 Mn 0.13
9 NMI Holdings 3.17 Bn 3.10 Bn 134.15 Mn 0.11
10 Employers Holdings 957.12 Mn 620.72 Mn 51.80 Mn 0.04

Historic Data

Download Data
DateValue
Mar 31, 2026 0.11
Dec 31, 2025 0.11
Sep 30, 2025 0.11
Jun 30, 2025 0.12
Mar 31, 2025 0.12
Dec 31, 2024 0.12
Sep 30, 2024 0.12
Jun 30, 2024 0.13
Mar 31, 2024 0.13
Dec 31, 2023 0.14
Sep 30, 2023 0.14
Jun 30, 2023 0.15
Mar 31, 2023 0.15
Dec 31, 2022 0.16
Sep 30, 2022 0.16
Jun 30, 2022 0.17
Mar 31, 2022 0.16
Dec 31, 2021 0.16
Sep 30, 2021 0.16
Jun 30, 2021 0.17