NMI Holdings (NMIH) Debt Ratio (2015 - 2026)
NMI Holdings' (NMIH) quarterly Debt Ratio came in at 0.1 in Q2 2026, down 9.74% year-over-year from 0.12 in Q2 2025, and down 2.08% quarter-over-quarter from 0.11 in Q1 2026.
Analysis
NMI Holdings (NMIH) Debt Ratio (2015 - 2026) Analysis & Trends
NMI Holdings has disclosed Debt Ratio across 12 years of filings, most recently posting 0.1 for Q2 2026.
- In Q2 2026, Debt Ratio fell 9.74% year-over-year to 0.1; the TTM figure through Jun 2026 stood at 0.1 (down 9.74% YoY), while the FY2025 annual figure was 0.11, down 12.39% from the prior year.
- Debt Ratio came in at 0.1 for Q2 2026 at NMI Holdings, down from 0.11 in the prior quarter.
- In the past five years, Debt Ratio ranged from a high of 0.17 in Q2 2022 to a low of 0.1 in Q2 2026.
- Average Debt Ratio over 5 years is 0.13, with a median of 0.13 recorded in 2024.
- Year-over-year, Debt Ratio climbed 0.12% in 2022 and dropped 14.1% in 2023.
- Over 5 years, Debt Ratio stood at 0.16 in 2022, then retreated by 14.1% to 0.14 in 2023, then decreased by 8.35% to 0.12 in 2024, then retreated by 12.39% to 0.11 in 2025, then declined by 3.68% to 0.1 in 2026.
- Per Business Quant data, the three most recent Debt Ratio figures were 0.1 in Q2 2026, 0.11 in Q1 2026, and 0.11 in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 131.13 Bn | 117.36 Bn | 9.13 Bn | 0.07 |
| 2 | Progressive | 125.86 Bn | 120.86 Bn | 9.04 Bn | - |
| 3 | Travelers Companies | 77.43 Bn | 53.67 Bn | 6.23 Bn | - |
| 4 | Allstate | 64.54 Bn | 25.81 Bn | 16.28 Bn | 0.06 |
| 5 | Aflac | 57.68 Bn | -45.32 Bn | 2.27 Bn | 0.06 |
| 6 | American International | 39.77 Bn | 1.95 Bn | 3.50 Bn | 0.05 |
| 7 | Hartford Insurance | 37.34 Bn | 21.02 Bn | 3.18 Bn | 0.05 |
| 8 | Cincinnati Financial | 26.13 Bn | 24.24 Bn | 2.39 Bn | 0.02 |
| 9 | Loews | 22.38 Bn | 82.01 Mn | 2.57 Bn | 0.10 |
| 10 | NMI Holdings | 3.34 Bn | 3.27 Bn | 157.40 Mn | 0.10 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.10 |
| Mar 31, 2026 | 0.11 |
| Dec 31, 2025 | 0.11 |
| Sep 30, 2025 | 0.11 |
| Jun 30, 2025 | 0.12 |
| Mar 31, 2025 | 0.12 |
| Dec 31, 2024 | 0.12 |
| Sep 30, 2024 | 0.12 |
| Jun 30, 2024 | 0.13 |
| Mar 31, 2024 | 0.13 |
| Dec 31, 2023 | 0.14 |
| Sep 30, 2023 | 0.14 |
| Jun 30, 2023 | 0.15 |
| Mar 31, 2023 | 0.15 |
| Dec 31, 2022 | 0.16 |
| Sep 30, 2022 | 0.16 |
| Jun 30, 2022 | 0.17 |
| Mar 31, 2022 | 0.16 |
| Dec 31, 2021 | 0.16 |
| Sep 30, 2021 | 0.16 |