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Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

NMI Holdings (NMIH) EBITDA Margin (2016 - 2025)

NMI Holdings (NMIH) has disclosed EBITDA Margin for 13 consecutive years, with 66.77% as the latest value for Q4 2025.

  • Quarterly EBITDA Margin rose 3656.0% to 66.77% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 74.69% through Dec 2025, up 825.0% year-over-year, with the annual reading at 77.65% for FY2025, 1121.0% up from the prior year.
  • EBITDA Margin hit 66.77% in Q4 2025 for NMI Holdings, down from 76.06% in the prior quarter.
  • In the past five years, EBITDA Margin ranged from a high of 118.15% in Q4 2023 to a low of 26.71% in Q1 2022.
  • Historically, EBITDA Margin has averaged 53.81% across 5 years, with a median of 61.02% in 2024.
  • Biggest five-year swings in EBITDA Margin: soared 10491bps in 2023 and later plummeted -8795bps in 2024.
  • Year by year, EBITDA Margin stood at 37.44% in 2021, then surged by 101bps to 75.16% in 2022, then soared by 57bps to 118.15% in 2023, then crashed by -74bps to 30.21% in 2024, then surged by 121bps to 66.77% in 2025.
  • Business Quant data shows EBITDA Margin for NMIH at 66.77% in Q4 2025, 76.06% in Q3 2025, and 78.77% in Q2 2025.