NMI Holdings (NMIH) EBITDA Margin (2013 - 2026)
NMI Holdings' (NMIH) quarterly EBITDA Margin came in at 16.14% in Q2 2026, up 179.0% year-over-year from 5.79% in Q2 2025, and up 3.55% quarter-over-quarter from 15.59% in Q1 2026.
Powered by 
Analysis
NMI Holdings (NMIH) EBITDA Margin (2013 - 2026) Analysis & Trends
NMI Holdings has disclosed EBITDA Margin across 14 years of filings, most recently posting 16.14% for Q2 2026.
- In Q2 2026, EBITDA Margin rose 179.0% year-over-year to 16.14%; the TTM figure through Jun 2026 stood at 15.5% (up 169.0% YoY), while the FY2025 annual figure was 14.57%, up 147.0% from the prior year.
- EBITDA Margin came in at 16.14% for Q2 2026 at NMI Holdings, up from 15.59% in the prior quarter.
- In the past five years, EBITDA Margin ranged from a high of 16.14% in Q2 2026 to a low of 8.75% in Q1 2022.
- Average EBITDA Margin over 5 years is 12.76%, with a median of 13.15% recorded in 2024.
- Year-over-year, EBITDA Margin soared 257 bps in 2023 and dropped 8 bps in 2024.
- Over 5 years, EBITDA Margin stood at 11.16% in 2022, then gained by 23 bps to 13.73% in 2023, then fell by 1 bps to 13.64% in 2024, then gained by 12 bps to 15.23% in 2025, then rose by 6 bps to 16.14% in 2026.
- Per Business Quant data, the three most recent EBITDA Margin figures were 16.14% in Q2 2026, 15.59% in Q1 2026, and 15.23% in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 131.13 Bn | 117.36 Bn | 9.13 Bn | 11.13% |
| 2 | Progressive | 125.86 Bn | 120.86 Bn | 9.04 Bn | -43.89% |
| 3 | Travelers Companies | 77.43 Bn | 53.67 Bn | 6.23 Bn | 8.80% |
| 4 | Allstate | 64.54 Bn | 25.81 Bn | 16.28 Bn | 5.43% |
| 5 | Aflac | 57.68 Bn | -45.32 Bn | 2.27 Bn | 23.90% |
| 6 | American International | 39.77 Bn | 1.95 Bn | 3.50 Bn | 15.91% |
| 7 | Hartford Insurance | 37.34 Bn | 21.02 Bn | 3.18 Bn | 11.01% |
| 8 | Cincinnati Financial | 26.13 Bn | 24.24 Bn | 2.39 Bn | 7.46% |
| 9 | Loews | 22.38 Bn | 82.01 Mn | 2.57 Bn | 16.08% |
| 10 | NMI Holdings | 3.34 Bn | 3.27 Bn | 157.40 Mn | 16.14% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 16.14% |
| Mar 31, 2026 | 15.59% |
| Dec 31, 2025 | 15.23% |
| Sep 30, 2025 | 14.98% |
| Jun 30, 2025 | 14.36% |
| Mar 31, 2025 | 13.67% |
| Dec 31, 2024 | 13.64% |
| Sep 30, 2024 | 13.53% |
| Jun 30, 2024 | 12.76% |
| Mar 31, 2024 | 12.44% |
| Dec 31, 2023 | 13.73% |
| Sep 30, 2023 | 12.05% |
| Jun 30, 2023 | 11.58% |
| Mar 31, 2023 | 10.89% |
| Dec 31, 2022 | 11.16% |
| Sep 30, 2022 | 10.10% |
| Jun 30, 2022 | 9.04% |
| Mar 31, 2022 | 8.75% |
| Dec 31, 2021 | 8.82% |
| Sep 30, 2021 | 8.65% |