NMI Holdings (NMIH) EBT Margin (2013 - 2026)
NMI Holdings (NMIH) posted EBT Margin of 72.89% for Q2 2026, up 1.76 percentage points from 71.13% a year earlier and up 4.79 percentage points from the prior quarter.
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Analysis
NMI Holdings (NMIH) EBT Margin (2013 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, EBT Margin at NMI Holdings was 69.34%, down 2.05 percentage points year-over-year; for FY2025, it came in at 70.75%, down 0.44 percentage points from FY2024.
- Annual EBT Margin has declined for three consecutive years, though with a five-year change of +20.41 percentage points (FY2020 to FY2025).
- In prior years, NMI Holdings' EBT Margin was 71.19% in FY2024 (-0.09 pp), 71.28% in FY2023 (-0.82 pp), 72.09% in FY2022 (+10.92 pp) and 61.17% in FY2021 (+10.83 pp).
- The Q2 2026 figure stands as the highest quarterly EBT Margin since Q1 2025.
- On a year-over-year basis, EBT Margin increased in three of the last eight quarters, with an average year-over-year change of -2.60 percentage points.
- The strongest year-over-year quarter for EBT Margin in the past five years was Q3 2021, with a gain of 18.23 percentage points; the weakest was Q4 2024, with a drop of 12.53 percentage points.
- According to Business Quant data, EBT Margin for the three prior quarters was 68.10% (Q1 2026), 67.03% (Q4 2025) and 69.22% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,248.67 Bn | -185.49 Bn | 56.71 Bn | 25.70% |
| 2 | Chubb | 141.22 Bn | 92.15 Bn | 8.67 Bn | 21.01% |
| 3 | Progressive | 134.26 Bn | 109.78 Bn | 8.29 Bn | 13.95% |
| 4 | Marsh & Mclennan Companies | 98.32 Bn | 90.72 Bn | - | 15.05% |
| 5 | Travelers Companies | 82.09 Bn | 59.57 Bn | 5.93 Bn | 19.09% |
| 6 | Manulife Financial | 75.36 Bn | -19.02 Bn | - | 14.27% |
| 7 | Arthur J. Gallagher | 72.54 Bn | 67.17 Bn | 3.33 Bn | 12.95% |
| 8 | Aon | 71.33 Bn | 50.56 Bn | - | 14.92% |
| 9 | Allstate | 65.04 Bn | 22.10 Bn | -9.85 Bn | 2,726.04% |
| 10 | NMI Holdings | 2.90 Bn | 2.64 Bn | 158.44 Mn | 64.15% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 64.15% |
| Jun 30, 2026 | 72.89% |
| Mar 31, 2026 | 68.10% |
| Dec 31, 2025 | 67.03% |
| Sep 30, 2025 | 69.22% |
| Jun 30, 2025 | 71.13% |
| Mar 31, 2025 | 75.83% |
| Dec 31, 2024 | 66.59% |
| Sep 30, 2024 | 71.84% |
| Jun 30, 2024 | 73.18% |
| Mar 31, 2024 | 73.32% |
| Dec 31, 2023 | 79.12% |
| Sep 30, 2023 | 72.42% |
| Jun 30, 2023 | 72.92% |
| Mar 31, 2023 | 70.31% |
| Dec 31, 2022 | 79.26% |
| Sep 30, 2022 | 83.33% |
| Jun 30, 2022 | 80.41% |
| Mar 31, 2022 | 74.46% |
| Dec 31, 2021 | 68.60% |
API Access
NMI Holdings EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=NMIH&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "NMIH", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=NMIH&period=max&api_key=YOUR_API_KEY");
const data = await res.json();