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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

NMI Holdings (NMIH) Operating Margin (2016 - 2025)

Historic Operating Margin for NMI Holdings (NMIH) over the last 14 years, with Q4 2025 value amounting to 15.23%.

  • NMI Holdings' Operating Margin rose 15900.0% to 15.23% in Q4 2025 from the same period last year, while for Dec 2025 it was 14.57%, marking a year-over-year increase of 14700.0%. This contributed to the annual value of 14.57% for FY2025, which is 14700.0% up from last year.
  • According to the latest figures from Q4 2025, NMI Holdings' Operating Margin is 15.23%, which was up 15900.0% from 14.98% recorded in Q3 2025.
  • NMI Holdings' 5-year Operating Margin high stood at 15.23% for Q4 2025, and its period low was 8.32% during Q1 2021.
  • Its 5-year average for Operating Margin is 11.61%, with a median of 11.81% in 2023.
  • Its Operating Margin has fluctuated over the past 5 years, first soared by 25700bps in 2023, then tumbled by -800bps in 2024.
  • Quarter analysis of 5 years shows NMI Holdings' Operating Margin stood at 8.82% in 2021, then grew by 27bps to 11.16% in 2022, then increased by 23bps to 13.73% in 2023, then dropped by -1bps to 13.64% in 2024, then increased by 12bps to 15.23% in 2025.
  • Its Operating Margin was 15.23% in Q4 2025, compared to 14.98% in Q3 2025 and 14.36% in Q2 2025.