Growth Metrics

NMI Holdings (NMIH) Equity Ratio (2016 - 2025)

NMI Holdings (NMIH) has disclosed Equity Ratio for 14 consecutive years, with 0.67 as the latest value for Q4 2025.

  • Quarterly Equity Ratio rose 1.95% to 0.67 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 0.67 through Dec 2025, up 1.95% year-over-year, with the annual reading at 0.67 for FY2025, 1.95% up from the prior year.
  • Equity Ratio hit 0.67 in Q4 2025 for NMI Holdings, roughly flat from 0.67 in the prior quarter.
  • In the past five years, Equity Ratio ranged from a high of 0.67 in Q4 2025 to a low of 0.63 in Q1 2021.
  • Historically, Equity Ratio has averaged 0.65 across 5 years, with a median of 0.65 in 2023.
  • Biggest YoY gain for Equity Ratio was 3.1% in 2021; the steepest drop was 10.19% in 2021.
  • Year by year, Equity Ratio stood at 0.64 in 2021, then rose by 0.38% to 0.64 in 2022, then grew by 2.12% to 0.65 in 2023, then increased by 1.06% to 0.66 in 2024, then grew by 1.95% to 0.67 in 2025.
  • Business Quant data shows Equity Ratio for NMIH at 0.67 in Q4 2025, 0.67 in Q3 2025, and 0.67 in Q2 2025.