NMI Holdings (NMIH) Times Interest Earned (2012 - 2026)
NMI Holdings (NMIH) posted quarterly Times Interest Earned of $0.31 for Q2 2026, up 34.82% year-over-year from $0.23 in Q2 2025, and up 3.94% on a QoQ basis from $0.29 in Q1 2026.
NMI Holdings (NMIH) Times Interest Earned (2012 - 2026) Analysis & Trends
NMI Holdings has reported Times Interest Earned for 15 years, with the latest figure at $0.31 in Q2 2026.
- Times Interest Earned for Q2 2026 came in at $0.31, up 34.82% year-over-year; the trailing twelve-month figure through Jun 2026 was $1.14 (up 33.84% YoY), and the FY2025 annual result was $1.19, up 121.83% from the prior year.
- Times Interest Earned rose to $0.31 in Q2 2026, from $0.29 in the prior quarter.
- Over five years, Times Interest Earned peaked at $2.72 in Q4 2025 and troughed at -$1.44 in Q4 2024.
- A 5-year average of $0.95 and a median of $0.79 in 2022 frame the typical range for Times Interest Earned.
- The widest annual swing landed in 2024, when Times Interest Earned tumbled 163.64%; it then jumped 289.24% in 2025.
- A 5-year view of Times Interest Earned shows it stood at $1.66 in 2022, then soared by 36.25% to $2.26 in 2023, then tumbled by 163.64% to -$1.44 in 2024, then soared by 289.24% to $2.72 in 2025, then sank by 88.77% to $0.31 in 2026.
- Per Business Quant data, the three most recent Times Interest Earned figures were $0.31 in Q2 2026, $0.29 in Q1 2026, and $2.72 in Q4 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Fidelity National Financial | 12.65 Bn | 8.08 Bn | 3.59 Bn | 13.30 |
| 2 | First American Financial | 7.36 Bn | 4.25 Bn | 1.77 Bn | 4.02 |
| 3 | Axis Capital Holdings | 7.25 Bn | 6.47 Bn | 819.78 Mn | -42.61 |
| 4 | Enact Holdings | 6.85 Bn | 6.36 Bn | 284.04 Mn | 5.86 |
| 5 | Mgic Investment | 6.47 Bn | 6.25 Bn | 284.40 Mn | 6.68 |
| 6 | Essent | 6.18 Bn | 6.18 Bn | 313.73 Mn | 7.56 |
| 7 | Ryan Specialty Holdings | 5.43 Bn | 5.29 Bn | - | - |
| 8 | Radian | 4.96 Bn | 4.22 Bn | 380.01 Mn | 3.35 |
| 9 | NMI Holdings | 3.42 Bn | 3.35 Bn | 157.40 Mn | 4.26 |
| 10 | Assured Guaranty | 3.29 Bn | -506.61 Mn | 156.00 Mn | 4.45 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.31 |
| Mar 31, 2026 | 0.29 |
| Dec 31, 2025 | 0.98 |
| Sep 30, 2025 | 0.28 |
| Jun 30, 2025 | 0.23 |
| Mar 31, 2025 | 0.18 |
| Dec 31, 2024 | 1.69 |
| Sep 30, 2024 | 0.18 |
| Jun 30, 2024 | 0.11 |
| Mar 31, 2024 | 0.10 |
| Dec 31, 2023 | 2.26 |
| Sep 30, 2023 | 2.22 |
| Jun 30, 2023 | 2.05 |
| Mar 31, 2023 | 1.85 |
| Dec 31, 2022 | 1.66 |
| Sep 30, 2022 | 1.49 |
| Jun 30, 2022 | 1.36 |
| Mar 31, 2022 | 1.27 |
| Dec 31, 2021 | 1.25 |
| Sep 30, 2021 | 1.24 |