NMI Holdings (NMIH) Retained Earnings (2012 - 2026)
NMI Holdings' (NMIH) quarterly Retained Earnings came in at $2.1 billion in Q1 2026, up 2303.08% year-on-year from $86.2 million in Q1 2025, and up 4595.18% quarter-over-quarter from -$46.1 million in Q4 2025.
NMI Holdings (NMIH) Retained Earnings (2012 - 2026) Analysis & Trends
NMI Holdings has disclosed Retained Earnings across 15 years of filings, most recently posting $2.1 billion for Q1 2026.
- Retained Earnings for Q1 2026 came in at $2.1 billion, up 2303.08% year-over-year; the trailing twelve-month figure through Mar 2026 was $2.1 billion (up 2303.08% YoY), and the FY2025 annual result was -$46.1 million, up 63.08% from the prior year.
- Retained Earnings came in at $2.1 billion for Q1 2026 at NMI Holdings, up from -$46.1 million in the prior quarter.
- In the past five years, Retained Earnings ranged from a high of $2.1 billion in Q1 2026 to a low of -$187.3 million in Q2 2023.
- The 5-year median for Retained Earnings is -$72.8 million (2025), against an average of $348.2 million.
- Across the five-year window, Retained Earnings sank 1215.55% in 2022 and surged 2303.08% in 2026, its largest moves.
- NMI Holdings' Retained Earnings stood at $901.0 million in 2022, then jumped by 35.75% to $1.2 billion in 2023, then slumped by 110.2% to -$124.8 million in 2024, then soared by 63.08% to -$46.1 million in 2025, then surged by 4595.18% to $2.1 billion in 2026.
- The last three Retained Earnings figures came in at $2.1 billion (Q1 2026), -$46.1 million (Q4 2025), and -$53.7 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Fidelity National Financial | 12.62 Bn | 9.96 Bn | 2.62 Bn | 5.59 Bn |
| 2 | Axis Capital Holdings | 7.48 Bn | 6.61 Bn | - | -97.13 Mn |
| 3 | First American Financial | 7.03 Bn | 4.14 Bn | 1.24 Bn | -322.50 Mn |
| 4 | Enact Holdings | 5.98 Bn | 5.43 Bn | 205.74 Mn | -82.71 Mn |
| 5 | Mgic Investment | 5.62 Bn | 5.37 Bn | 202.12 Mn | -167.48 Mn |
| 6 | Essent | 5.48 Bn | 5.48 Bn | - | -187.94 Mn |
| 7 | Radian | 4.76 Bn | 4.68 Bn | 368.17 Mn | 5.22 Bn |
| 8 | Ryan Specialty Holdings | 4.49 Bn | 4.92 Bn | - | 120.53 Mn |
| 9 | Assured Guaranty | 3.43 Bn | -489.19 Mn | 216.00 Mn | 5.82 Bn |
| 10 | NMI Holdings | 2.86 Bn | 2.78 Bn | 152.85 Mn | 2.07 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.07 Bn |
| Dec 31, 2025 | -46.08 Mn |
| Sep 30, 2025 | -53.65 Mn |
| Jun 30, 2025 | -72.76 Mn |
| Mar 31, 2025 | -94.03 Mn |
| Dec 31, 2024 | -124.80 Mn |
| Sep 30, 2024 | -81.99 Mn |
| Jun 30, 2024 | -151.37 Mn |
| Mar 31, 2024 | -149.82 Mn |
| Dec 31, 2023 | 1.22 Bn |
| Sep 30, 2023 | 1.14 Bn |
| Jun 30, 2023 | -187.32 Mn |
| Mar 31, 2023 | 975.50 Mn |
| Dec 31, 2022 | 901.04 Mn |
| Sep 30, 2022 | 828.10 Mn |
| Jun 30, 2022 | -161.32 Mn |
| Mar 31, 2022 | -97.31 Mn |
| Dec 31, 2021 | 608.14 Mn |
| Sep 30, 2021 | 547.62 Mn |
| Jun 30, 2021 | 487.42 Mn |