NMI Holdings (NMIH) Retained Earnings (2012 - 2026)

NMI Holdings' (NMIH) quarterly Retained Earnings came in at $2.1 billion in Q1 2026, up 2303.08% year-on-year from $86.2 million in Q1 2025, and up 4595.18% quarter-over-quarter from -$46.1 million in Q4 2025.

NMI Holdings (NMIH) Retained Earnings (2012 - 2026) Analysis & Trends

NMI Holdings has disclosed Retained Earnings across 15 years of filings, most recently posting $2.1 billion for Q1 2026.

  • Retained Earnings for Q1 2026 came in at $2.1 billion, up 2303.08% year-over-year; the trailing twelve-month figure through Mar 2026 was $2.1 billion (up 2303.08% YoY), and the FY2025 annual result was -$46.1 million, up 63.08% from the prior year.
  • Retained Earnings came in at $2.1 billion for Q1 2026 at NMI Holdings, up from -$46.1 million in the prior quarter.
  • In the past five years, Retained Earnings ranged from a high of $2.1 billion in Q1 2026 to a low of -$187.3 million in Q2 2023.
  • The 5-year median for Retained Earnings is -$72.8 million (2025), against an average of $348.2 million.
  • Across the five-year window, Retained Earnings sank 1215.55% in 2022 and surged 2303.08% in 2026, its largest moves.
  • NMI Holdings' Retained Earnings stood at $901.0 million in 2022, then jumped by 35.75% to $1.2 billion in 2023, then slumped by 110.2% to -$124.8 million in 2024, then soared by 63.08% to -$46.1 million in 2025, then surged by 4595.18% to $2.1 billion in 2026.
  • The last three Retained Earnings figures came in at $2.1 billion (Q1 2026), -$46.1 million (Q4 2025), and -$53.7 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Fidelity National Financial 12.62 Bn 9.96 Bn 2.62 Bn 5.59 Bn
2 Axis Capital Holdings 7.48 Bn 6.61 Bn - -97.13 Mn
3 First American Financial 7.03 Bn 4.14 Bn 1.24 Bn -322.50 Mn
4 Enact Holdings 5.98 Bn 5.43 Bn 205.74 Mn -82.71 Mn
5 Mgic Investment 5.62 Bn 5.37 Bn 202.12 Mn -167.48 Mn
6 Essent 5.48 Bn 5.48 Bn - -187.94 Mn
7 Radian 4.76 Bn 4.68 Bn 368.17 Mn 5.22 Bn
8 Ryan Specialty Holdings 4.49 Bn 4.92 Bn - 120.53 Mn
9 Assured Guaranty 3.43 Bn -489.19 Mn 216.00 Mn 5.82 Bn
10 NMI Holdings 2.86 Bn 2.78 Bn 152.85 Mn 2.07 Bn

Historic Data

Download Data
DateValue
Mar 31, 2026 2.07 Bn
Dec 31, 2025 -46.08 Mn
Sep 30, 2025 -53.65 Mn
Jun 30, 2025 -72.76 Mn
Mar 31, 2025 -94.03 Mn
Dec 31, 2024 -124.80 Mn
Sep 30, 2024 -81.99 Mn
Jun 30, 2024 -151.37 Mn
Mar 31, 2024 -149.82 Mn
Dec 31, 2023 1.22 Bn
Sep 30, 2023 1.14 Bn
Jun 30, 2023 -187.32 Mn
Mar 31, 2023 975.50 Mn
Dec 31, 2022 901.04 Mn
Sep 30, 2022 828.10 Mn
Jun 30, 2022 -161.32 Mn
Mar 31, 2022 -97.31 Mn
Dec 31, 2021 608.14 Mn
Sep 30, 2021 547.62 Mn
Jun 30, 2021 487.42 Mn