NMI Holdings (NMIH) Retained Earnings (2012 - 2026)
NMI Holdings (NMIH) reported Retained Earnings of $2.1 billion for Q1 2026, up 22.88% on a YoY basis from $1.7 billion in Q1 2025, and up 4595.18% sequentially from -$46.1 million in Q4 2025.
NMI Holdings (NMIH) Retained Earnings (2012 - 2026) Analysis & Trends
NMI Holdings (NMIH) has 15 years of Retained Earnings data on file, last reported at $2.1 billion in Q1 2026.
- For the quarter ending Q1 2026, Retained Earnings rose 22.88% year-over-year to $2.1 billion; the trailing twelve-month figure through Mar 2026 stood at $2.1 billion (up 22.88% YoY), and the FY2025 full-year result was -$46.1 million, up 63.08% from the prior year.
- Retained Earnings climbed to $2.1 billion in Q1 2026, from -$46.1 million in the prior quarter.
- In the past five years, Retained Earnings ranged from a high of $2.1 billion in Q1 2026 to a low of -$161.3 million in Q2 2022.
- A 5-year average of $842.1 million and a median of $977.3 million in 2023 frame the typical range for Retained Earnings.
- Peak annual rise in Retained Earnings reached 4178.05% in 2022, while the deepest fall reached 117.09% in 2022.
- Tracing NMIH's Retained Earnings over 5 years: stood at $901.0 million in 2022, then soared by 35.75% to $1.2 billion in 2023, then tumbled by 110.2% to -$124.8 million in 2024, then surged by 63.08% to -$46.1 million in 2025, then jumped by 4595.18% to $2.1 billion in 2026.
- Business Quant data shows NMIH's Retained Earnings at $2.1 billion in Q1 2026, -$46.1 million in Q4 2025, and $1.0 billion in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Fidelity National Financial | 13.08 Bn | 10.42 Bn | 3.16 Bn | -1.90 Bn |
| 2 | Axis Capital Holdings | 8.50 Bn | 7.97 Bn | 613.18 Mn | -97.13 Mn |
| 3 | First American Financial | 7.10 Bn | 4.22 Bn | 1.77 Bn | 4.24 Bn |
| 4 | Enact Holdings | 6.51 Bn | 5.96 Bn | 205.69 Mn | 3.82 Bn |
| 5 | Mgic Investment | 6.26 Bn | 6.23 Bn | 263.84 Mn | -167.48 Mn |
| 6 | Essent | 6.05 Bn | 6.05 Bn | 211.88 Mn | -187.94 Mn |
| 7 | Radian | 5.96 Bn | 5.91 Bn | 304.36 Mn | 842.24 Mn |
| 8 | Assured Guaranty | 3.78 Bn | 3.28 Bn | 65.00 Mn | -280.00 Mn |
| 9 | NMI Holdings | 3.17 Bn | 3.10 Bn | 134.15 Mn | 2.07 Bn |
| 10 | Employers Holdings | 957.12 Mn | 620.72 Mn | 51.80 Mn | 1.46 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.07 Bn |
| Dec 31, 2025 | -46.08 Mn |
| Sep 30, 2025 | 1.01 Bn |
| Jun 30, 2025 | -72.76 Mn |
| Mar 31, 2025 | 1.69 Bn |
| Dec 31, 2024 | -124.80 Mn |
| Sep 30, 2024 | 997.57 Mn |
| Jun 30, 2024 | 1.40 Bn |
| Mar 31, 2024 | 989.35 Mn |
| Dec 31, 2023 | 1.22 Bn |
| Sep 30, 2023 | 981.04 Mn |
| Jun 30, 2023 | 977.30 Mn |
| Mar 31, 2023 | 975.50 Mn |
| Dec 31, 2022 | 901.04 Mn |
| Sep 30, 2022 | 828.10 Mn |
| Jun 30, 2022 | -161.32 Mn |
| Mar 31, 2022 | 675.82 Mn |
| Dec 31, 2021 | 608.14 Mn |
| Sep 30, 2021 | 19.36 Mn |
| Jun 30, 2021 | 944.12 Mn |