NMI Holdings (NMIH) Retained Earnings (2012 - 2026)
NMI Holdings (NMIH) posted quarterly Retained Earnings of $2.2 billion for Q2 2026, up 22.19% year-over-year from $1.8 billion in Q2 2025, and up 5.11% on a QoQ basis from $2.1 billion in Q1 2026.
NMI Holdings (NMIH) Retained Earnings (2012 - 2026) Analysis & Trends
NMI Holdings has reported Retained Earnings for 15 years, with the latest figure at $2.2 billion in Q2 2026.
- Retained Earnings for Q2 2026 came in at $2.2 billion, up 22.19% year-over-year; the trailing twelve-month figure through Jun 2026 was $2.2 billion (up 22.19% YoY), and the FY2025 annual result was $2.0 billion, up 24.56% from the prior year.
- Retained Earnings advanced to $2.2 billion in Q2 2026, from $2.1 billion in the prior quarter.
- Over five years, Retained Earnings peaked at $2.2 billion in Q2 2026 and troughed at $960.7 million in Q1 2022.
- A 5-year average of $1.4 billion and a median of $1.4 billion in 2024 frame the typical range for Retained Earnings.
- The widest annual swing landed in 2023, when Retained Earnings gained 1.54%; it then jumped 34.52% in 2024.
- A 5-year view of Retained Earnings shows it stood at $972.7 million in 2022, then grew by 25.75% to $1.2 billion in 2023, then gained by 29.44% to $1.6 billion in 2024, then rose by 24.56% to $2.0 billion in 2025, then rose by 10.4% to $2.2 billion in 2026.
- Per Business Quant data, the three most recent Retained Earnings figures were $2.2 billion in Q2 2026, $2.1 billion in Q1 2026, and $2.0 billion in Q4 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Fidelity National Financial | 12.63 Bn | 8.06 Bn | 3.59 Bn | 5.73 Bn |
| 2 | First American Financial | 7.37 Bn | 4.25 Bn | 1.77 Bn | 4.24 Bn |
| 3 | Axis Capital Holdings | 7.29 Bn | 6.51 Bn | 819.78 Mn | 8.61 Bn |
| 4 | Enact Holdings | 6.89 Bn | 6.39 Bn | 284.04 Mn | 3.96 Bn |
| 5 | Mgic Investment | 6.50 Bn | 6.28 Bn | 284.40 Mn | 3.17 Bn |
| 6 | Essent | 6.23 Bn | 6.23 Bn | 313.73 Mn | 5.55 Bn |
| 7 | Ryan Specialty Holdings | 5.42 Bn | 5.28 Bn | - | 355.76 Mn |
| 8 | Radian | 4.97 Bn | 4.23 Bn | 380.01 Mn | 5.30 Bn |
| 9 | NMI Holdings | 3.45 Bn | 3.38 Bn | 157.40 Mn | 2.18 Bn |
| 10 | Assured Guaranty | 3.29 Bn | -502.18 Mn | 156.00 Mn | 5.81 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 2.18 Bn |
| Mar 31, 2026 | 2.07 Bn |
| Dec 31, 2025 | -46.08 Mn |
| Sep 30, 2025 | 1.01 Bn |
| Jun 30, 2025 | -72.76 Mn |
| Mar 31, 2025 | 1.69 Bn |
| Dec 31, 2024 | -124.80 Mn |
| Sep 30, 2024 | 997.57 Mn |
| Jun 30, 2024 | 1.40 Bn |
| Mar 31, 2024 | 989.35 Mn |
| Dec 31, 2023 | 1.22 Bn |
| Sep 30, 2023 | 981.04 Mn |
| Jun 30, 2023 | 977.30 Mn |
| Mar 31, 2023 | 975.50 Mn |
| Dec 31, 2022 | 901.04 Mn |
| Sep 30, 2022 | 828.10 Mn |
| Jun 30, 2022 | -161.32 Mn |
| Mar 31, 2022 | 675.82 Mn |
| Dec 31, 2021 | 608.14 Mn |
| Sep 30, 2021 | 19.36 Mn |