Growth Metrics

NMI Holdings (NMIH) Retained Earnings (2016 - 2025)

NMI Holdings' Retained Earnings history spans 14 years, with the latest figure at $2.0 billion for Q4 2025.

  • For Q4 2025, Retained Earnings rose 24.56% year-over-year to $2.0 billion; the TTM value through Dec 2025 reached $2.0 billion, up 24.56%, while the annual FY2025 figure was $2.0 billion, 24.56% up from the prior year.
  • Retained Earnings for Q4 2025 was $2.0 billion at NMI Holdings, up from -$53.7 million in the prior quarter.
  • Across five years, Retained Earnings topped out at $2.0 billion in Q4 2025 and bottomed at -$221.3 million in Q3 2022.
  • The 5-year median for Retained Earnings is $458.7 million (2021), against an average of $560.3 million.
  • The largest annual shift saw Retained Earnings plummeted 1243.08% in 2022 before it surged 1231.57% in 2024.
  • A 5-year view of Retained Earnings shows it stood at $608.1 million in 2021, then plummeted by 133.6% to -$204.3 million in 2022, then soared by 31.52% to -$139.9 million in 2023, then soared by 1231.57% to $1.6 billion in 2024, then increased by 24.56% to $2.0 billion in 2025.
  • Per Business Quant, the three most recent readings for NMIH's Retained Earnings are $2.0 billion (Q4 2025), -$53.7 million (Q3 2025), and -$72.8 million (Q2 2025).