Growth Metrics

NMI Holdings (NMIH) Retained Earnings (2016 - 2025)

NMI Holdings (NMIH) has disclosed Retained Earnings for 14 consecutive years, with $2.0 billion as the latest value for Q4 2025.

  • Quarterly Retained Earnings rose 24.56% to $2.0 billion in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $2.0 billion through Dec 2025, up 24.56% year-over-year, with the annual reading at $2.0 billion for FY2025, 24.56% up from the prior year.
  • Retained Earnings hit $2.0 billion in Q4 2025 for NMI Holdings, up from -$53.7 million in the prior quarter.
  • In the past five years, Retained Earnings ranged from a high of $2.0 billion in Q4 2025 to a low of -$204.3 million in Q4 2022.
  • Historically, Retained Earnings has averaged $723.7 million across 5 years, with a median of $713.5 million in 2022.
  • Biggest YoY gain for Retained Earnings was 4178.05% in 2022; the steepest drop was 133.6% in 2022.
  • Year by year, Retained Earnings stood at $608.1 million in 2021, then tumbled by 133.6% to -$204.3 million in 2022, then skyrocketed by 31.52% to -$139.9 million in 2023, then skyrocketed by 1231.57% to $1.6 billion in 2024, then rose by 24.56% to $2.0 billion in 2025.
  • Business Quant data shows Retained Earnings for NMIH at $2.0 billion in Q4 2025, -$53.7 million in Q3 2025, and $1.8 billion in Q2 2025.